Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 87 you may still have $2,686,399 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='52' /><category label='' /><category label='' /><category label='55' /><category label='' /><category label='' /><category label='58' /><category label='' /><category label='' /><category label='61' /><category label='' /><category label='' /><category label='64' /><category label='' /><category label='' /><category label='67' /><category label='' /><category label='' /><category label='70' /><category label='' /><category label='' /><category label='73' /><category label='' /><category label='' /><category label='76' /><category label='' /><category label='' /><category label='79' /><category label='' /><category label='' /><category label='82' /><category label='' /><category label='' /><category label='85' /><category label='' /></categories><dataset seriesName='Retirement Balance' color='EEAA28'><set value='308000.0' /><set value='332640.0' /><set value='359251.0' /><set value='387991.0' /><set value='419031.0' /><set value='452553.0' /><set value='488757.0' /><set value='527858.0' /><set value='570087.0' /><set value='615693.0' /><set value='664949.0' /><set value='718145.0' /><set value='775596.0' /><set value='837644.0' /><set value='904656.0' /><set value='977028.0' /><set value='1026077.0' /><set value='1077781.0' /><set value='1132292.0' /><set value='1189769.0' /><set value='1250381.0' /><set value='1314306.0' /><set value='1381734.0' /><set value='1452865.0' /><set value='1527910.0' /><set value='1607094.0' /><set value='1690655.0' /><set value='1778843.0' /><set value='1871925.0' /><set value='1970182.0' /><set value='2073913.0' /><set value='2183434.0' /><set value='2299078.0' /><set value='2421200.0' /><set value='2550175.0' /></dataset><dataset seriesName='Retirement Income' color='B46226'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='9573.0' /><set value='9860.0' /><set value='10156.0' /><set value='10461.0' /><set value='10774.0' /><set value='11098.0' /><set value='11431.0' /><set value='11773.0' /><set value='12127.0' /><set value='12490.0' /><set value='12865.0' /><set value='13251.0' /><set value='13649.0' /><set value='14058.0' /><set value='14480.0' /><set value='14914.0' /><set value='15362.0' /><set value='15823.0' /><set value='16297.0' /><set value='16786.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Annual Salary Increasing @ 3.00%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Earnings<br/>Pre-Ret&#160;8.00%<br/>Post-Ret&#160;6.00%</th><th scope="col">Estimated Annual Savings </th><th scope="col">Retirement Income Replace <br/>75.00%</th><th scope="col">Annual Social Security Income</th><th scope="col">Annual Retirement Account Withdrawal</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">52</td><td>$42,000</td><td>$308,000</td><td>$24,640</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$332,640</td></tr><tr><td role="rowheader" scope="row">53</td><td>43,260</td><td>332,640</td><td>26,611</td><td>0</td><td>0</td><td>0</td><td>0</td><td>359,251</td></tr><tr><td role="rowheader" scope="row">54</td><td>44,558</td><td>359,251</td><td>28,740</td><td>0</td><td>0</td><td>0</td><td>0</td><td>387,991</td></tr><tr><td role="rowheader" scope="row">55</td><td>45,895</td><td>387,991</td><td>31,039</td><td>0</td><td>0</td><td>0</td><td>0</td><td>419,031</td></tr><tr><td role="rowheader" scope="row">56</td><td>47,271</td><td>419,031</td><td>33,522</td><td>0</td><td>0</td><td>0</td><td>0</td><td>452,553</td></tr><tr><td role="rowheader" scope="row">57</td><td>48,690</td><td>452,553</td><td>36,204</td><td>0</td><td>0</td><td>0</td><td>0</td><td>488,757</td></tr><tr><td role="rowheader" scope="row">58</td><td>50,150</td><td>488,757</td><td>39,101</td><td>0</td><td>0</td><td>0</td><td>0</td><td>527,858</td></tr><tr><td role="rowheader" scope="row">59</td><td>51,655</td><td>527,858</td><td>42,229</td><td>0</td><td>0</td><td>0</td><td>0</td><td>570,087</td></tr><tr><td role="rowheader" scope="row">60</td><td>53,204</td><td>570,087</td><td>45,607</td><td>0</td><td>0</td><td>0</td><td>0</td><td>615,693</td></tr><tr><td role="rowheader" scope="row">61</td><td>54,800</td><td>615,693</td><td>49,255</td><td>0</td><td>0</td><td>0</td><td>0</td><td>664,949</td></tr><tr><td role="rowheader" scope="row">62</td><td>56,444</td><td>664,949</td><td>53,196</td><td>0</td><td>0</td><td>0</td><td>0</td><td>718,145</td></tr><tr><td role="rowheader" scope="row">63</td><td>58,138</td><td>718,145</td><td>57,452</td><td>0</td><td>0</td><td>0</td><td>0</td><td>775,596</td></tr><tr><td role="rowheader" scope="row">64</td><td>59,882</td><td>775,596</td><td>62,048</td><td>0</td><td>0</td><td>0</td><td>0</td><td>837,644</td></tr><tr><td role="rowheader" scope="row">65</td><td>61,678</td><td>837,644</td><td>67,012</td><td>0</td><td>0</td><td>0</td><td>0</td><td>904,656</td></tr><tr><td role="rowheader" scope="row">66</td><td>63,529</td><td>904,656</td><td>72,372</td><td>0</td><td>0</td><td>0</td><td>0</td><td>977,028</td></tr><tr><td role="rowheader" scope="row">67</td><td>0</td><td>977,028</td><td>58,622</td><td>0</td><td>49,076</td><td>39,503</td><td>9,573</td><td>1,026,077</td></tr><tr><td role="rowheader" scope="row">68</td><td>0</td><td>1,026,077</td><td>61,565</td><td>0</td><td>50,548</td><td>40,688</td><td>9,860</td><td>1,077,781</td></tr><tr><td role="rowheader" scope="row">69</td><td>0</td><td>1,077,781</td><td>64,667</td><td>0</td><td>52,065</td><td>41,909</td><td>10,156</td><td>1,132,292</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>1,132,292</td><td>67,938</td><td>0</td><td>53,627</td><td>43,166</td><td>10,461</td><td>1,189,769</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>1,189,769</td><td>71,386</td><td>0</td><td>55,235</td><td>44,461</td><td>10,774</td><td>1,250,381</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>1,250,381</td><td>75,023</td><td>0</td><td>56,893</td><td>45,795</td><td>11,098</td><td>1,314,306</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>1,314,306</td><td>78,858</td><td>0</td><td>58,599</td><td>47,169</td><td>11,431</td><td>1,381,734</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>1,381,734</td><td>82,904</td><td>0</td><td>60,357</td><td>48,584</td><td>11,773</td><td>1,452,865</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>1,452,865</td><td>87,172</td><td>0</td><td>62,168</td><td>50,041</td><td>12,127</td><td>1,527,910</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>1,527,910</td><td>91,675</td><td>0</td><td>64,033</td><td>51,543</td><td>12,490</td><td>1,607,094</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>1,607,094</td><td>96,426</td><td>0</td><td>65,954</td><td>53,089</td><td>12,865</td><td>1,690,655</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>1,690,655</td><td>101,439</td><td>0</td><td>67,933</td><td>54,681</td><td>13,251</td><td>1,778,843</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>1,778,843</td><td>106,731</td><td>0</td><td>69,971</td><td>56,322</td><td>13,649</td><td>1,871,925</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>1,871,925</td><td>112,315</td><td>0</td><td>72,070</td><td>58,012</td><td>14,058</td><td>1,970,182</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>1,970,182</td><td>118,211</td><td>0</td><td>74,232</td><td>59,752</td><td>14,480</td><td>2,073,913</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>2,073,913</td><td>124,435</td><td>0</td><td>76,459</td><td>61,545</td><td>14,914</td><td>2,183,434</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>2,183,434</td><td>131,006</td><td>0</td><td>78,753</td><td>63,391</td><td>15,362</td><td>2,299,078</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>2,299,078</td><td>137,945</td><td>0</td><td>81,115</td><td>65,293</td><td>15,823</td><td>2,421,200</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>2,421,200</td><td>145,272</td><td>0</td><td>83,549</td><td>67,251</td><td>16,297</td><td>2,550,175</td></tr><tr><td role="rowheader" scope="row">86</td><td>0</td><td>2,550,175</td><td>153,010</td><td>0</td><td>86,055</td><td>69,269</td><td>16,786</td><td>2,686,399</td></tr></table>