You could purchase an auto valued at $34,921 which includes a down payment of $0 and assumes you could qualify for a loan amount of $34,921.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$34,921.35</td><td>$156.86</td><td>$500.00</td><td>$34,578.20</td></tr><tr><td role="rowheader" scope="row">2</td><td>34,578</td><td>155</td><td>500</td><td>34,234</td></tr><tr><td role="rowheader" scope="row">3</td><td>34,234</td><td>154</td><td>500</td><td>33,887</td></tr><tr><td role="rowheader" scope="row">4</td><td>33,887</td><td>152</td><td>500</td><td>33,539</td></tr><tr><td role="rowheader" scope="row">5</td><td>33,539</td><td>151</td><td>500</td><td>33,190</td></tr><tr><td role="rowheader" scope="row">6</td><td>33,190</td><td>149</td><td>500</td><td>32,839</td></tr><tr><td role="rowheader" scope="row">7</td><td>32,839</td><td>148</td><td>500</td><td>32,487</td></tr><tr><td role="rowheader" scope="row">8</td><td>32,487</td><td>146</td><td>500</td><td>32,133</td></tr><tr><td role="rowheader" scope="row">9</td><td>32,133</td><td>144</td><td>500</td><td>31,777</td></tr><tr><td role="rowheader" scope="row">10</td><td>31,777</td><td>143</td><td>500</td><td>31,420</td></tr><tr><td role="rowheader" scope="row">11</td><td>31,420</td><td>141</td><td>500</td><td>31,061</td></tr><tr><td role="rowheader" scope="row">12</td><td>31,061</td><td>140</td><td>500</td><td>30,700</td></tr><tr><td role="rowheader" scope="row">13</td><td>30,700</td><td>138</td><td>500</td><td>30,338</td></tr><tr><td role="rowheader" scope="row">14</td><td>30,338</td><td>136</td><td>500</td><td>29,975</td></tr><tr><td role="rowheader" scope="row">15</td><td>29,975</td><td>135</td><td>500</td><td>29,609</td></tr><tr><td role="rowheader" scope="row">16</td><td>29,609</td><td>133</td><td>500</td><td>29,242</td></tr><tr><td role="rowheader" scope="row">17</td><td>29,242</td><td>131</td><td>500</td><td>28,873</td></tr><tr><td role="rowheader" scope="row">18</td><td>28,873</td><td>130</td><td>500</td><td>28,503</td></tr><tr><td role="rowheader" scope="row">19</td><td>28,503</td><td>128</td><td>500</td><td>28,131</td></tr><tr><td role="rowheader" scope="row">20</td><td>28,131</td><td>126</td><td>500</td><td>27,758</td></tr><tr><td role="rowheader" scope="row">21</td><td>27,758</td><td>125</td><td>500</td><td>27,382</td></tr><tr><td role="rowheader" scope="row">22</td><td>27,382</td><td>123</td><td>500</td><td>27,005</td></tr><tr><td role="rowheader" scope="row">23</td><td>27,005</td><td>121</td><td>500</td><td>26,627</td></tr><tr><td role="rowheader" scope="row">24</td><td>26,627</td><td>120</td><td>500</td><td>26,246</td></tr><tr><td role="rowheader" scope="row">25</td><td>26,246</td><td>118</td><td>500</td><td>25,864</td></tr><tr><td role="rowheader" scope="row">26</td><td>25,864</td><td>116</td><td>500</td><td>25,480</td></tr><tr><td role="rowheader" scope="row">27</td><td>25,480</td><td>114</td><td>500</td><td>25,095</td></tr><tr><td role="rowheader" scope="row">28</td><td>25,095</td><td>113</td><td>500</td><td>24,707</td></tr><tr><td role="rowheader" scope="row">29</td><td>24,707</td><td>111</td><td>500</td><td>24,318</td></tr><tr><td role="rowheader" scope="row">30</td><td>24,318</td><td>109</td><td>500</td><td>23,928</td></tr><tr><td role="rowheader" scope="row">31</td><td>23,928</td><td>107</td><td>500</td><td>23,535</td></tr><tr><td role="rowheader" scope="row">32</td><td>23,535</td><td>106</td><td>500</td><td>23,141</td></tr><tr><td role="rowheader" scope="row">33</td><td>23,141</td><td>104</td><td>500</td><td>22,745</td></tr><tr><td role="rowheader" scope="row">34</td><td>22,745</td><td>102</td><td>500</td><td>22,347</td></tr><tr><td role="rowheader" scope="row">35</td><td>22,347</td><td>100</td><td>500</td><td>21,947</td></tr><tr><td role="rowheader" scope="row">36</td><td>21,947</td><td>99</td><td>500</td><td>21,546</td></tr><tr><td role="rowheader" scope="row">37</td><td>21,546</td><td>97</td><td>500</td><td>21,143</td></tr><tr><td role="rowheader" scope="row">38</td><td>21,143</td><td>95</td><td>500</td><td>20,738</td></tr><tr><td role="rowheader" scope="row">39</td><td>20,738</td><td>93</td><td>500</td><td>20,331</td></tr><tr><td role="rowheader" scope="row">40</td><td>20,331</td><td>91</td><td>500</td><td>19,922</td></tr><tr><td role="rowheader" scope="row">41</td><td>19,922</td><td>89</td><td>500</td><td>19,511</td></tr><tr><td role="rowheader" scope="row">42</td><td>19,511</td><td>88</td><td>500</td><td>19,099</td></tr><tr><td role="rowheader" scope="row">43</td><td>19,099</td><td>86</td><td>500</td><td>18,685</td></tr><tr><td role="rowheader" scope="row">44</td><td>18,685</td><td>84</td><td>500</td><td>18,269</td></tr><tr><td role="rowheader" scope="row">45</td><td>18,269</td><td>82</td><td>500</td><td>17,851</td></tr><tr><td role="rowheader" scope="row">46</td><td>17,851</td><td>80</td><td>500</td><td>17,431</td></tr><tr><td role="rowheader" scope="row">47</td><td>17,431</td><td>78</td><td>500</td><td>17,009</td></tr><tr><td role="rowheader" scope="row">48</td><td>17,009</td><td>76</td><td>500</td><td>16,586</td></tr><tr><td role="rowheader" scope="row">49</td><td>16,586</td><td>74</td><td>500</td><td>16,160</td></tr><tr><td role="rowheader" scope="row">50</td><td>16,160</td><td>73</td><td>500</td><td>15,733</td></tr><tr><td role="rowheader" scope="row">51</td><td>15,733</td><td>71</td><td>500</td><td>15,304</td></tr><tr><td role="rowheader" scope="row">52</td><td>15,304</td><td>69</td><td>500</td><td>14,872</td></tr><tr><td role="rowheader" scope="row">53</td><td>14,872</td><td>67</td><td>500</td><td>14,439</td></tr><tr><td role="rowheader" scope="row">54</td><td>14,439</td><td>65</td><td>500</td><td>14,004</td></tr><tr><td role="rowheader" scope="row">55</td><td>14,004</td><td>63</td><td>500</td><td>13,567</td></tr><tr><td role="rowheader" scope="row">56</td><td>13,567</td><td>61</td><td>500</td><td>13,128</td></tr><tr><td role="rowheader" scope="row">57</td><td>13,128</td><td>59</td><td>500</td><td>12,687</td></tr><tr><td role="rowheader" scope="row">58</td><td>12,687</td><td>57</td><td>500</td><td>12,244</td></tr><tr><td role="rowheader" scope="row">59</td><td>12,244</td><td>55</td><td>500</td><td>11,799</td></tr><tr><td role="rowheader" scope="row">60</td><td>11,799</td><td>53</td><td>500</td><td>11,352</td></tr><tr><td role="rowheader" scope="row">61</td><td>11,352</td><td>51</td><td>500</td><td>10,903</td></tr><tr><td role="rowheader" scope="row">62</td><td>10,903</td><td>49</td><td>500</td><td>10,452</td></tr><tr><td role="rowheader" scope="row">63</td><td>10,452</td><td>47</td><td>500</td><td>9,999</td></tr><tr><td role="rowheader" scope="row">64</td><td>9,999</td><td>45</td><td>500</td><td>9,544</td></tr><tr><td role="rowheader" scope="row">65</td><td>9,544</td><td>43</td><td>500</td><td>9,086</td></tr><tr><td role="rowheader" scope="row">66</td><td>9,086</td><td>41</td><td>500</td><td>8,627</td></tr><tr><td role="rowheader" scope="row">67</td><td>8,627</td><td>39</td><td>500</td><td>8,166</td></tr><tr><td role="rowheader" scope="row">68</td><td>8,166</td><td>37</td><td>500</td><td>7,703</td></tr><tr><td role="rowheader" scope="row">69</td><td>7,703</td><td>35</td><td>500</td><td>7,237</td></tr><tr><td role="rowheader" scope="row">70</td><td>7,237</td><td>33</td><td>500</td><td>6,770</td></tr><tr><td role="rowheader" scope="row">71</td><td>6,770</td><td>30</td><td>500</td><td>6,300</td></tr><tr><td role="rowheader" scope="row">72</td><td>6,300</td><td>28</td><td>500</td><td>5,828</td></tr><tr><td role="rowheader" scope="row">73</td><td>5,828</td><td>26</td><td>500</td><td>5,355</td></tr><tr><td role="rowheader" scope="row">74</td><td>5,355</td><td>24</td><td>500</td><td>4,879</td></tr><tr><td role="rowheader" scope="row">75</td><td>4,879</td><td>22</td><td>500</td><td>4,401</td></tr><tr><td role="rowheader" scope="row">76</td><td>4,401</td><td>20</td><td>500</td><td>3,920</td></tr><tr><td role="rowheader" scope="row">77</td><td>3,920</td><td>18</td><td>500</td><td>3,438</td></tr><tr><td role="rowheader" scope="row">78</td><td>3,438</td><td>15</td><td>500</td><td>2,953</td></tr><tr><td role="rowheader" scope="row">79</td><td>2,953</td><td>13</td><td>500</td><td>2,467</td></tr><tr><td role="rowheader" scope="row">80</td><td>2,467</td><td>11</td><td>500</td><td>1,978</td></tr><tr><td role="rowheader" scope="row">81</td><td>1,978</td><td>9</td><td>500</td><td>1,487</td></tr><tr><td role="rowheader" scope="row">82</td><td>1,487</td><td>7</td><td>500</td><td>993</td></tr><tr><td role="rowheader" scope="row">83</td><td>993</td><td>4</td><td>500</td><td>498</td></tr><tr><td role="rowheader" scope="row">84</td><td>498</td><td>2</td><td>500</td><td>0</td></tr></table>