Based on the assumptions you provided, your current traditional IRA account might generate a monthly income of $3,076, while converting your Traditional IRA to a Roth IRA you might generate a monthly income of $3,076. The total gain/(loss) of a Roth IRA conversion over the selected distribution period might be $(0).<table class='pure-table' role='grid'><tr><th colspan='3' class='section'>IRA Conversion Analysis</th></tr><tr><th class='section'>Conversion Phase</th><th scope="col">Traditional IRA</th><th scope="col">Roth IRA</th></tr><tr><td>Current IRA balance: (deductible)</td><td>$430,000</td><td>n/a</td></tr><tr><td>Current IRA Balance: (non-deductible)</td><td>$0</td><td>n/a</td></tr><tr><td>Roth conversion amount: (before-taxes)</td><td>n/a</td><td>$430,000</td></tr><tr><td>Less conversion tax liability</td><td>n/a</td><td>$94,600</td></tr><tr><td>Adjusted beginning comparison balance</td><td>$430,000</td><td>$335,400</td></tr><tr><th class='section'>Accumulation Phase</th><th scope="col">Traditional IRA</th><th scope="col">Roth IRA</th></tr><tr><td>Estimated IRA balance: (deductible)</td><td>$575,437</td><td>n/a</td></tr><tr><td>Estimated IRA balance: (non-deductible)</td><td>$0</td><td>n/a</td></tr><tr><td>Estimated Roth IRA balance</td><td>n/a</td><td>$448,841</td></tr><tr><td>Estimated value at retirement: (before-taxes)</td><td>$575,437</td><td>$448,841</td></tr><tr><th class='section'>Distribution Phase</th><th scope="col">Traditional IRA</th><th scope="col">Roth IRA</th></tr><tr><td>Annual after-tax income: (deductible)</td><td>$36,916</td><td>n/a</td></tr><tr><td>Annual after-tax income: (non-deductible)</td><td>$0</td><td>n/a</td></tr><tr><td>Roth IRA income</td><td>n/a</td><td>$36,916</td></tr><tr><td>Total annual after-tax income</td><td>$36,916</td><td>$36,916</td></tr><tr><td>Total monthly after-tax income</td><td>$3,076</td><td>$3,076</td></tr><tr><td>Total Roth Gain/Loss for Distribution Period</td><td>n/a</td><td>$-0</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript">  </script> <ul><li><a href="qua01">Evaluate my company pension payout options</a></li><li><a href="ira-calculator">How much can I contribute to an IRA?</a></li><li><a href="how-much-retirement-income-may-an-ira-provide">How much retirement income may an IRA provide?</a></li><li><a href="roth-ira-conversion-calculator">Should I convert to a Roth IRA?</a></li><li><a href="qua05">What will my qualified plan(s) be worth at retirement?</a></li><li><a href="qua06">What is my current year required minimum distribution?</a></li><li><a href="qua07">What is my projected required minimum distributions?</a></li><li><a href="ira-rollover-calculator">What are my lump sum distribution options?</a></li><li><a href="qua09">How do I maximize my employer 401(k) match?</a></li><li><a href="impact-of-borrowing-from-my-retirement-plan">What is the impact of borrowing from my retirement plan?</a></li><li><a href="qua11">What is the impact of early withdrawal from my 401(k)?</a></li><li><a href="qua12">I'm self-employed, how much can I contribute to a retirement plan?</a></li><li><a href="qua13">Net unrealized appreciation (NUA) vs. IRA rollover?</a></li><li><a href="qua14">What are my Stretch IRA distributions?</a></li><li><a href="72t">72(t) early distribution analysis</a></li></ul>  FINANCIAL PLANNERS – <a href="http://www.plannerportal.com" target="_PP_WINDOW">Affordable Financial Planning Software</a> – <a href="http://www.plannerportal.com" target="_PP_WINDOW">www.PlannerPortal.com</a>