Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='EEAA28'><set value='52567.0' /><set value='52690.0' /><set value='52774.0' /><set value='52814.0' /><set value='52810.0' /><set value='52758.0' /><set value='52656.0' /><set value='52500.0' /><set value='52286.0' /><set value='52013.0' /><set value='51676.0' /><set value='51272.0' /><set value='50796.0' /><set value='50246.0' /><set value='49616.0' /><set value='48903.0' /><set value='48102.0' /><set value='47208.0' /><set value='46217.0' /><set value='45123.0' /><set value='43920.0' /><set value='42604.0' /><set value='41168.0' /><set value='39606.0' /><set value='37913.0' /><set value='36081.0' /><set value='34103.0' /><set value='31972.0' /><set value='29681.0' /><set value='27222.0' /></dataset><dataset seriesName='Withdrawals' color='B46226'><set value='-48554.0' /><set value='-49782.0' /><set value='-51041.0' /><set value='-52331.0' /><set value='-53655.0' /><set value='-55012.0' /><set value='-56403.0' /><set value='-57829.0' /><set value='-59291.0' /><set value='-60791.0' /><set value='-62328.0' /><set value='-63904.0' /><set value='-65520.0' /><set value='-67177.0' /><set value='-68876.0' /><set value='-70618.0' /><set value='-72404.0' /><set value='-74235.0' /><set value='-76112.0' /><set value='-78037.0' /><set value='-80010.0' /><set value='-82033.0' /><set value='-84108.0' /><set value='-86235.0' /><set value='-88416.0' /><set value='-90652.0' /><set value='-92944.0' /><set value='-95294.0' /><set value='-97704.0' /><set value='-100175.0' /></dataset><dataset seriesName='Balance' color='4B7F80'><set value='1504014.0' /><set value='1506922.0' /><set value='1508655.0' /><set value='1509138.0' /><set value='1508294.0' /><set value='1506041.0' /><set value='1502294.0' /><set value='1496964.0' /><set value='1489959.0' /><set value='1481181.0' /><set value='1470529.0' /><set value='1457897.0' /><set value='1443173.0' /><set value='1426242.0' /><set value='1406982.0' /><set value='1385267.0' /><set value='1360966.0' /><set value='1333940.0' /><set value='1304045.0' /><set value='1271130.0' /><set value='1235040.0' /><set value='1195611.0' /><set value='1152671.0' /><set value='1106042.0' /><set value='1055539.0' /><set value='1000968.0' /><set value='942127.0' /><set value='878805.0' /><set value='810781.0' /><set value='737828.0' /></dataset></chart>"); // --> </script> <table class='simpletable'><tr><th>Year</th><th>Desired Income</th><th>Fixed Income</th><th>Shortfall</th><th>Beginning Balance</th><th>Earnings @ 3.50%</th><th>Needed Withdrawals</th><th>End Balance</th></tr><tr><td>1</td><td>$48,554</td><td>$0</td><td>$48,554</td><td>$1,500,000</td><td>$52,567</td><td>$-48,554</td><td>$1,504,014</td></tr><tr><td>2</td><td>49,782</td><td>0</td><td>49,782</td><td>1,504,014</td><td>52,690</td><td>-49,782</td><td>1,506,922</td></tr><tr><td>3</td><td>51,041</td><td>0</td><td>51,041</td><td>1,506,922</td><td>52,774</td><td>-51,041</td><td>1,508,655</td></tr><tr><td>4</td><td>52,331</td><td>0</td><td>52,331</td><td>1,508,655</td><td>52,814</td><td>-52,331</td><td>1,509,138</td></tr><tr><td>5</td><td>53,655</td><td>0</td><td>53,655</td><td>1,509,138</td><td>52,810</td><td>-53,655</td><td>1,508,294</td></tr><tr><td>6</td><td>55,012</td><td>0</td><td>55,012</td><td>1,508,294</td><td>52,758</td><td>-55,012</td><td>1,506,041</td></tr><tr><td>7</td><td>56,403</td><td>0</td><td>56,403</td><td>1,506,041</td><td>52,656</td><td>-56,403</td><td>1,502,294</td></tr><tr><td>8</td><td>57,829</td><td>0</td><td>57,829</td><td>1,502,294</td><td>52,500</td><td>-57,829</td><td>1,496,964</td></tr><tr><td>9</td><td>59,291</td><td>0</td><td>59,291</td><td>1,496,964</td><td>52,286</td><td>-59,291</td><td>1,489,959</td></tr><tr><td>10</td><td>60,791</td><td>0</td><td>60,791</td><td>1,489,959</td><td>52,013</td><td>-60,791</td><td>1,481,181</td></tr><tr><td>11</td><td>62,328</td><td>0</td><td>62,328</td><td>1,481,181</td><td>51,676</td><td>-62,328</td><td>1,470,529</td></tr><tr><td>12</td><td>63,904</td><td>0</td><td>63,904</td><td>1,470,529</td><td>51,272</td><td>-63,904</td><td>1,457,897</td></tr><tr><td>13</td><td>65,520</td><td>0</td><td>65,520</td><td>1,457,897</td><td>50,796</td><td>-65,520</td><td>1,443,173</td></tr><tr><td>14</td><td>67,177</td><td>0</td><td>67,177</td><td>1,443,173</td><td>50,246</td><td>-67,177</td><td>1,426,242</td></tr><tr><td>15</td><td>68,876</td><td>0</td><td>68,876</td><td>1,426,242</td><td>49,616</td><td>-68,876</td><td>1,406,982</td></tr><tr><td>16</td><td>70,618</td><td>0</td><td>70,618</td><td>1,406,982</td><td>48,903</td><td>-70,618</td><td>1,385,267</td></tr><tr><td>17</td><td>72,404</td><td>0</td><td>72,404</td><td>1,385,267</td><td>48,102</td><td>-72,404</td><td>1,360,966</td></tr><tr><td>18</td><td>74,235</td><td>0</td><td>74,235</td><td>1,360,966</td><td>47,208</td><td>-74,235</td><td>1,333,940</td></tr><tr><td>19</td><td>76,112</td><td>0</td><td>76,112</td><td>1,333,940</td><td>46,217</td><td>-76,112</td><td>1,304,045</td></tr><tr><td>20</td><td>78,037</td><td>0</td><td>78,037</td><td>1,304,045</td><td>45,123</td><td>-78,037</td><td>1,271,130</td></tr><tr><td>21</td><td>80,010</td><td>0</td><td>80,010</td><td>1,271,130</td><td>43,920</td><td>-80,010</td><td>1,235,040</td></tr><tr><td>22</td><td>82,033</td><td>0</td><td>82,033</td><td>1,235,040</td><td>42,604</td><td>-82,033</td><td>1,195,611</td></tr><tr><td>23</td><td>84,108</td><td>0</td><td>84,108</td><td>1,195,611</td><td>41,168</td><td>-84,108</td><td>1,152,671</td></tr><tr><td>24</td><td>86,235</td><td>0</td><td>86,235</td><td>1,152,671</td><td>39,606</td><td>-86,235</td><td>1,106,042</td></tr><tr><td>25</td><td>88,416</td><td>0</td><td>88,416</td><td>1,106,042</td><td>37,913</td><td>-88,416</td><td>1,055,539</td></tr><tr><td>26</td><td>90,652</td><td>0</td><td>90,652</td><td>1,055,539</td><td>36,081</td><td>-90,652</td><td>1,000,968</td></tr><tr><td>27</td><td>92,944</td><td>0</td><td>92,944</td><td>1,000,968</td><td>34,103</td><td>-92,944</td><td>942,127</td></tr><tr><td>28</td><td>95,294</td><td>0</td><td>95,294</td><td>942,127</td><td>31,972</td><td>-95,294</td><td>878,805</td></tr><tr><td>29</td><td>97,704</td><td>0</td><td>97,704</td><td>878,805</td><td>29,681</td><td>-97,704</td><td>810,781</td></tr><tr><td>30</td><td>100,175</td><td>0</td><td>100,175</td><td>810,781</td><td>27,222</td><td>-100,175</td><td>737,828</td></tr></table>