Should I convert to a Roth account?

Converting your current retirement savings account to a Roth account gives you the opportunity to have tax-free income in retirement. While this calculator may help you determine whether to convert your account to Roth, it provides only an estimate of the projected long-term impact of the conversion event and doesn't take into consideration any future contributions. This tool is intended to be only one factor to use in your determination whether conversion of your current pre-tax and after-tax money makes sense for you and your retirement goals.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Cash Flow

College

Credit & Debit

Home & Mortgage

Taxation

Insurance

Paycheck & Benefits

Qualified Plans

Retirement

Saving

Investment

Auto

Business

Other

Should I convert to a Roth account?

Assumptions