Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category 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value='2567550.0' /><set value='2660372.0' /><set value='2759049.0' /><set value='2863924.0' /><set value='2975354.0' /><set value='3093715.0' /><set value='3219236.0' /><set value='3350392.0' /><set value='3486892.0' /><set value='3628954.0' /><set value='3776803.0' /><set value='3930676.0' /><set value='4090817.0' /><set value='4257484.0' /><set value='4430940.0' /><set value='4611463.0' /><set value='4799342.0' /><set value='4994874.0' /><set value='5198373.0' /><set value='5410163.0' /><set value='5630581.0' /><set value='5859980.0' /><set value='6098724.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$241,103</td><td>$216,496</td><td>$24,608</td><td>$2,000,000</td><td>$81,023</td><td>$-24,608</td><td>$2,056,415</td></tr><tr><td role="rowheader" scope="row">2</td><td>243,525</td><td>220,259</td><td>23,267</td><td>2,056,415</td><td>83,346</td><td>-23,267</td><td>2,116,494</td></tr><tr><td role="rowheader" scope="row">3</td><td>245,972</td><td>224,123</td><td>21,848</td><td>2,116,494</td><td>85,819</td><td>-21,848</td><td>2,180,465</td></tr><tr><td role="rowheader" scope="row">4</td><td>248,443</td><td>228,093</td><td>20,350</td><td>2,180,465</td><td>88,453</td><td>-20,350</td><td>2,248,568</td></tr><tr><td role="rowheader" scope="row">5</td><td>250,938</td><td>232,169</td><td>18,769</td><td>2,248,568</td><td>91,257</td><td>-18,769</td><td>2,321,055</td></tr><tr><td role="rowheader" scope="row">6</td><td>253,459</td><td>236,356</td><td>17,103</td><td>2,321,055</td><td>94,241</td><td>-17,103</td><td>2,398,193</td></tr><tr><td role="rowheader" scope="row">7</td><td>256,006</td><td>240,657</td><td>15,349</td><td>2,398,193</td><td>97,415</td><td>-15,349</td><td>2,480,260</td></tr><tr><td role="rowheader" scope="row">8</td><td>258,577</td><td>245,075</td><td>13,503</td><td>2,480,260</td><td>100,793</td><td>-13,503</td><td>2,567,550</td></tr><tr><td role="rowheader" scope="row">9</td><td>261,175</td><td>249,612</td><td>11,563</td><td>2,567,550</td><td>104,385</td><td>-11,563</td><td>2,660,372</td></tr><tr><td role="rowheader" scope="row">10</td><td>263,799</td><td>254,273</td><td>9,526</td><td>2,660,372</td><td>108,204</td><td>-9,526</td><td>2,759,049</td></tr><tr><td role="rowheader" scope="row">11</td><td>266,449</td><td>259,060</td><td>7,389</td><td>2,759,049</td><td>112,264</td><td>-7,389</td><td>2,863,924</td></tr><tr><td role="rowheader" scope="row">12</td><td>269,126</td><td>263,978</td><td>5,148</td><td>2,863,924</td><td>116,578</td><td>-5,148</td><td>2,975,354</td></tr><tr><td role="rowheader" scope="row">13</td><td>271,829</td><td>269,030</td><td>2,799</td><td>2,975,354</td><td>121,161</td><td>-2,799</td><td>3,093,715</td></tr><tr><td role="rowheader" scope="row">14</td><td>274,560</td><td>274,220</td><td>507</td><td>3,093,715</td><td>126,027</td><td>-507</td><td>3,219,236</td></tr><tr><td role="rowheader" scope="row">15</td><td>277,318</td><td>279,551</td><td>0</td><td>3,219,236</td><td>131,157</td><td>0</td><td>3,350,392</td></tr><tr><td role="rowheader" scope="row">16</td><td>280,104</td><td>285,028</td><td>0</td><td>3,350,392</td><td>136,500</td><td>0</td><td>3,486,892</td></tr><tr><td role="rowheader" scope="row">17</td><td>282,918</td><td>290,654</td><td>0</td><td>3,486,892</td><td>142,061</td><td>0</td><td>3,628,954</td></tr><tr><td role="rowheader" scope="row">18</td><td>285,760</td><td>296,435</td><td>0</td><td>3,628,954</td><td>147,849</td><td>0</td><td>3,776,803</td></tr><tr><td role="rowheader" scope="row">19</td><td>288,631</td><td>302,374</td><td>0</td><td>3,776,803</td><td>153,873</td><td>0</td><td>3,930,676</td></tr><tr><td role="rowheader" scope="row">20</td><td>291,531</td><td>308,475</td><td>0</td><td>3,930,676</td><td>160,142</td><td>0</td><td>4,090,817</td></tr><tr><td role="rowheader" scope="row">21</td><td>294,459</td><td>314,744</td><td>0</td><td>4,090,817</td><td>166,666</td><td>0</td><td>4,257,484</td></tr><tr><td role="rowheader" scope="row">22</td><td>297,418</td><td>321,185</td><td>0</td><td>4,257,484</td><td>173,456</td><td>0</td><td>4,430,940</td></tr><tr><td role="rowheader" scope="row">23</td><td>300,405</td><td>327,803</td><td>0</td><td>4,430,940</td><td>180,523</td><td>0</td><td>4,611,463</td></tr><tr><td role="rowheader" scope="row">24</td><td>303,423</td><td>334,602</td><td>0</td><td>4,611,463</td><td>187,878</td><td>0</td><td>4,799,342</td></tr><tr><td role="rowheader" scope="row">25</td><td>306,471</td><td>341,589</td><td>0</td><td>4,799,342</td><td>195,533</td><td>0</td><td>4,994,874</td></tr><tr><td role="rowheader" scope="row">26</td><td>309,550</td><td>348,768</td><td>0</td><td>4,994,874</td><td>203,499</td><td>0</td><td>5,198,373</td></tr><tr><td role="rowheader" scope="row">27</td><td>312,660</td><td>356,145</td><td>0</td><td>5,198,373</td><td>211,790</td><td>0</td><td>5,410,163</td></tr><tr><td role="rowheader" scope="row">28</td><td>315,801</td><td>363,725</td><td>0</td><td>5,410,163</td><td>220,418</td><td>0</td><td>5,630,581</td></tr><tr><td role="rowheader" scope="row">29</td><td>318,973</td><td>371,514</td><td>0</td><td>5,630,581</td><td>229,399</td><td>0</td><td>5,859,980</td></tr><tr><td role="rowheader" scope="row">30</td><td>322,178</td><td>379,518</td><td>0</td><td>5,859,980</td><td>238,745</td><td>0</td><td>6,098,724</td></tr></table>