You could purchase an auto valued at $12,931 which includes a down payment of $0 and assumes you could qualify for a loan amount of $12,931.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$12,931.39</td><td>$64.66</td><td>$250.00</td><td>$12,746.05</td></tr><tr><td role="rowheader" scope="row">2</td><td>12,746</td><td>64</td><td>250</td><td>12,560</td></tr><tr><td role="rowheader" scope="row">3</td><td>12,560</td><td>63</td><td>250</td><td>12,373</td></tr><tr><td role="rowheader" scope="row">4</td><td>12,373</td><td>62</td><td>250</td><td>12,184</td></tr><tr><td role="rowheader" scope="row">5</td><td>12,184</td><td>61</td><td>250</td><td>11,995</td></tr><tr><td role="rowheader" scope="row">6</td><td>11,995</td><td>60</td><td>250</td><td>11,805</td></tr><tr><td role="rowheader" scope="row">7</td><td>11,805</td><td>59</td><td>250</td><td>11,614</td></tr><tr><td role="rowheader" scope="row">8</td><td>11,614</td><td>58</td><td>250</td><td>11,422</td></tr><tr><td role="rowheader" scope="row">9</td><td>11,422</td><td>57</td><td>250</td><td>11,230</td></tr><tr><td role="rowheader" scope="row">10</td><td>11,230</td><td>56</td><td>250</td><td>11,036</td></tr><tr><td role="rowheader" scope="row">11</td><td>11,036</td><td>55</td><td>250</td><td>10,841</td></tr><tr><td role="rowheader" scope="row">12</td><td>10,841</td><td>54</td><td>250</td><td>10,645</td></tr><tr><td role="rowheader" scope="row">13</td><td>10,645</td><td>53</td><td>250</td><td>10,448</td></tr><tr><td role="rowheader" scope="row">14</td><td>10,448</td><td>52</td><td>250</td><td>10,251</td></tr><tr><td role="rowheader" scope="row">15</td><td>10,251</td><td>51</td><td>250</td><td>10,052</td></tr><tr><td role="rowheader" scope="row">16</td><td>10,052</td><td>50</td><td>250</td><td>9,852</td></tr><tr><td role="rowheader" scope="row">17</td><td>9,852</td><td>49</td><td>250</td><td>9,651</td></tr><tr><td role="rowheader" scope="row">18</td><td>9,651</td><td>48</td><td>250</td><td>9,450</td></tr><tr><td role="rowheader" scope="row">19</td><td>9,450</td><td>47</td><td>250</td><td>9,247</td></tr><tr><td role="rowheader" scope="row">20</td><td>9,247</td><td>46</td><td>250</td><td>9,043</td></tr><tr><td role="rowheader" scope="row">21</td><td>9,043</td><td>45</td><td>250</td><td>8,838</td></tr><tr><td role="rowheader" scope="row">22</td><td>8,838</td><td>44</td><td>250</td><td>8,632</td></tr><tr><td role="rowheader" scope="row">23</td><td>8,632</td><td>43</td><td>250</td><td>8,426</td></tr><tr><td role="rowheader" scope="row">24</td><td>8,426</td><td>42</td><td>250</td><td>8,218</td></tr><tr><td role="rowheader" scope="row">25</td><td>8,218</td><td>41</td><td>250</td><td>8,009</td></tr><tr><td role="rowheader" scope="row">26</td><td>8,009</td><td>40</td><td>250</td><td>7,799</td></tr><tr><td role="rowheader" scope="row">27</td><td>7,799</td><td>39</td><td>250</td><td>7,588</td></tr><tr><td role="rowheader" scope="row">28</td><td>7,588</td><td>38</td><td>250</td><td>7,376</td></tr><tr><td role="rowheader" scope="row">29</td><td>7,376</td><td>37</td><td>250</td><td>7,163</td></tr><tr><td role="rowheader" scope="row">30</td><td>7,163</td><td>36</td><td>250</td><td>6,949</td></tr><tr><td role="rowheader" scope="row">31</td><td>6,949</td><td>35</td><td>250</td><td>6,733</td></tr><tr><td role="rowheader" scope="row">32</td><td>6,733</td><td>34</td><td>250</td><td>6,517</td></tr><tr><td role="rowheader" scope="row">33</td><td>6,517</td><td>33</td><td>250</td><td>6,300</td></tr><tr><td role="rowheader" scope="row">34</td><td>6,300</td><td>31</td><td>250</td><td>6,081</td></tr><tr><td role="rowheader" scope="row">35</td><td>6,081</td><td>30</td><td>250</td><td>5,861</td></tr><tr><td role="rowheader" scope="row">36</td><td>5,861</td><td>29</td><td>250</td><td>5,641</td></tr><tr><td role="rowheader" scope="row">37</td><td>5,641</td><td>28</td><td>250</td><td>5,419</td></tr><tr><td role="rowheader" scope="row">38</td><td>5,419</td><td>27</td><td>250</td><td>5,196</td></tr><tr><td role="rowheader" scope="row">39</td><td>5,196</td><td>26</td><td>250</td><td>4,972</td></tr><tr><td role="rowheader" scope="row">40</td><td>4,972</td><td>25</td><td>250</td><td>4,747</td></tr><tr><td role="rowheader" scope="row">41</td><td>4,747</td><td>24</td><td>250</td><td>4,521</td></tr><tr><td role="rowheader" scope="row">42</td><td>4,521</td><td>23</td><td>250</td><td>4,293</td></tr><tr><td role="rowheader" scope="row">43</td><td>4,293</td><td>21</td><td>250</td><td>4,065</td></tr><tr><td role="rowheader" scope="row">44</td><td>4,065</td><td>20</td><td>250</td><td>3,835</td></tr><tr><td role="rowheader" scope="row">45</td><td>3,835</td><td>19</td><td>250</td><td>3,604</td></tr><tr><td role="rowheader" scope="row">46</td><td>3,604</td><td>18</td><td>250</td><td>3,372</td></tr><tr><td role="rowheader" scope="row">47</td><td>3,372</td><td>17</td><td>250</td><td>3,139</td></tr><tr><td role="rowheader" scope="row">48</td><td>3,139</td><td>16</td><td>250</td><td>2,905</td></tr><tr><td role="rowheader" scope="row">49</td><td>2,905</td><td>15</td><td>250</td><td>2,669</td></tr><tr><td role="rowheader" scope="row">50</td><td>2,669</td><td>13</td><td>250</td><td>2,433</td></tr><tr><td role="rowheader" scope="row">51</td><td>2,433</td><td>12</td><td>250</td><td>2,195</td></tr><tr><td role="rowheader" scope="row">52</td><td>2,195</td><td>11</td><td>250</td><td>1,956</td></tr><tr><td role="rowheader" scope="row">53</td><td>1,956</td><td>10</td><td>250</td><td>1,716</td></tr><tr><td role="rowheader" scope="row">54</td><td>1,716</td><td>9</td><td>250</td><td>1,474</td></tr><tr><td role="rowheader" scope="row">55</td><td>1,474</td><td>7</td><td>250</td><td>1,231</td></tr><tr><td role="rowheader" scope="row">56</td><td>1,231</td><td>6</td><td>250</td><td>988</td></tr><tr><td role="rowheader" scope="row">57</td><td>988</td><td>5</td><td>250</td><td>743</td></tr><tr><td role="rowheader" scope="row">58</td><td>743</td><td>4</td><td>250</td><td>496</td></tr><tr><td role="rowheader" scope="row">59</td><td>496</td><td>2</td><td>250</td><td>249</td></tr><tr><td role="rowheader" scope="row">60</td><td>249</td><td>1</td><td>250</td><td>0</td></tr></table>