Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='0' borderColor='FFFFFF' borderThickness='0' drawCustomLegend='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='004969'><set value='6109.0' /><set value='6340.0' /><set value='6561.0' /><set value='6771.0' /><set value='6967.0' /><set value='7148.0' /><set value='7312.0' /><set value='7458.0' /><set value='7584.0' /><set value='7688.0' /><set value='7767.0' /><set value='7819.0' /><set value='7842.0' /><set value='7833.0' /><set value='7789.0' /><set value='7708.0' /><set value='7587.0' /><set value='7422.0' /><set value='7209.0' /><set value='6945.0' /><set value='6627.0' /><set value='6249.0' /><set value='5809.0' /><set value='5300.0' /><set value='4719.0' /><set value='4059.0' /><set value='3317.0' /><set value='2486.0' /><set value='1559.0' /><set value='532.0' /></dataset><dataset seriesName='Withdrawals' color='36CAF3'><set value='-212.0' /><set value='-689.0' /><set value='-1189.0' /><set value='-1713.0' /><set value='-2263.0' /><set value='-2838.0' /><set value='-3441.0' /><set value='-4072.0' /><set value='-4732.0' /><set value='-5423.0' /><set value='-6145.0' /><set value='-6899.0' /><set value='-7688.0' /><set value='-8511.0' /><set value='-9371.0' /><set value='-10268.0' /><set value='-11205.0' /><set value='-12182.0' /><set value='-13200.0' /><set value='-14263.0' /><set value='-15370.0' /><set value='-16525.0' /><set value='-17727.0' /><set value='-18980.0' /><set value='-20285.0' /><set value='-21643.0' /><set value='-23057.0' /><set value='-24530.0' /><set value='-26061.0' /><set value='-26032.0' /></dataset><dataset seriesName='Balance' color='FFB978'><set value='155897.0' /><set value='161549.0' /><set value='166922.0' /><set value='171979.0' /><set value='176683.0' /><set value='180992.0' /><set value='184863.0' /><set value='188249.0' /><set value='191101.0' /><set value='193366.0' /><set value='194987.0' /><set value='195907.0' /><set value='196061.0' /><set value='195382.0' /><set value='193801.0' /><set value='191241.0' /><set value='187624.0' /><set value='182864.0' /><set value='176872.0' /><set value='169555.0' /><set value='160811.0' /><set value='150536.0' /><set value='138617.0' /><set value='124937.0' /><set value='109371.0' /><set value='91787.0' /><set value='72046.0' /><set value='50002.0' /><set value='25500.0' /><set value='0.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$53,532</td><td>$53,320</td><td>$212</td><td>$150,000</td><td>$6,109</td><td>$-212</td><td>$155,897</td></tr><tr><td role="rowheader" scope="row">2</td><td>55,160</td><td>54,472</td><td>689</td><td>155,897</td><td>6,340</td><td>-689</td><td>161,549</td></tr><tr><td role="rowheader" scope="row">3</td><td>56,838</td><td>55,649</td><td>1,189</td><td>161,549</td><td>6,561</td><td>-1,189</td><td>166,922</td></tr><tr><td role="rowheader" scope="row">4</td><td>58,567</td><td>56,854</td><td>1,713</td><td>166,922</td><td>6,771</td><td>-1,713</td><td>171,979</td></tr><tr><td role="rowheader" scope="row">5</td><td>60,348</td><td>58,086</td><td>2,263</td><td>171,979</td><td>6,967</td><td>-2,263</td><td>176,683</td></tr><tr><td role="rowheader" scope="row">6</td><td>62,184</td><td>59,345</td><td>2,838</td><td>176,683</td><td>7,148</td><td>-2,838</td><td>180,992</td></tr><tr><td role="rowheader" scope="row">7</td><td>64,075</td><td>60,634</td><td>3,441</td><td>180,992</td><td>7,312</td><td>-3,441</td><td>184,863</td></tr><tr><td role="rowheader" scope="row">8</td><td>66,024</td><td>61,952</td><td>4,072</td><td>184,863</td><td>7,458</td><td>-4,072</td><td>188,249</td></tr><tr><td role="rowheader" scope="row">9</td><td>68,032</td><td>63,300</td><td>4,732</td><td>188,249</td><td>7,584</td><td>-4,732</td><td>191,101</td></tr><tr><td role="rowheader" scope="row">10</td><td>70,102</td><td>64,679</td><td>5,423</td><td>191,101</td><td>7,688</td><td>-5,423</td><td>193,366</td></tr><tr><td role="rowheader" scope="row">11</td><td>72,234</td><td>66,089</td><td>6,145</td><td>193,366</td><td>7,767</td><td>-6,145</td><td>194,987</td></tr><tr><td role="rowheader" scope="row">12</td><td>74,431</td><td>67,531</td><td>6,899</td><td>194,987</td><td>7,819</td><td>-6,899</td><td>195,907</td></tr><tr><td role="rowheader" scope="row">13</td><td>76,695</td><td>69,007</td><td>7,688</td><td>195,907</td><td>7,842</td><td>-7,688</td><td>196,061</td></tr><tr><td role="rowheader" scope="row">14</td><td>79,027</td><td>70,516</td><td>8,511</td><td>196,061</td><td>7,833</td><td>-8,511</td><td>195,382</td></tr><tr><td role="rowheader" scope="row">15</td><td>81,431</td><td>72,060</td><td>9,371</td><td>195,382</td><td>7,789</td><td>-9,371</td><td>193,801</td></tr><tr><td role="rowheader" scope="row">16</td><td>83,908</td><td>73,640</td><td>10,268</td><td>193,801</td><td>7,708</td><td>-10,268</td><td>191,241</td></tr><tr><td role="rowheader" scope="row">17</td><td>86,460</td><td>75,255</td><td>11,205</td><td>191,241</td><td>7,587</td><td>-11,205</td><td>187,624</td></tr><tr><td role="rowheader" scope="row">18</td><td>89,090</td><td>76,908</td><td>12,182</td><td>187,624</td><td>7,422</td><td>-12,182</td><td>182,864</td></tr><tr><td role="rowheader" scope="row">19</td><td>91,800</td><td>78,599</td><td>13,200</td><td>182,864</td><td>7,209</td><td>-13,200</td><td>176,872</td></tr><tr><td role="rowheader" scope="row">20</td><td>94,592</td><td>80,329</td><td>14,263</td><td>176,872</td><td>6,945</td><td>-14,263</td><td>169,555</td></tr><tr><td role="rowheader" scope="row">21</td><td>97,469</td><td>82,098</td><td>15,370</td><td>169,555</td><td>6,627</td><td>-15,370</td><td>160,811</td></tr><tr><td role="rowheader" scope="row">22</td><td>100,433</td><td>83,909</td><td>16,525</td><td>160,811</td><td>6,249</td><td>-16,525</td><td>150,536</td></tr><tr><td role="rowheader" scope="row">23</td><td>103,488</td><td>85,761</td><td>17,727</td><td>150,536</td><td>5,809</td><td>-17,727</td><td>138,617</td></tr><tr><td role="rowheader" scope="row">24</td><td>106,636</td><td>87,656</td><td>18,980</td><td>138,617</td><td>5,300</td><td>-18,980</td><td>124,937</td></tr><tr><td role="rowheader" scope="row">25</td><td>109,879</td><td>89,595</td><td>20,285</td><td>124,937</td><td>4,719</td><td>-20,285</td><td>109,371</td></tr><tr><td role="rowheader" scope="row">26</td><td>113,221</td><td>91,578</td><td>21,643</td><td>109,371</td><td>4,059</td><td>-21,643</td><td>91,787</td></tr><tr><td role="rowheader" scope="row">27</td><td>116,665</td><td>93,608</td><td>23,057</td><td>91,787</td><td>3,317</td><td>-23,057</td><td>72,046</td></tr><tr><td role="rowheader" scope="row">28</td><td>120,214</td><td>95,684</td><td>24,530</td><td>72,046</td><td>2,486</td><td>-24,530</td><td>50,002</td></tr><tr><td role="rowheader" scope="row">29</td><td>123,870</td><td>97,809</td><td>26,061</td><td>50,002</td><td>1,559</td><td>-26,061</td><td>25,500</td></tr><tr><td role="rowheader" scope="row">30</td><td>127,638</td><td>99,982</td><td>27,655</td><td>25,500</td><td>532</td><td>-26,032</td><td>0</td></tr></table>