Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='0' borderColor='FFFFFF' borderThickness='0' drawCustomLegend='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='004969'><set value='40334.0' /><set value='41977.0' /><set value='43688.0' /><set value='45468.0' /><set value='47320.0' /><set value='49248.0' /><set value='51254.0' /><set value='53342.0' /><set value='55516.0' /><set value='57777.0' /><set value='60131.0' /><set value='62581.0' /><set value='65131.0' /><set value='67784.0' /><set value='70546.0' /><set value='73420.0' /><set value='76412.0' /><set value='79525.0' /><set value='82765.0' /><set value='86137.0' /><set value='89646.0' /><set value='93298.0' /><set value='97099.0' /><set value='101055.0' /><set value='105172.0' /><set value='109457.0' /><set value='113917.0' /><set value='118558.0' /><set value='123388.0' /><set value='128415.0' /></dataset><dataset seriesName='Withdrawals' color='36CAF3'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Balance' color='FFB978'><set value='1030334.0' /><set value='1072312.0' /><set value='1115999.0' /><set value='1161467.0' /><set value='1208787.0' /><set value='1258034.0' /><set value='1309289.0' /><set value='1362631.0' /><set value='1418147.0' /><set value='1475924.0' /><set value='1536056.0' /><set value='1598637.0' /><set value='1663768.0' /><set value='1731552.0' /><set value='1802099.0' /><set value='1875519.0' /><set value='1951930.0' /><set value='2031455.0' /><set value='2114220.0' /><set value='2200356.0' /><set value='2290002.0' /><set value='2383300.0' /><set value='2480400.0' /><set value='2581455.0' /><set value='2686628.0' /><set value='2796085.0' /><set value='2910002.0' /><set value='3028560.0' /><set value='3151948.0' /><set value='3280363.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$85,165</td><td>$94,898</td><td>$0</td><td>$990,000</td><td>$40,334</td><td>$0</td><td>$1,030,334</td></tr><tr><td role="rowheader" scope="row">2</td><td>87,755</td><td>97,784</td><td>0</td><td>1,030,334</td><td>41,977</td><td>0</td><td>1,072,312</td></tr><tr><td role="rowheader" scope="row">3</td><td>90,424</td><td>100,758</td><td>0</td><td>1,072,312</td><td>43,688</td><td>0</td><td>1,115,999</td></tr><tr><td role="rowheader" scope="row">4</td><td>93,175</td><td>103,823</td><td>0</td><td>1,115,999</td><td>45,468</td><td>0</td><td>1,161,467</td></tr><tr><td role="rowheader" scope="row">5</td><td>96,009</td><td>106,981</td><td>0</td><td>1,161,467</td><td>47,320</td><td>0</td><td>1,208,787</td></tr><tr><td role="rowheader" scope="row">6</td><td>98,929</td><td>110,235</td><td>0</td><td>1,208,787</td><td>49,248</td><td>0</td><td>1,258,034</td></tr><tr><td role="rowheader" scope="row">7</td><td>101,938</td><td>113,588</td><td>0</td><td>1,258,034</td><td>51,254</td><td>0</td><td>1,309,289</td></tr><tr><td role="rowheader" scope="row">8</td><td>105,038</td><td>117,043</td><td>0</td><td>1,309,289</td><td>53,342</td><td>0</td><td>1,362,631</td></tr><tr><td role="rowheader" scope="row">9</td><td>108,233</td><td>120,603</td><td>0</td><td>1,362,631</td><td>55,516</td><td>0</td><td>1,418,147</td></tr><tr><td role="rowheader" scope="row">10</td><td>111,525</td><td>124,271</td><td>0</td><td>1,418,147</td><td>57,777</td><td>0</td><td>1,475,924</td></tr><tr><td role="rowheader" scope="row">11</td><td>114,917</td><td>128,051</td><td>0</td><td>1,475,924</td><td>60,131</td><td>0</td><td>1,536,056</td></tr><tr><td role="rowheader" scope="row">12</td><td>118,413</td><td>131,945</td><td>0</td><td>1,536,056</td><td>62,581</td><td>0</td><td>1,598,637</td></tr><tr><td role="rowheader" scope="row">13</td><td>122,014</td><td>135,959</td><td>0</td><td>1,598,637</td><td>65,131</td><td>0</td><td>1,663,768</td></tr><tr><td role="rowheader" scope="row">14</td><td>125,725</td><td>140,094</td><td>0</td><td>1,663,768</td><td>67,784</td><td>0</td><td>1,731,552</td></tr><tr><td role="rowheader" scope="row">15</td><td>129,549</td><td>144,355</td><td>0</td><td>1,731,552</td><td>70,546</td><td>0</td><td>1,802,099</td></tr><tr><td role="rowheader" scope="row">16</td><td>133,490</td><td>148,746</td><td>0</td><td>1,802,099</td><td>73,420</td><td>0</td><td>1,875,519</td></tr><tr><td role="rowheader" scope="row">17</td><td>137,550</td><td>153,270</td><td>0</td><td>1,875,519</td><td>76,412</td><td>0</td><td>1,951,930</td></tr><tr><td role="rowheader" scope="row">18</td><td>141,734</td><td>157,932</td><td>0</td><td>1,951,930</td><td>79,525</td><td>0</td><td>2,031,455</td></tr><tr><td role="rowheader" scope="row">19</td><td>146,045</td><td>162,736</td><td>0</td><td>2,031,455</td><td>82,765</td><td>0</td><td>2,114,220</td></tr><tr><td role="rowheader" scope="row">20</td><td>150,487</td><td>167,685</td><td>0</td><td>2,114,220</td><td>86,137</td><td>0</td><td>2,200,356</td></tr><tr><td role="rowheader" scope="row">21</td><td>155,064</td><td>172,786</td><td>0</td><td>2,200,356</td><td>89,646</td><td>0</td><td>2,290,002</td></tr><tr><td role="rowheader" scope="row">22</td><td>159,780</td><td>178,041</td><td>0</td><td>2,290,002</td><td>93,298</td><td>0</td><td>2,383,300</td></tr><tr><td role="rowheader" scope="row">23</td><td>164,640</td><td>183,456</td><td>0</td><td>2,383,300</td><td>97,099</td><td>0</td><td>2,480,400</td></tr><tr><td role="rowheader" scope="row">24</td><td>169,648</td><td>189,036</td><td>0</td><td>2,480,400</td><td>101,055</td><td>0</td><td>2,581,455</td></tr><tr><td role="rowheader" scope="row">25</td><td>174,808</td><td>194,786</td><td>0</td><td>2,581,455</td><td>105,172</td><td>0</td><td>2,686,628</td></tr><tr><td role="rowheader" scope="row">26</td><td>180,125</td><td>200,711</td><td>0</td><td>2,686,628</td><td>109,457</td><td>0</td><td>2,796,085</td></tr><tr><td role="rowheader" scope="row">27</td><td>185,604</td><td>206,815</td><td>0</td><td>2,796,085</td><td>113,917</td><td>0</td><td>2,910,002</td></tr><tr><td role="rowheader" scope="row">28</td><td>191,249</td><td>213,106</td><td>0</td><td>2,910,002</td><td>118,558</td><td>0</td><td>3,028,560</td></tr><tr><td role="rowheader" scope="row">29</td><td>197,066</td><td>219,588</td><td>0</td><td>3,028,560</td><td>123,388</td><td>0</td><td>3,151,948</td></tr><tr><td role="rowheader" scope="row">30</td><td>203,060</td><td>226,267</td><td>0</td><td>3,151,948</td><td>128,415</td><td>0</td><td>3,280,363</td></tr></table>