Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings'><set value='46951.0' /><set value='47096.0' /><set value='47298.0' /><set value='47560.0' /><set value='47889.0' /><set value='48290.0' /><set value='48770.0' /><set value='49336.0' /><set value='49995.0' /><set value='50755.0' /><set value='51624.0' /><set value='52613.0' /><set value='53730.0' /><set value='54986.0' /><set value='56393.0' /><set value='57963.0' /><set value='59709.0' /><set value='61646.0' /><set value='63788.0' /><set value='66152.0' /><set value='68756.0' /><set value='71619.0' /><set value='74760.0' /><set value='78203.0' /><set value='81969.0' /><set value='86085.0' /><set value='90577.0' /><set value='95475.0' /><set value='100810.0' /><set value='106614.0' /></dataset><dataset seriesName='Withdrawals'><set value='-45223.0' /><set value='-44600.0' /><set value='-43964.0' /><set value='-43312.0' /><set value='-42645.0' /><set value='-41963.0' /><set value='-41265.0' /><set value='-40550.0' /><set value='-39819.0' /><set value='-39071.0' /><set value='-38306.0' /><set value='-37523.0' /><set value='-36721.0' /><set value='-35901.0' /><set value='-35062.0' /><set value='-34203.0' /><set value='-33325.0' /><set value='-32426.0' /><set value='-31506.0' /><set value='-30565.0' /><set value='-29602.0' /><set value='-28616.0' /><set value='-27608.0' /><set value='-26576.0' /><set value='-25520.0' /><set value='-24440.0' /><set value='-23334.0' /><set value='-22203.0' /><set value='-21046.0' /><set value='-19861.0' /></dataset><dataset seriesName='Balance'><set value='671728.0' /><set value='674224.0' /><set value='677558.0' /><set value='681806.0' /><set value='687050.0' /><set value='693377.0' /><set value='700882.0' /><set value='709668.0' /><set value='719844.0' /><set value='731527.0' /><set value='744846.0' /><set value='759936.0' /><set value='776945.0' /><set value='796029.0' /><set value='817360.0' /><set value='841119.0' /><set value='867504.0' /><set value='896723.0' /><set value='929005.0' /><set value='964592.0' /><set value='1003747.0' /><set value='1046749.0' /><set value='1093902.0' /><set value='1145529.0' /><set value='1201977.0' /><set value='1263623.0' /><set value='1330866.0' /><set value='1404138.0' /><set value='1483902.0' /><set value='1570655.0' /></dataset></chart>"); // --> </script> <table class='simpletable'><tr><th>Year</th><th>Desired Income</th><th>Fixed Income</th><th>Shortfall</th><th>Beginning Balance</th><th>Earnings @ 7.00%</th><th>Needed Withdrawals</th><th>End Balance</th></tr><tr><td>1</td><td>$72,000</td><td>$26,777</td><td>$45,223</td><td>$670,000</td><td>$46,951</td><td>$-45,223</td><td>$671,728</td></tr><tr><td>2</td><td>72,000</td><td>27,400</td><td>44,600</td><td>671,728</td><td>47,096</td><td>-44,600</td><td>674,224</td></tr><tr><td>3</td><td>72,000</td><td>28,036</td><td>43,964</td><td>674,224</td><td>47,298</td><td>-43,964</td><td>677,558</td></tr><tr><td>4</td><td>72,000</td><td>28,688</td><td>43,312</td><td>677,558</td><td>47,560</td><td>-43,312</td><td>681,806</td></tr><tr><td>5</td><td>72,000</td><td>29,355</td><td>42,645</td><td>681,806</td><td>47,889</td><td>-42,645</td><td>687,050</td></tr><tr><td>6</td><td>72,000</td><td>30,037</td><td>41,963</td><td>687,050</td><td>48,290</td><td>-41,963</td><td>693,377</td></tr><tr><td>7</td><td>72,000</td><td>30,735</td><td>41,265</td><td>693,377</td><td>48,770</td><td>-41,265</td><td>700,882</td></tr><tr><td>8</td><td>72,000</td><td>31,450</td><td>40,550</td><td>700,882</td><td>49,336</td><td>-40,550</td><td>709,668</td></tr><tr><td>9</td><td>72,000</td><td>32,181</td><td>39,819</td><td>709,668</td><td>49,995</td><td>-39,819</td><td>719,844</td></tr><tr><td>10</td><td>72,000</td><td>32,929</td><td>39,071</td><td>719,844</td><td>50,755</td><td>-39,071</td><td>731,527</td></tr><tr><td>11</td><td>72,000</td><td>33,694</td><td>38,306</td><td>731,527</td><td>51,624</td><td>-38,306</td><td>744,846</td></tr><tr><td>12</td><td>72,000</td><td>34,477</td><td>37,523</td><td>744,846</td><td>52,613</td><td>-37,523</td><td>759,936</td></tr><tr><td>13</td><td>72,000</td><td>35,279</td><td>36,721</td><td>759,936</td><td>53,730</td><td>-36,721</td><td>776,945</td></tr><tr><td>14</td><td>72,000</td><td>36,099</td><td>35,901</td><td>776,945</td><td>54,986</td><td>-35,901</td><td>796,029</td></tr><tr><td>15</td><td>72,000</td><td>36,938</td><td>35,062</td><td>796,029</td><td>56,393</td><td>-35,062</td><td>817,360</td></tr><tr><td>16</td><td>72,000</td><td>37,797</td><td>34,203</td><td>817,360</td><td>57,963</td><td>-34,203</td><td>841,119</td></tr><tr><td>17</td><td>72,000</td><td>38,675</td><td>33,325</td><td>841,119</td><td>59,709</td><td>-33,325</td><td>867,504</td></tr><tr><td>18</td><td>72,000</td><td>39,574</td><td>32,426</td><td>867,504</td><td>61,646</td><td>-32,426</td><td>896,723</td></tr><tr><td>19</td><td>72,000</td><td>40,494</td><td>31,506</td><td>896,723</td><td>63,788</td><td>-31,506</td><td>929,005</td></tr><tr><td>20</td><td>72,000</td><td>41,435</td><td>30,565</td><td>929,005</td><td>66,152</td><td>-30,565</td><td>964,592</td></tr><tr><td>21</td><td>72,000</td><td>42,398</td><td>29,602</td><td>964,592</td><td>68,756</td><td>-29,602</td><td>1,003,747</td></tr><tr><td>22</td><td>72,000</td><td>43,384</td><td>28,616</td><td>1,003,747</td><td>71,619</td><td>-28,616</td><td>1,046,749</td></tr><tr><td>23</td><td>72,000</td><td>44,392</td><td>27,608</td><td>1,046,749</td><td>74,760</td><td>-27,608</td><td>1,093,902</td></tr><tr><td>24</td><td>72,000</td><td>45,424</td><td>26,576</td><td>1,093,902</td><td>78,203</td><td>-26,576</td><td>1,145,529</td></tr><tr><td>25</td><td>72,000</td><td>46,480</td><td>25,520</td><td>1,145,529</td><td>81,969</td><td>-25,520</td><td>1,201,977</td></tr><tr><td>26</td><td>72,000</td><td>47,560</td><td>24,440</td><td>1,201,977</td><td>86,085</td><td>-24,440</td><td>1,263,623</td></tr><tr><td>27</td><td>72,000</td><td>48,666</td><td>23,334</td><td>1,263,623</td><td>90,577</td><td>-23,334</td><td>1,330,866</td></tr><tr><td>28</td><td>72,000</td><td>49,797</td><td>22,203</td><td>1,330,866</td><td>95,475</td><td>-22,203</td><td>1,404,138</td></tr><tr><td>29</td><td>72,000</td><td>50,954</td><td>21,046</td><td>1,404,138</td><td>100,810</td><td>-21,046</td><td>1,483,902</td></tr><tr><td>30</td><td>72,000</td><td>52,139</td><td>19,861</td><td>1,483,902</td><td>106,614</td><td>-19,861</td><td>1,570,655</td></tr></table>