You could purchase an auto valued at $79,674 which includes a down payment of $30,000 and assumes you could qualify for a loan amount of $49,674.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$49,674.22</td><td>$206.98</td><td>$800.00</td><td>$49,081.20</td></tr><tr><td role="rowheader" scope="row">2</td><td>49,081</td><td>205</td><td>800</td><td>48,486</td></tr><tr><td role="rowheader" scope="row">3</td><td>48,486</td><td>202</td><td>800</td><td>47,888</td></tr><tr><td role="rowheader" scope="row">4</td><td>47,888</td><td>200</td><td>800</td><td>47,287</td></tr><tr><td role="rowheader" scope="row">5</td><td>47,287</td><td>197</td><td>800</td><td>46,684</td></tr><tr><td role="rowheader" scope="row">6</td><td>46,684</td><td>195</td><td>800</td><td>46,079</td></tr><tr><td role="rowheader" scope="row">7</td><td>46,079</td><td>192</td><td>800</td><td>45,471</td></tr><tr><td role="rowheader" scope="row">8</td><td>45,471</td><td>189</td><td>800</td><td>44,860</td></tr><tr><td role="rowheader" scope="row">9</td><td>44,860</td><td>187</td><td>800</td><td>44,247</td></tr><tr><td role="rowheader" scope="row">10</td><td>44,247</td><td>184</td><td>800</td><td>43,632</td></tr><tr><td role="rowheader" scope="row">11</td><td>43,632</td><td>182</td><td>800</td><td>43,013</td></tr><tr><td role="rowheader" scope="row">12</td><td>43,013</td><td>179</td><td>800</td><td>42,393</td></tr><tr><td role="rowheader" scope="row">13</td><td>42,393</td><td>177</td><td>800</td><td>41,769</td></tr><tr><td role="rowheader" scope="row">14</td><td>41,769</td><td>174</td><td>800</td><td>41,143</td></tr><tr><td role="rowheader" scope="row">15</td><td>41,143</td><td>171</td><td>800</td><td>40,515</td></tr><tr><td role="rowheader" scope="row">16</td><td>40,515</td><td>169</td><td>800</td><td>39,883</td></tr><tr><td role="rowheader" scope="row">17</td><td>39,883</td><td>166</td><td>800</td><td>39,250</td></tr><tr><td role="rowheader" scope="row">18</td><td>39,250</td><td>164</td><td>800</td><td>38,613</td></tr><tr><td role="rowheader" scope="row">19</td><td>38,613</td><td>161</td><td>800</td><td>37,974</td></tr><tr><td role="rowheader" scope="row">20</td><td>37,974</td><td>158</td><td>800</td><td>37,332</td></tr><tr><td role="rowheader" scope="row">21</td><td>37,332</td><td>156</td><td>800</td><td>36,688</td></tr><tr><td role="rowheader" scope="row">22</td><td>36,688</td><td>153</td><td>800</td><td>36,041</td></tr><tr><td role="rowheader" scope="row">23</td><td>36,041</td><td>150</td><td>800</td><td>35,391</td></tr><tr><td role="rowheader" scope="row">24</td><td>35,391</td><td>147</td><td>800</td><td>34,738</td></tr><tr><td role="rowheader" scope="row">25</td><td>34,738</td><td>145</td><td>800</td><td>34,083</td></tr><tr><td role="rowheader" scope="row">26</td><td>34,083</td><td>142</td><td>800</td><td>33,425</td></tr><tr><td role="rowheader" scope="row">27</td><td>33,425</td><td>139</td><td>800</td><td>32,764</td></tr><tr><td role="rowheader" scope="row">28</td><td>32,764</td><td>137</td><td>800</td><td>32,101</td></tr><tr><td role="rowheader" scope="row">29</td><td>32,101</td><td>134</td><td>800</td><td>31,435</td></tr><tr><td role="rowheader" scope="row">30</td><td>31,435</td><td>131</td><td>800</td><td>30,766</td></tr><tr><td role="rowheader" scope="row">31</td><td>30,766</td><td>128</td><td>800</td><td>30,094</td></tr><tr><td role="rowheader" scope="row">32</td><td>30,094</td><td>125</td><td>800</td><td>29,419</td></tr><tr><td role="rowheader" scope="row">33</td><td>29,419</td><td>123</td><td>800</td><td>28,742</td></tr><tr><td role="rowheader" scope="row">34</td><td>28,742</td><td>120</td><td>800</td><td>28,062</td></tr><tr><td role="rowheader" scope="row">35</td><td>28,062</td><td>117</td><td>800</td><td>27,378</td></tr><tr><td role="rowheader" scope="row">36</td><td>27,378</td><td>114</td><td>800</td><td>26,693</td></tr><tr><td role="rowheader" scope="row">37</td><td>26,693</td><td>111</td><td>800</td><td>26,004</td></tr><tr><td role="rowheader" scope="row">38</td><td>26,004</td><td>108</td><td>800</td><td>25,312</td></tr><tr><td role="rowheader" scope="row">39</td><td>25,312</td><td>105</td><td>800</td><td>24,618</td></tr><tr><td role="rowheader" scope="row">40</td><td>24,618</td><td>103</td><td>800</td><td>23,920</td></tr><tr><td role="rowheader" scope="row">41</td><td>23,920</td><td>100</td><td>800</td><td>23,220</td></tr><tr><td role="rowheader" scope="row">42</td><td>23,220</td><td>97</td><td>800</td><td>22,517</td></tr><tr><td role="rowheader" scope="row">43</td><td>22,517</td><td>94</td><td>800</td><td>21,810</td></tr><tr><td role="rowheader" scope="row">44</td><td>21,810</td><td>91</td><td>800</td><td>21,101</td></tr><tr><td role="rowheader" scope="row">45</td><td>21,101</td><td>88</td><td>800</td><td>20,389</td></tr><tr><td role="rowheader" scope="row">46</td><td>20,389</td><td>85</td><td>800</td><td>19,674</td></tr><tr><td role="rowheader" scope="row">47</td><td>19,674</td><td>82</td><td>800</td><td>18,956</td></tr><tr><td role="rowheader" scope="row">48</td><td>18,956</td><td>79</td><td>800</td><td>18,235</td></tr><tr><td role="rowheader" scope="row">49</td><td>18,235</td><td>76</td><td>800</td><td>17,511</td></tr><tr><td role="rowheader" scope="row">50</td><td>17,511</td><td>73</td><td>800</td><td>16,784</td></tr><tr><td role="rowheader" scope="row">51</td><td>16,784</td><td>70</td><td>800</td><td>16,054</td></tr><tr><td role="rowheader" scope="row">52</td><td>16,054</td><td>67</td><td>800</td><td>15,321</td></tr><tr><td role="rowheader" scope="row">53</td><td>15,321</td><td>64</td><td>800</td><td>14,585</td></tr><tr><td role="rowheader" scope="row">54</td><td>14,585</td><td>61</td><td>800</td><td>13,845</td></tr><tr><td role="rowheader" scope="row">55</td><td>13,845</td><td>58</td><td>800</td><td>13,103</td></tr><tr><td role="rowheader" scope="row">56</td><td>13,103</td><td>55</td><td>800</td><td>12,358</td></tr><tr><td role="rowheader" scope="row">57</td><td>12,358</td><td>51</td><td>800</td><td>11,609</td></tr><tr><td role="rowheader" scope="row">58</td><td>11,609</td><td>48</td><td>800</td><td>10,858</td></tr><tr><td role="rowheader" scope="row">59</td><td>10,858</td><td>45</td><td>800</td><td>10,103</td></tr><tr><td role="rowheader" scope="row">60</td><td>10,103</td><td>42</td><td>800</td><td>9,345</td></tr><tr><td role="rowheader" scope="row">61</td><td>9,345</td><td>39</td><td>800</td><td>8,584</td></tr><tr><td role="rowheader" scope="row">62</td><td>8,584</td><td>36</td><td>800</td><td>7,820</td></tr><tr><td role="rowheader" scope="row">63</td><td>7,820</td><td>33</td><td>800</td><td>7,052</td></tr><tr><td role="rowheader" scope="row">64</td><td>7,052</td><td>29</td><td>800</td><td>6,282</td></tr><tr><td role="rowheader" scope="row">65</td><td>6,282</td><td>26</td><td>800</td><td>5,508</td></tr><tr><td role="rowheader" scope="row">66</td><td>5,508</td><td>23</td><td>800</td><td>4,731</td></tr><tr><td role="rowheader" scope="row">67</td><td>4,731</td><td>20</td><td>800</td><td>3,950</td></tr><tr><td role="rowheader" scope="row">68</td><td>3,950</td><td>16</td><td>800</td><td>3,167</td></tr><tr><td role="rowheader" scope="row">69</td><td>3,167</td><td>13</td><td>800</td><td>2,380</td></tr><tr><td role="rowheader" scope="row">70</td><td>2,380</td><td>10</td><td>800</td><td>1,590</td></tr><tr><td role="rowheader" scope="row">71</td><td>1,590</td><td>7</td><td>800</td><td>797</td></tr><tr><td role="rowheader" scope="row">72</td><td>797</td><td>3</td><td>800</td><td>0</td></tr></table>