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<calcxmlResponse xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:noNamespaceSchemaLocation="http://host3.calcxml.com/schema/1.3/calcxmlResponse.xsd" version="1.3"><htmlValues><responseText>It appears that you will have an estimated tax REFUND of $0 for the current tax year.</responseText><chartUrl>&#xD;&lt;div id="chart1Container"&gt;Chart will load here&lt;/div&gt;&#xD;&lt;script type="text/javascript"&gt;&#xD;&lt;!--&#xD;var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" );&#xD;myChart1.setXMLData("&lt;chart showValues='1' showFCMenuItem='0' decimals='3' formatNumberScale='0' caption='Tax Analysis' xAxisName='' numberPrefix='$' bgColor='FFFFFF' showBorder='0' canvasBgColor='ffffff'  showAlternateHGridColor='0' plotGradientColor=''&gt;&lt;categories&gt;&lt;category label='' /&gt;&lt;/categories&gt;&lt;dataset seriesName='Tax Liability' color='0B9191'&gt;&lt;set value='0.0' /&gt;&lt;/dataset&gt;&lt;dataset seriesName='Taxes Withheld' color='F58127'&gt;&lt;set value='0.0' /&gt;&lt;/dataset&gt;&lt;dataset seriesName='Estimated Tax Refund' color='d8d8d8'&gt;&lt;set value='0.0' /&gt;&lt;/dataset&gt;&lt;/chart&gt;");&#xD;// --&gt;&#xD;&lt;/script&gt;&#xD;</chartUrl><relevantLinks>&lt;ul&gt;&lt;li&gt;&lt;a href="what-is-my-potential-estate-tax-liability"&gt;What is my potential estate tax liability?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="federal-income-tax-calculator"&gt;2026 Federal Income Tax Calculator&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="should-i-adjust-my-payroll-withholdings"&gt;Should I adjust my payroll withholdings?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="inc04"&gt;Will my investment interest be deductible?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="self-employment-tax-calculator"&gt;How much self-employment tax will I pay?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="inc06"&gt;Capital gains (losses) tax estimator&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="inc07"&gt;Compare taxable, tax-deferred, and tax-free investment growth&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="how-much-of-my-social-security-benefit-may-be-taxed"&gt;How much of my social security benefit may be taxed?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="inc09"&gt;What are the tax implications of paying interest?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="inc10"&gt;Should I itemize or take the standard deduction?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="inc11"&gt;What is my tax-equivalent yield?&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="tax-refund-estimator"&gt;2026 tax refund estimator&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="tax-freedom-day"&gt;Tax freedom day&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;</relevantLinks><htmlDataTable>&lt;table class='pure-table pure-table-bordered' role='grid'&gt;&lt;tr&gt;&lt;th colspan='3' class='section'&gt;Estimated Tax Analysis&lt;/th&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Gross income&lt;br&gt;(subject to personal rates)&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Taxable Pass-Through Income&lt;/td&gt;&lt;td&gt;+&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;&lt;/td&gt;&lt;td&gt;-&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Adjusted gross income&lt;/td&gt;&lt;td&gt;=&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Standard/Itemized deductions&lt;/td&gt;&lt;td&gt;-&lt;/td&gt;&lt;td&gt;$32,200&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Taxable income&lt;/td&gt;&lt;td&gt;=&lt;/td&gt;&lt;td&gt;$-32,200&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Tax liability before credits&lt;br&gt;(includes taxes on pass-through income)&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Child tax credits&lt;/td&gt;&lt;td&gt;-&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Family tax credits&lt;/td&gt;&lt;td&gt;-&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Estimated tax liability&lt;/td&gt;&lt;td&gt;=&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;Taxes withheld&lt;/td&gt;&lt;td&gt;-&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td role="rowheader" scope="row"&gt;&lt;b&gt;Tax surplus&lt;/b&gt;&lt;/td&gt;&lt;td&gt;=&lt;/td&gt;&lt;td&gt;$0&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</htmlDataTable><recommendations>&lt;h2&gt;Further Resources&lt;/h2&gt;&lt;ul style="list-style: unset !important;"&gt;&lt;li&gt;Discuss &lt;a href="https://www.moneyhelpcenter.com/tax-refund-may-costing/" target="_blank"&gt;what your tax refund could be costing you.&lt;/a&gt;&lt;/li&gt;&lt;li&gt;Read how &lt;a href="https://www.moneyhelpcenter.com/article/how-to-save-money/" target="_blank"&gt;small changes can help you reach your saving goals.&lt;/a&gt;&lt;/li&gt;&lt;li&gt;Calculate how much &lt;a href="https://www.moneyhelpcenter.com/saving-budgeting/calculate/current-savings-grow/" target="_blank"&gt;your savings could grow by investing your refund. &lt;/a&gt;&lt;/li&gt;&lt;li&gt;Discuss whether you should &lt;a href="https://www.moneyhelpcenter.com/2018-irs-withholding-tables/" target="_blank"&gt;change your withholdings with the new tax law.&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br&gt;&lt;span style="padding-bottom:2px;background-color:#eee;line-height:1.45em;border-bottom:1px dotted;border-top:1px dotted;"&gt;&lt;span style="color:#81A41E;font-size:100%;font-weight:700;"&gt;&amp;nbsp;FINANCIAL PLANNERS&lt;/span&gt; &lt;span style="color:#000;font-size:100%;font-weight:normal;"&gt;&amp;ndash; &lt;a href="http://www.plannerportal.com" target="_PP_WINDOW"&gt;Affordable Financial Planning Software&lt;/a&gt; &amp;ndash; &lt;a href="http://www.plannerportal.com" target="_PP_WINDOW"&gt;www.PlannerPortal.com&lt;/a&gt;&lt;/span&gt;&amp;nbsp;&amp;nbsp;&lt;/span&gt;</recommendations></htmlValues></calcxmlResponse>
