Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='EEAA28'><set value='5506.0' /><set value='5305.0' /><set value='5114.0' /><set value='4932.0' /><set value='4761.0' /><set value='4600.0' /><set value='4452.0' /><set value='4317.0' /><set value='4195.0' /><set value='4088.0' /><set value='3997.0' /><set value='3922.0' /><set value='3865.0' /><set value='3827.0' /><set value='3810.0' /><set value='3813.0' /><set value='3840.0' /><set value='3891.0' /><set value='3967.0' /><set value='4070.0' /><set value='4202.0' /><set value='4364.0' /><set value='4541.0' /><set value='4726.0' /><set value='4919.0' /><set value='5119.0' /><set value='5328.0' /><set value='5545.0' /><set value='5771.0' /><set value='6006.0' /></dataset><dataset seriesName='Withdrawals' color='B46226'><set value='-10612.0' /><set value='-10196.0' /><set value='-9772.0' /><set value='-9340.0' /><set value='-8899.0' /><set value='-8449.0' /><set value='-7989.0' /><set value='-7521.0' /><set value='-7043.0' /><set value='-6555.0' /><set value='-6058.0' /><set value='-5550.0' /><set value='-5033.0' /><set value='-4505.0' /><set value='-3966.0' /><set value='-3416.0' /><set value='-2855.0' /><set value='-2283.0' /><set value='-1699.0' /><set value='-1104.0' /><set value='-496.0' /><set value='-28.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Balance' color='4B7F80'><set value='134894.0' /><set value='130003.0' /><set value='125344.0' /><set value='120936.0' /><set value='116798.0' /><set value='112950.0' /><set value='109413.0' /><set value='106208.0' /><set value='103360.0' /><set value='100893.0' /><set value='98832.0' /><set value='97203.0' /><set value='96036.0' /><set value='95358.0' /><set value='95202.0' /><set value='95600.0' /><set value='96585.0' /><set value='98192.0' /><set value='100460.0' /><set value='103427.0' /><set value='107133.0' /><set value='111468.0' /><set value='116009.0' /><set value='120736.0' /><set value='125655.0' /><set value='130774.0' /><set value='136102.0' /><set value='141647.0' /><set value='147418.0' /><set value='153424.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$31,200</td><td>$20,588</td><td>$10,612</td><td>$140,000</td><td>$5,506</td><td>$-10,612</td><td>$134,894</td></tr><tr><td role="rowheader" scope="row">2</td><td>31,200</td><td>21,004</td><td>10,196</td><td>134,894</td><td>5,305</td><td>-10,196</td><td>130,003</td></tr><tr><td role="rowheader" scope="row">3</td><td>31,200</td><td>21,428</td><td>9,772</td><td>130,003</td><td>5,114</td><td>-9,772</td><td>125,344</td></tr><tr><td role="rowheader" scope="row">4</td><td>31,200</td><td>21,860</td><td>9,340</td><td>125,344</td><td>4,932</td><td>-9,340</td><td>120,936</td></tr><tr><td role="rowheader" scope="row">5</td><td>31,200</td><td>22,301</td><td>8,899</td><td>120,936</td><td>4,761</td><td>-8,899</td><td>116,798</td></tr><tr><td role="rowheader" scope="row">6</td><td>31,200</td><td>22,751</td><td>8,449</td><td>116,798</td><td>4,600</td><td>-8,449</td><td>112,950</td></tr><tr><td role="rowheader" scope="row">7</td><td>31,200</td><td>23,211</td><td>7,989</td><td>112,950</td><td>4,452</td><td>-7,989</td><td>109,413</td></tr><tr><td role="rowheader" scope="row">8</td><td>31,200</td><td>23,679</td><td>7,521</td><td>109,413</td><td>4,317</td><td>-7,521</td><td>106,208</td></tr><tr><td role="rowheader" scope="row">9</td><td>31,200</td><td>24,157</td><td>7,043</td><td>106,208</td><td>4,195</td><td>-7,043</td><td>103,360</td></tr><tr><td role="rowheader" scope="row">10</td><td>31,200</td><td>24,645</td><td>6,555</td><td>103,360</td><td>4,088</td><td>-6,555</td><td>100,893</td></tr><tr><td role="rowheader" scope="row">11</td><td>31,200</td><td>25,142</td><td>6,058</td><td>100,893</td><td>3,997</td><td>-6,058</td><td>98,832</td></tr><tr><td role="rowheader" scope="row">12</td><td>31,200</td><td>25,650</td><td>5,550</td><td>98,832</td><td>3,922</td><td>-5,550</td><td>97,203</td></tr><tr><td role="rowheader" scope="row">13</td><td>31,200</td><td>26,167</td><td>5,033</td><td>97,203</td><td>3,865</td><td>-5,033</td><td>96,036</td></tr><tr><td role="rowheader" scope="row">14</td><td>31,200</td><td>26,695</td><td>4,505</td><td>96,036</td><td>3,827</td><td>-4,505</td><td>95,358</td></tr><tr><td role="rowheader" scope="row">15</td><td>31,200</td><td>27,234</td><td>3,966</td><td>95,358</td><td>3,810</td><td>-3,966</td><td>95,202</td></tr><tr><td role="rowheader" scope="row">16</td><td>31,200</td><td>27,784</td><td>3,416</td><td>95,202</td><td>3,813</td><td>-3,416</td><td>95,600</td></tr><tr><td role="rowheader" scope="row">17</td><td>31,200</td><td>28,345</td><td>2,855</td><td>95,600</td><td>3,840</td><td>-2,855</td><td>96,585</td></tr><tr><td role="rowheader" scope="row">18</td><td>31,200</td><td>28,917</td><td>2,283</td><td>96,585</td><td>3,891</td><td>-2,283</td><td>98,192</td></tr><tr><td role="rowheader" scope="row">19</td><td>31,200</td><td>29,501</td><td>1,699</td><td>98,192</td><td>3,967</td><td>-1,699</td><td>100,460</td></tr><tr><td role="rowheader" scope="row">20</td><td>31,200</td><td>30,096</td><td>1,104</td><td>100,460</td><td>4,070</td><td>-1,104</td><td>103,427</td></tr><tr><td role="rowheader" scope="row">21</td><td>31,200</td><td>30,704</td><td>496</td><td>103,427</td><td>4,202</td><td>-496</td><td>107,133</td></tr><tr><td role="rowheader" scope="row">22</td><td>31,200</td><td>31,323</td><td>28</td><td>107,133</td><td>4,364</td><td>-28</td><td>111,468</td></tr><tr><td role="rowheader" scope="row">23</td><td>31,200</td><td>31,955</td><td>0</td><td>111,468</td><td>4,541</td><td>0</td><td>116,009</td></tr><tr><td role="rowheader" scope="row">24</td><td>31,200</td><td>32,600</td><td>0</td><td>116,009</td><td>4,726</td><td>0</td><td>120,736</td></tr><tr><td role="rowheader" scope="row">25</td><td>31,200</td><td>33,259</td><td>0</td><td>120,736</td><td>4,919</td><td>0</td><td>125,655</td></tr><tr><td role="rowheader" scope="row">26</td><td>31,200</td><td>33,930</td><td>0</td><td>125,655</td><td>5,119</td><td>0</td><td>130,774</td></tr><tr><td role="rowheader" scope="row">27</td><td>31,200</td><td>34,615</td><td>0</td><td>130,774</td><td>5,328</td><td>0</td><td>136,102</td></tr><tr><td role="rowheader" scope="row">28</td><td>31,200</td><td>35,313</td><td>0</td><td>136,102</td><td>5,545</td><td>0</td><td>141,647</td></tr><tr><td role="rowheader" scope="row">29</td><td>31,200</td><td>36,026</td><td>0</td><td>141,647</td><td>5,771</td><td>0</td><td>147,418</td></tr><tr><td role="rowheader" scope="row">30</td><td>31,200</td><td>36,753</td><td>0</td><td>147,418</td><td>6,006</td><td>0</td><td>153,424</td></tr></table>