Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='33A3C1'><set value='39764.0' /><set value='41384.0' /><set value='43070.0' /><set value='44825.0' /><set value='46651.0' /><set value='48551.0' /><set value='50529.0' /><set value='52588.0' /><set value='54731.0' /><set value='56960.0' /><set value='59281.0' /><set value='61696.0' /><set value='64210.0' /><set value='66826.0' /><set value='69548.0' /><set value='72382.0' /><set value='75331.0' /><set value='78400.0' /><set value='81594.0' /><set value='84918.0' /><set value='88378.0' /><set value='91979.0' /><set value='95726.0' /><set value='99626.0' /><set value='103685.0' /><set value='107909.0' /><set value='112306.0' /><set value='116881.0' /><set value='121643.0' /><set value='126599.0' /></dataset><dataset seriesName='Withdrawals' color='FFA056'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Balance' color='3CA899'><set value='1015764.0' /><set value='1057148.0' /><set value='1100217.0' /><set value='1145042.0' /><set value='1191693.0' /><set value='1240244.0' /><set value='1290774.0' /><set value='1343362.0' /><set value='1398092.0' /><set value='1455053.0' /><set value='1514334.0' /><set value='1576030.0' /><set value='1640240.0' /><set value='1707066.0' /><set value='1776614.0' /><set value='1848996.0' /><set value='1924327.0' /><set value='2002727.0' /><set value='2084322.0' /><set value='2169240.0' /><set value='2257618.0' /><set value='2349597.0' /><set value='2445323.0' /><set value='2544950.0' /><set value='2648635.0' /><set value='2756544.0' /><set value='2868850.0' /><set value='2985732.0' /><set value='3107375.0' /><set value='3233974.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$0</td><td>$52,413</td><td>$0</td><td>$976,000</td><td>$39,764</td><td>$0</td><td>$1,015,764</td></tr><tr><td role="rowheader" scope="row">2</td><td>0</td><td>53,634</td><td>0</td><td>1,015,764</td><td>41,384</td><td>0</td><td>1,057,148</td></tr><tr><td role="rowheader" scope="row">3</td><td>0</td><td>54,893</td><td>0</td><td>1,057,148</td><td>43,070</td><td>0</td><td>1,100,217</td></tr><tr><td role="rowheader" scope="row">4</td><td>0</td><td>56,189</td><td>0</td><td>1,100,217</td><td>44,825</td><td>0</td><td>1,145,042</td></tr><tr><td role="rowheader" scope="row">5</td><td>0</td><td>57,525</td><td>0</td><td>1,145,042</td><td>46,651</td><td>0</td><td>1,191,693</td></tr><tr><td role="rowheader" scope="row">6</td><td>0</td><td>58,902</td><td>0</td><td>1,191,693</td><td>48,551</td><td>0</td><td>1,240,244</td></tr><tr><td role="rowheader" scope="row">7</td><td>0</td><td>60,320</td><td>0</td><td>1,240,244</td><td>50,529</td><td>0</td><td>1,290,774</td></tr><tr><td role="rowheader" scope="row">8</td><td>0</td><td>61,782</td><td>0</td><td>1,290,774</td><td>52,588</td><td>0</td><td>1,343,362</td></tr><tr><td role="rowheader" scope="row">9</td><td>0</td><td>63,288</td><td>0</td><td>1,343,362</td><td>54,731</td><td>0</td><td>1,398,092</td></tr><tr><td role="rowheader" scope="row">10</td><td>0</td><td>64,840</td><td>0</td><td>1,398,092</td><td>56,960</td><td>0</td><td>1,455,053</td></tr><tr><td role="rowheader" scope="row">11</td><td>0</td><td>66,439</td><td>0</td><td>1,455,053</td><td>59,281</td><td>0</td><td>1,514,334</td></tr><tr><td role="rowheader" scope="row">12</td><td>0</td><td>68,087</td><td>0</td><td>1,514,334</td><td>61,696</td><td>0</td><td>1,576,030</td></tr><tr><td role="rowheader" scope="row">13</td><td>0</td><td>69,785</td><td>0</td><td>1,576,030</td><td>64,210</td><td>0</td><td>1,640,240</td></tr><tr><td role="rowheader" scope="row">14</td><td>0</td><td>71,535</td><td>0</td><td>1,640,240</td><td>66,826</td><td>0</td><td>1,707,066</td></tr><tr><td role="rowheader" scope="row">15</td><td>0</td><td>73,337</td><td>0</td><td>1,707,066</td><td>69,548</td><td>0</td><td>1,776,614</td></tr><tr><td role="rowheader" scope="row">16</td><td>0</td><td>75,195</td><td>0</td><td>1,776,614</td><td>72,382</td><td>0</td><td>1,848,996</td></tr><tr><td role="rowheader" scope="row">17</td><td>0</td><td>77,109</td><td>0</td><td>1,848,996</td><td>75,331</td><td>0</td><td>1,924,327</td></tr><tr><td role="rowheader" scope="row">18</td><td>0</td><td>79,081</td><td>0</td><td>1,924,327</td><td>78,400</td><td>0</td><td>2,002,727</td></tr><tr><td role="rowheader" scope="row">19</td><td>0</td><td>81,114</td><td>0</td><td>2,002,727</td><td>81,594</td><td>0</td><td>2,084,322</td></tr><tr><td role="rowheader" scope="row">20</td><td>0</td><td>83,208</td><td>0</td><td>2,084,322</td><td>84,918</td><td>0</td><td>2,169,240</td></tr><tr><td role="rowheader" scope="row">21</td><td>0</td><td>85,366</td><td>0</td><td>2,169,240</td><td>88,378</td><td>0</td><td>2,257,618</td></tr><tr><td role="rowheader" scope="row">22</td><td>0</td><td>87,589</td><td>0</td><td>2,257,618</td><td>91,979</td><td>0</td><td>2,349,597</td></tr><tr><td role="rowheader" scope="row">23</td><td>0</td><td>89,880</td><td>0</td><td>2,349,597</td><td>95,726</td><td>0</td><td>2,445,323</td></tr><tr><td role="rowheader" scope="row">24</td><td>0</td><td>92,241</td><td>0</td><td>2,445,323</td><td>99,626</td><td>0</td><td>2,544,950</td></tr><tr><td role="rowheader" scope="row">25</td><td>0</td><td>94,673</td><td>0</td><td>2,544,950</td><td>103,685</td><td>0</td><td>2,648,635</td></tr><tr><td role="rowheader" scope="row">26</td><td>0</td><td>97,180</td><td>0</td><td>2,648,635</td><td>107,909</td><td>0</td><td>2,756,544</td></tr><tr><td role="rowheader" scope="row">27</td><td>0</td><td>99,763</td><td>0</td><td>2,756,544</td><td>112,306</td><td>0</td><td>2,868,850</td></tr><tr><td role="rowheader" scope="row">28</td><td>0</td><td>102,424</td><td>0</td><td>2,868,850</td><td>116,881</td><td>0</td><td>2,985,732</td></tr><tr><td role="rowheader" scope="row">29</td><td>0</td><td>105,167</td><td>0</td><td>2,985,732</td><td>121,643</td><td>0</td><td>3,107,375</td></tr><tr><td role="rowheader" scope="row">30</td><td>0</td><td>107,992</td><td>0</td><td>3,107,375</td><td>126,599</td><td>0</td><td>3,233,974</td></tr></table>