By withdrawing $0 from your 401(k) account you will forego $0 in future retirement benefits (which includes a six month suspension from contributing to your account and receiving any employer match, if any). Furthermore, you will net only $0 on your withdrawal after paying income taxes and early withdrawal penalties.<table class='pure-table' role='grid'><tr><th colspan='3' role="rowheader" scope="col" class='section'>Lost retirement funds</th></tr><tr><td role="rowheader" scope="row">Six month suspension - lost contributions</td><td></td><td>$0</td></tr><tr><td role="rowheader" scope="row">Early withdrawal amount</td><td></td><td>$0</td></tr><tr><td role="rowheader" scope="row">Total lost value at retirement</td><td>=</td><td>$0</td></tr><tr><th colspan='3' role="rowheader" scope="col" class='section'>Impact of early withdrawal</th></tr><tr><td role="rowheader" scope="row">Amount of withdrawal</td><td></td><td>$0</td></tr><tr><td role="rowheader" scope="row">Early withdrawal penalty</td><td>-</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Taxes</td><td>-</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Net amount after penalty and taxes</td><td>=</td><td>$0</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Lost Retirement Funds' xAxisName='Years Until Retirement' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName=''><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Beginning Balance</th><th scope="col">Earnings</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$0</td><td>$0</td><td>$0</td></tr><tr><td role="rowheader" scope="row">2</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">3</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">4</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">5</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">6</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">7</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">8</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">9</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">10</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">11</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">12</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">13</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">14</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">15</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">16</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">17</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">18</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">19</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">20</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">21</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">22</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">23</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">24</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">25</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">26</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">27</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">28</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">29</td><td>0</td><td>0</td><td>0</td></tr><tr><td role="rowheader" scope="row">30</td><td>0</td><td>0</td><td>0</td></tr></table>