<table class="pure-table pure-table-bordered"><tr><td role="rowheader" scope="row">Builder City</td><td>Houston</td></tr><tr><td role="rowheader" scope="row">Community</td><td>Pomona 40s, 42s</td></tr><tr><td role="rowheader" scope="row">Sales Price</td><td>$450,000</td></tr><tr><td role="rowheader" scope="row">Down Payment Amt</td><td>$90,000</td></tr><tr><td role="rowheader" scope="row">Interest Rate</td><td>6.250%</td></tr><tr><td role="rowheader" scope="row">Discount Point</td><td>0.00%</td></tr><tr><td role="rowheader" scope="row">Loan Term (in months)</td><td>360</td></tr><tr><td role="rowheader" scope="row">Loan Type</td><td>Conventional</td></tr><tr><td role="rowheader" scope="row">FICO</td><td>Greater than 760</td></tr><tr><td role="rowheader" scope="row">Loan Amount</td><td>$360,000</td></tr><tr><td role="rowheader" scope="row">Annual Homeowners Association Dues</td><td>$1,300</td></tr><tr><td role="rowheader" scope="row">Annual Homeowners Insurance Premium</td><td>$2,200</td></tr><tr><td role="rowheader" scope="row">Incentive for Using Highland HomeLoans*</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Down Payment %</td><td>20.00%</td></tr><tr><td role="rowheader" scope="row">LTV</td><td>80.00%</td></tr><tr><td role="rowheader" scope="row">MI Factor (if applicable)</td><td>0.00%</td></tr><tr><td role="rowheader" scope="row">Monthly Principal & Interest</td><td>$2,216.58</td></tr><tr><td role="rowheader" scope="row">Monthly Taxes</td><td>$1,066.59</td></tr><tr><td role="rowheader" scope="row">Homeowner's Insurance per Month</td><td>$183.33</td></tr><tr><td role="rowheader" scope="row">Homeowner's Association Fees per Month</td><td>$108.33</td></tr><tr><td role="rowheader" scope="row">Mortgage Insurance per Month</td><td>$.00</td></tr><tr><td role="rowheader" scope="row"><b>Total Monthly Payment</b></td><td><b>$3,574.84</b></td></tr><tr><td role="rowheader" scope="row">Buyer's earnest money deposit</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Down Payment</td><td>$90,000</td></tr><tr><td role="rowheader" scope="row">Escrow / Prepaids</td><td>$6,688.64</td></tr><tr><td role="rowheader" scope="row">Homeowner's Association Transfer Fee</td><td>$1,870.00</td></tr><tr><td role="rowheader" scope="row">Title Fees / Closing Costs</td><td>$7,200.00</td></tr><tr><td role="rowheader" scope="row">Discount Point Fee</td><td>$.00</td></tr><tr><td role="rowheader" scope="row">Incentive for Using Highland HomeLoans*</td><td>$0</td></tr><tr><td role="rowheader" scope="row"><b>Estimated out of pocket at closing</b></td><td><b>$105,759</b></td></tr></table><table style='margin-top: 20px; margin-bottom: 20px;' class=""><tr><td><b>Get pre-approved today by contacting your Highland HomeLoans Loan Officer:</b></td></tr><tr><td><b>Nancy Jackson</b></td></tr><tr><td>Senior Loan Originator</td></tr><tr><td>NMLS: 208090</td></tr><tr><td>281-720-1015</td></tr><tr><td>281-841-6861</td></tr><tr><td>10603 West Sam Houston Pkwy., Ste.300</td></tr><tr><td>Houston, TX 77064</td></tr><tr><td>nancy.jackson@highlandhl.com</td></tr></table>