You could purchase an auto valued at $39,240 which includes a down payment of $18,000 and assumes you could qualify for a loan amount of $21,240.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$21,239.61</td><td>$102.66</td><td>$350.00</td><td>$20,992.27</td></tr><tr><td role="rowheader" scope="row">2</td><td>20,992</td><td>101</td><td>350</td><td>20,744</td></tr><tr><td role="rowheader" scope="row">3</td><td>20,744</td><td>100</td><td>350</td><td>20,494</td></tr><tr><td role="rowheader" scope="row">4</td><td>20,494</td><td>99</td><td>350</td><td>20,243</td></tr><tr><td role="rowheader" scope="row">5</td><td>20,243</td><td>98</td><td>350</td><td>19,991</td></tr><tr><td role="rowheader" scope="row">6</td><td>19,991</td><td>97</td><td>350</td><td>19,738</td></tr><tr><td role="rowheader" scope="row">7</td><td>19,738</td><td>95</td><td>350</td><td>19,483</td></tr><tr><td role="rowheader" scope="row">8</td><td>19,483</td><td>94</td><td>350</td><td>19,227</td></tr><tr><td role="rowheader" scope="row">9</td><td>19,227</td><td>93</td><td>350</td><td>18,970</td></tr><tr><td role="rowheader" scope="row">10</td><td>18,970</td><td>92</td><td>350</td><td>18,712</td></tr><tr><td role="rowheader" scope="row">11</td><td>18,712</td><td>90</td><td>350</td><td>18,452</td></tr><tr><td role="rowheader" scope="row">12</td><td>18,452</td><td>89</td><td>350</td><td>18,191</td></tr><tr><td role="rowheader" scope="row">13</td><td>18,191</td><td>88</td><td>350</td><td>17,929</td></tr><tr><td role="rowheader" scope="row">14</td><td>17,929</td><td>87</td><td>350</td><td>17,666</td></tr><tr><td role="rowheader" scope="row">15</td><td>17,666</td><td>85</td><td>350</td><td>17,401</td></tr><tr><td role="rowheader" scope="row">16</td><td>17,401</td><td>84</td><td>350</td><td>17,135</td></tr><tr><td role="rowheader" scope="row">17</td><td>17,135</td><td>83</td><td>350</td><td>16,868</td></tr><tr><td role="rowheader" scope="row">18</td><td>16,868</td><td>82</td><td>350</td><td>16,600</td></tr><tr><td role="rowheader" scope="row">19</td><td>16,600</td><td>80</td><td>350</td><td>16,330</td></tr><tr><td role="rowheader" scope="row">20</td><td>16,330</td><td>79</td><td>350</td><td>16,059</td></tr><tr><td role="rowheader" scope="row">21</td><td>16,059</td><td>78</td><td>350</td><td>15,787</td></tr><tr><td role="rowheader" scope="row">22</td><td>15,787</td><td>76</td><td>350</td><td>15,513</td></tr><tr><td role="rowheader" scope="row">23</td><td>15,513</td><td>75</td><td>350</td><td>15,238</td></tr><tr><td role="rowheader" scope="row">24</td><td>15,238</td><td>74</td><td>350</td><td>14,961</td></tr><tr><td role="rowheader" scope="row">25</td><td>14,961</td><td>72</td><td>350</td><td>14,684</td></tr><tr><td role="rowheader" scope="row">26</td><td>14,684</td><td>71</td><td>350</td><td>14,405</td></tr><tr><td role="rowheader" scope="row">27</td><td>14,405</td><td>70</td><td>350</td><td>14,124</td></tr><tr><td role="rowheader" scope="row">28</td><td>14,124</td><td>68</td><td>350</td><td>13,843</td></tr><tr><td role="rowheader" scope="row">29</td><td>13,843</td><td>67</td><td>350</td><td>13,560</td></tr><tr><td role="rowheader" scope="row">30</td><td>13,560</td><td>66</td><td>350</td><td>13,275</td></tr><tr><td role="rowheader" scope="row">31</td><td>13,275</td><td>64</td><td>350</td><td>12,989</td></tr><tr><td role="rowheader" scope="row">32</td><td>12,989</td><td>63</td><td>350</td><td>12,702</td></tr><tr><td role="rowheader" scope="row">33</td><td>12,702</td><td>61</td><td>350</td><td>12,413</td></tr><tr><td role="rowheader" scope="row">34</td><td>12,413</td><td>60</td><td>350</td><td>12,123</td></tr><tr><td role="rowheader" scope="row">35</td><td>12,123</td><td>59</td><td>350</td><td>11,832</td></tr><tr><td role="rowheader" scope="row">36</td><td>11,832</td><td>57</td><td>350</td><td>11,539</td></tr><tr><td role="rowheader" scope="row">37</td><td>11,539</td><td>56</td><td>350</td><td>11,245</td></tr><tr><td role="rowheader" scope="row">38</td><td>11,245</td><td>54</td><td>350</td><td>10,949</td></tr><tr><td role="rowheader" scope="row">39</td><td>10,949</td><td>53</td><td>350</td><td>10,652</td></tr><tr><td role="rowheader" scope="row">40</td><td>10,652</td><td>51</td><td>350</td><td>10,354</td></tr><tr><td role="rowheader" scope="row">41</td><td>10,354</td><td>50</td><td>350</td><td>10,054</td></tr><tr><td role="rowheader" scope="row">42</td><td>10,054</td><td>49</td><td>350</td><td>9,752</td></tr><tr><td role="rowheader" scope="row">43</td><td>9,752</td><td>47</td><td>350</td><td>9,450</td></tr><tr><td role="rowheader" scope="row">44</td><td>9,450</td><td>46</td><td>350</td><td>9,145</td></tr><tr><td role="rowheader" scope="row">45</td><td>9,145</td><td>44</td><td>350</td><td>8,839</td></tr><tr><td role="rowheader" scope="row">46</td><td>8,839</td><td>43</td><td>350</td><td>8,532</td></tr><tr><td role="rowheader" scope="row">47</td><td>8,532</td><td>41</td><td>350</td><td>8,223</td></tr><tr><td role="rowheader" scope="row">48</td><td>8,223</td><td>40</td><td>350</td><td>7,913</td></tr><tr><td role="rowheader" scope="row">49</td><td>7,913</td><td>38</td><td>350</td><td>7,601</td></tr><tr><td role="rowheader" scope="row">50</td><td>7,601</td><td>37</td><td>350</td><td>7,288</td></tr><tr><td role="rowheader" scope="row">51</td><td>7,288</td><td>35</td><td>350</td><td>6,973</td></tr><tr><td role="rowheader" scope="row">52</td><td>6,973</td><td>34</td><td>350</td><td>6,657</td></tr><tr><td role="rowheader" scope="row">53</td><td>6,657</td><td>32</td><td>350</td><td>6,339</td></tr><tr><td role="rowheader" scope="row">54</td><td>6,339</td><td>31</td><td>350</td><td>6,020</td></tr><tr><td role="rowheader" scope="row">55</td><td>6,020</td><td>29</td><td>350</td><td>5,699</td></tr><tr><td role="rowheader" scope="row">56</td><td>5,699</td><td>28</td><td>350</td><td>5,376</td></tr><tr><td role="rowheader" scope="row">57</td><td>5,376</td><td>26</td><td>350</td><td>5,052</td></tr><tr><td role="rowheader" scope="row">58</td><td>5,052</td><td>24</td><td>350</td><td>4,727</td></tr><tr><td role="rowheader" scope="row">59</td><td>4,727</td><td>23</td><td>350</td><td>4,400</td></tr><tr><td role="rowheader" scope="row">60</td><td>4,400</td><td>21</td><td>350</td><td>4,071</td></tr><tr><td role="rowheader" scope="row">61</td><td>4,071</td><td>20</td><td>350</td><td>3,741</td></tr><tr><td role="rowheader" scope="row">62</td><td>3,741</td><td>18</td><td>350</td><td>3,409</td></tr><tr><td role="rowheader" scope="row">63</td><td>3,409</td><td>16</td><td>350</td><td>3,075</td></tr><tr><td role="rowheader" scope="row">64</td><td>3,075</td><td>15</td><td>350</td><td>2,740</td></tr><tr><td role="rowheader" scope="row">65</td><td>2,740</td><td>13</td><td>350</td><td>2,403</td></tr><tr><td role="rowheader" scope="row">66</td><td>2,403</td><td>12</td><td>350</td><td>2,065</td></tr><tr><td role="rowheader" scope="row">67</td><td>2,065</td><td>10</td><td>350</td><td>1,725</td></tr><tr><td role="rowheader" scope="row">68</td><td>1,725</td><td>8</td><td>350</td><td>1,383</td></tr><tr><td role="rowheader" scope="row">69</td><td>1,383</td><td>7</td><td>350</td><td>1,040</td></tr><tr><td role="rowheader" scope="row">70</td><td>1,040</td><td>5</td><td>350</td><td>695</td></tr><tr><td role="rowheader" scope="row">71</td><td>695</td><td>3</td><td>350</td><td>348</td></tr><tr><td role="rowheader" scope="row">72</td><td>348</td><td>2</td><td>350</td><td>0</td></tr></table>