Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings'><set value='8148.0' /><set value='8480.0' /><set value='8826.0' /><set value='9185.0' /><set value='9560.0' /><set value='9949.0' /><set value='10354.0' /><set value='10776.0' /><set value='11215.0' /><set value='11672.0' /><set value='12148.0' /><set value='12643.0' /><set value='13158.0' /><set value='13694.0' /><set value='14252.0' /><set value='14832.0' /><set value='15437.0' /><set value='16066.0' /><set value='16720.0' /><set value='17401.0' /><set value='18110.0' /><set value='18848.0' /><set value='19616.0' /><set value='20415.0' /><set value='21247.0' /><set value='22113.0' /><set value='23013.0' /><set value='23951.0' /><set value='24927.0' /><set value='25942.0' /></dataset><dataset seriesName='Withdrawals'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Balance'><set value='208148.0' /><set value='216629.0' /><set value='225454.0' /><set value='234640.0' /><set value='244199.0' /><set value='254148.0' /><set value='264503.0' /><set value='275279.0' /><set value='286494.0' /><set value='298167.0' /><set value='310314.0' /><set value='322957.0' /><set value='336115.0' /><set value='349809.0' /><set value='364060.0' /><set value='378893.0' /><set value='394329.0' /><set value='410395.0' /><set value='427115.0' /><set value='444516.0' /><set value='462627.0' /><set value='481475.0' /><set value='501091.0' /><set value='521506.0' /><set value='542753.0' /><set value='564866.0' /><set value='587879.0' /><set value='611830.0' /><set value='636757.0' /><set value='662700.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$0</td><td>$38,932</td><td>$0</td><td>$200,000</td><td>$8,148</td><td>$0</td><td>$208,148</td></tr><tr><td role="rowheader" scope="row">2</td><td>0</td><td>40,117</td><td>0</td><td>208,148</td><td>8,480</td><td>0</td><td>216,629</td></tr><tr><td role="rowheader" scope="row">3</td><td>0</td><td>41,337</td><td>0</td><td>216,629</td><td>8,826</td><td>0</td><td>225,454</td></tr><tr><td role="rowheader" scope="row">4</td><td>0</td><td>42,594</td><td>0</td><td>225,454</td><td>9,185</td><td>0</td><td>234,640</td></tr><tr><td role="rowheader" scope="row">5</td><td>0</td><td>43,890</td><td>0</td><td>234,640</td><td>9,560</td><td>0</td><td>244,199</td></tr><tr><td role="rowheader" scope="row">6</td><td>0</td><td>45,225</td><td>0</td><td>244,199</td><td>9,949</td><td>0</td><td>254,148</td></tr><tr><td role="rowheader" scope="row">7</td><td>0</td><td>46,600</td><td>0</td><td>254,148</td><td>10,354</td><td>0</td><td>264,503</td></tr><tr><td role="rowheader" scope="row">8</td><td>0</td><td>48,017</td><td>0</td><td>264,503</td><td>10,776</td><td>0</td><td>275,279</td></tr><tr><td role="rowheader" scope="row">9</td><td>0</td><td>49,478</td><td>0</td><td>275,279</td><td>11,215</td><td>0</td><td>286,494</td></tr><tr><td role="rowheader" scope="row">10</td><td>0</td><td>50,983</td><td>0</td><td>286,494</td><td>11,672</td><td>0</td><td>298,167</td></tr><tr><td role="rowheader" scope="row">11</td><td>0</td><td>52,534</td><td>0</td><td>298,167</td><td>12,148</td><td>0</td><td>310,314</td></tr><tr><td role="rowheader" scope="row">12</td><td>0</td><td>54,131</td><td>0</td><td>310,314</td><td>12,643</td><td>0</td><td>322,957</td></tr><tr><td role="rowheader" scope="row">13</td><td>0</td><td>55,778</td><td>0</td><td>322,957</td><td>13,158</td><td>0</td><td>336,115</td></tr><tr><td role="rowheader" scope="row">14</td><td>0</td><td>57,474</td><td>0</td><td>336,115</td><td>13,694</td><td>0</td><td>349,809</td></tr><tr><td role="rowheader" scope="row">15</td><td>0</td><td>59,223</td><td>0</td><td>349,809</td><td>14,252</td><td>0</td><td>364,060</td></tr><tr><td role="rowheader" scope="row">16</td><td>0</td><td>61,024</td><td>0</td><td>364,060</td><td>14,832</td><td>0</td><td>378,893</td></tr><tr><td role="rowheader" scope="row">17</td><td>0</td><td>62,880</td><td>0</td><td>378,893</td><td>15,437</td><td>0</td><td>394,329</td></tr><tr><td role="rowheader" scope="row">18</td><td>0</td><td>64,793</td><td>0</td><td>394,329</td><td>16,066</td><td>0</td><td>410,395</td></tr><tr><td role="rowheader" scope="row">19</td><td>0</td><td>66,763</td><td>0</td><td>410,395</td><td>16,720</td><td>0</td><td>427,115</td></tr><tr><td role="rowheader" scope="row">20</td><td>0</td><td>68,794</td><td>0</td><td>427,115</td><td>17,401</td><td>0</td><td>444,516</td></tr><tr><td role="rowheader" scope="row">21</td><td>0</td><td>70,886</td><td>0</td><td>444,516</td><td>18,110</td><td>0</td><td>462,627</td></tr><tr><td role="rowheader" scope="row">22</td><td>0</td><td>73,042</td><td>0</td><td>462,627</td><td>18,848</td><td>0</td><td>481,475</td></tr><tr><td role="rowheader" scope="row">23</td><td>0</td><td>75,264</td><td>0</td><td>481,475</td><td>19,616</td><td>0</td><td>501,091</td></tr><tr><td role="rowheader" scope="row">24</td><td>0</td><td>77,553</td><td>0</td><td>501,091</td><td>20,415</td><td>0</td><td>521,506</td></tr><tr><td role="rowheader" scope="row">25</td><td>0</td><td>79,912</td><td>0</td><td>521,506</td><td>21,247</td><td>0</td><td>542,753</td></tr><tr><td role="rowheader" scope="row">26</td><td>0</td><td>82,343</td><td>0</td><td>542,753</td><td>22,113</td><td>0</td><td>564,866</td></tr><tr><td role="rowheader" scope="row">27</td><td>0</td><td>84,847</td><td>0</td><td>564,866</td><td>23,013</td><td>0</td><td>587,879</td></tr><tr><td role="rowheader" scope="row">28</td><td>0</td><td>87,428</td><td>0</td><td>587,879</td><td>23,951</td><td>0</td><td>611,830</td></tr><tr><td role="rowheader" scope="row">29</td><td>0</td><td>90,087</td><td>0</td><td>611,830</td><td>24,927</td><td>0</td><td>636,757</td></tr><tr><td role="rowheader" scope="row">30</td><td>0</td><td>92,827</td><td>0</td><td>636,757</td><td>25,942</td><td>0</td><td>662,700</td></tr></table>