Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category 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value='198871.0' /><set value='203935.0' /></dataset><dataset seriesName='Withdrawals' color='B46226'><set value='-84052.0' /><set value='-84153.0' /><set value='-84233.0' /><set value='-84289.0' /><set value='-84323.0' /><set value='-84332.0' /><set value='-84315.0' /><set value='-84272.0' /><set value='-84202.0' /><set value='-84103.0' /><set value='-83974.0' /><set value='-83815.0' /><set value='-83623.0' /><set value='-83398.0' /><set value='-83138.0' /><set value='-82842.0' /><set value='-82509.0' /><set value='-82137.0' /><set value='-81725.0' /><set value='-81271.0' /><set value='-80774.0' /><set value='-80231.0' /><set value='-79643.0' /><set value='-79005.0' /><set value='-78318.0' /><set value='-77579.0' /><set value='-76786.0' /><set value='-75937.0' /><set value='-75030.0' /><set value='-74063.0' /></dataset><dataset seriesName='Balance' color='4B7F80'><set value='3036614.0' /><set value='3074618.0' /><set value='3114088.0' /><set value='3155109.0' /><set value='3197768.0' /><set value='3242154.0' /><set value='3288366.0' /><set value='3336505.0' /><set value='3386676.0' /><set value='3438992.0' /><set value='3493570.0' /><set value='3550535.0' /><set value='3610015.0' /><set value='3672148.0' /><set value='3737077.0' /><set value='3804952.0' /><set value='3875932.0' /><set value='3950182.0' /><set value='4027877.0' /><set value='4109200.0' /><set value='4194342.0' /><set value='4283505.0' /><set value='4376901.0' /><set value='4474750.0' /><set value='4577286.0' /><set value='4684752.0' /><set value='4797404.0' /><set value='4915511.0' /><set value='5039352.0' /><set value='5169224.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$120,552</td><td>$36,499</td><td>$84,052</td><td>$3,000,000</td><td>$120,667</td><td>$-84,052</td><td>$3,036,614</td></tr><tr><td role="rowheader" scope="row">2</td><td>121,763</td><td>37,609</td><td>84,153</td><td>3,036,614</td><td>122,157</td><td>-84,153</td><td>3,074,618</td></tr><tr><td role="rowheader" scope="row">3</td><td>122,986</td><td>38,753</td><td>84,233</td><td>3,074,618</td><td>123,703</td><td>-84,233</td><td>3,114,088</td></tr><tr><td role="rowheader" scope="row">4</td><td>124,221</td><td>39,932</td><td>84,289</td><td>3,114,088</td><td>125,310</td><td>-84,289</td><td>3,155,109</td></tr><tr><td role="rowheader" scope="row">5</td><td>125,469</td><td>41,147</td><td>84,323</td><td>3,155,109</td><td>126,981</td><td>-84,323</td><td>3,197,768</td></tr><tr><td role="rowheader" scope="row">6</td><td>126,730</td><td>42,398</td><td>84,332</td><td>3,197,768</td><td>128,719</td><td>-84,332</td><td>3,242,154</td></tr><tr><td role="rowheader" scope="row">7</td><td>128,003</td><td>43,688</td><td>84,315</td><td>3,242,154</td><td>130,527</td><td>-84,315</td><td>3,288,366</td></tr><tr><td role="rowheader" scope="row">8</td><td>129,289</td><td>45,016</td><td>84,272</td><td>3,288,366</td><td>132,411</td><td>-84,272</td><td>3,336,505</td></tr><tr><td role="rowheader" scope="row">9</td><td>130,588</td><td>46,386</td><td>84,202</td><td>3,336,505</td><td>134,373</td><td>-84,202</td><td>3,386,676</td></tr><tr><td role="rowheader" scope="row">10</td><td>131,899</td><td>47,796</td><td>84,103</td><td>3,386,676</td><td>136,419</td><td>-84,103</td><td>3,438,992</td></tr><tr><td role="rowheader" scope="row">11</td><td>133,224</td><td>49,250</td><td>83,974</td><td>3,438,992</td><td>138,553</td><td>-83,974</td><td>3,493,570</td></tr><tr><td role="rowheader" scope="row">12</td><td>134,563</td><td>50,748</td><td>83,815</td><td>3,493,570</td><td>140,779</td><td>-83,815</td><td>3,550,535</td></tr><tr><td role="rowheader" scope="row">13</td><td>135,915</td><td>52,292</td><td>83,623</td><td>3,550,535</td><td>143,103</td><td>-83,623</td><td>3,610,015</td></tr><tr><td role="rowheader" scope="row">14</td><td>137,280</td><td>53,882</td><td>83,398</td><td>3,610,015</td><td>145,531</td><td>-83,398</td><td>3,672,148</td></tr><tr><td role="rowheader" scope="row">15</td><td>138,659</td><td>55,521</td><td>83,138</td><td>3,672,148</td><td>148,067</td><td>-83,138</td><td>3,737,077</td></tr><tr><td role="rowheader" scope="row">16</td><td>140,052</td><td>57,210</td><td>82,842</td><td>3,737,077</td><td>150,717</td><td>-82,842</td><td>3,804,952</td></tr><tr><td role="rowheader" scope="row">17</td><td>141,459</td><td>58,950</td><td>82,509</td><td>3,804,952</td><td>153,489</td><td>-82,509</td><td>3,875,932</td></tr><tr><td role="rowheader" scope="row">18</td><td>142,880</td><td>60,743</td><td>82,137</td><td>3,875,932</td><td>156,387</td><td>-82,137</td><td>3,950,182</td></tr><tr><td role="rowheader" scope="row">19</td><td>144,316</td><td>62,591</td><td>81,725</td><td>3,950,182</td><td>159,420</td><td>-81,725</td><td>4,027,877</td></tr><tr><td role="rowheader" scope="row">20</td><td>145,765</td><td>64,494</td><td>81,271</td><td>4,027,877</td><td>162,594</td><td>-81,271</td><td>4,109,200</td></tr><tr><td role="rowheader" scope="row">21</td><td>147,230</td><td>66,456</td><td>80,774</td><td>4,109,200</td><td>165,916</td><td>-80,774</td><td>4,194,342</td></tr><tr><td role="rowheader" scope="row">22</td><td>148,709</td><td>68,477</td><td>80,231</td><td>4,194,342</td><td>169,395</td><td>-80,231</td><td>4,283,505</td></tr><tr><td role="rowheader" scope="row">23</td><td>150,203</td><td>70,560</td><td>79,643</td><td>4,283,505</td><td>173,038</td><td>-79,643</td><td>4,376,901</td></tr><tr><td role="rowheader" scope="row">24</td><td>151,712</td><td>72,706</td><td>79,005</td><td>4,376,901</td><td>176,855</td><td>-79,005</td><td>4,474,750</td></tr><tr><td role="rowheader" scope="row">25</td><td>153,236</td><td>74,918</td><td>78,318</td><td>4,474,750</td><td>180,854</td><td>-78,318</td><td>4,577,286</td></tr><tr><td role="rowheader" scope="row">26</td><td>154,775</td><td>77,196</td><td>77,579</td><td>4,577,286</td><td>185,045</td><td>-77,579</td><td>4,684,752</td></tr><tr><td role="rowheader" scope="row">27</td><td>156,330</td><td>79,544</td><td>76,786</td><td>4,684,752</td><td>189,438</td><td>-76,786</td><td>4,797,404</td></tr><tr><td role="rowheader" scope="row">28</td><td>157,900</td><td>81,964</td><td>75,937</td><td>4,797,404</td><td>194,043</td><td>-75,937</td><td>4,915,511</td></tr><tr><td role="rowheader" scope="row">29</td><td>159,487</td><td>84,457</td><td>75,030</td><td>4,915,511</td><td>198,871</td><td>-75,030</td><td>5,039,352</td></tr><tr><td role="rowheader" scope="row">30</td><td>161,089</td><td>87,026</td><td>74,063</td><td>5,039,352</td><td>203,935</td><td>-74,063</td><td>5,169,224</td></tr></table>