Compare A Roth 401(k) To A Traditional 401(k) Calculator

Compare a Roth 401(k) to a Traditional 401(k)

Your retirement income can vary widely depending on what type of account holds your savings and what assumptions you make about return and tax rates during the accumulation and withdrawal periods. Use this calculator to help compare employee contributions to the after-tax Roth 401(k) and the current tax-deductible 401(k).

Personal Information

Client Name

Advisor Name

Savings

Current age (1 - 120)

Your annual contribution (￥)

Distribution

Age when income should start (1 - 120)

Number of years to receive income (1 - 70)

Before tax return on savings (distribution phase) (-12% - 12%)

Income tax bracket (distribution phase) (0% - 75%)

Accumulation

Before tax return on savings (accumulation phase) (-12% - 12%)

Income tax bracket (accumulation phase) (0% - 75%)

Taxation of contribution options
1) Traditional 401(k) deductible account fully funded, contributions to Roth 401(k) non-deductible account are reduced
2) Full contribution made to Roth 401(k) non-deductible account, Traditional 401(k) account given a 'side-account' to reflect tax savings

此資訊可幫助您分析您的財務需要。它以您提供的有關您目標、期望和財務狀況的資訊與假設為基礎。此服務不得推斷為公司要承擔任何受託責任。此外，此類服務不得作為可依賴的唯一資訊來源。此資訊透過我們認為可靠的來源提供，但我們不保證其準確性。假設說明可能提供歷史的或最新的績效資訊。過往績效並非未來結果之保證或象徵。

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Compare A Roth 401(k) To A Traditional 401(k) Calculator