Based on the terms of your Share Certificate it appears that you will accumulate $122,710 before taxes over the next 60 months with an annual percentage yield (APY) of 4.178%. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Share Certificate Growth' xAxisName='Years' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='2' /><category label='3' /><category label='4' /><category label='5' /></categories><dataset seriesName='Dividend Earned'><set value='4178.0' /><set value='4352.0' /><set value='4534.0' /><set value='4724.0' /><set value='4921.0' /></dataset><dataset seriesName='Taxes Due'><set value='1044.0' /><set value='1088.0' /><set value='1134.0' /><set value='1181.0' /><set value='1230.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Beginning Balance</th><th scope="col">Dividend @ 4.10%</th><th scope="col">Ending Balance</th><th scope="col">Taxes Due @ 25.00%</th></tr><tr><td role="rowheader" scope="row">1</td><td>$100,000</td><td>$4,178</td><td>$103,133</td><td>$1,044</td></tr><tr><td role="rowheader" scope="row">2</td><td>104,178</td><td>4,352</td><td>107,442</td><td>1,088</td></tr><tr><td role="rowheader" scope="row">3</td><td>108,530</td><td>4,534</td><td>111,931</td><td>1,134</td></tr><tr><td role="rowheader" scope="row">4</td><td>113,065</td><td>4,724</td><td>116,608</td><td>1,181</td></tr><tr><td role="rowheader" scope="row">5</td><td>117,789</td><td>4,921</td><td>121,479</td><td>1,230</td></tr></table>