Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='EEAA28'><set value='36347.0' /><set value='37077.0' /><set value='37763.0' /><set value='38400.0' /><set value='38982.0' /><set value='39506.0' /><set value='39966.0' /><set value='40355.0' /><set value='40668.0' /><set value='40899.0' /><set value='41041.0' /><set value='41087.0' /><set value='41028.0' /><set value='40859.0' /><set value='40569.0' /><set value='40150.0' /><set value='39593.0' /><set value='38888.0' /><set value='38024.0' /><set value='36991.0' /><set value='35777.0' /><set value='34370.0' /><set value='32756.0' /><set value='30923.0' /><set value='28856.0' /><set value='26540.0' /><set value='23959.0' /><set value='21097.0' /><set value='17937.0' /><set value='14459.0' /></dataset><dataset seriesName='Withdrawals' color='B46226'><set value='-17605.0' /><set value='-19403.0' /><set value='-21265.0' /><set value='-23194.0' /><set value='-25193.0' /><set value='-27262.0' /><set value='-29406.0' /><set value='-31625.0' /><set value='-33924.0' /><set value='-36304.0' /><set value='-38768.0' /><set value='-41319.0' /><set value='-43959.0' /><set value='-46693.0' /><set value='-49522.0' /><set value='-52451.0' /><set value='-55481.0' /><set value='-58618.0' /><set value='-61863.0' /><set value='-65222.0' /><set value='-68696.0' /><set value='-72292.0' /><set value='-76011.0' /><set value='-79859.0' /><set value='-83839.0' /><set value='-87956.0' /><set value='-92215.0' /><set value='-96619.0' /><set value='-101175.0' /><set value='-105886.0' /></dataset><dataset seriesName='Balance' color='4B7F80'><set value='918742.0' /><set value='936416.0' /><set value='952914.0' /><set value='968119.0' /><set value='981909.0' /><set value='994153.0' /><set value='1004712.0' /><set value='1013442.0' /><set value='1020186.0' /><set value='1024782.0' /><set value='1027055.0' /><set value='1026823.0' /><set value='1023892.0' /><set value='1018057.0' /><set value='1009104.0' /><set value='996804.0' /><set value='980915.0' /><set value='961186.0' /><set value='937347.0' /><set value='909116.0' /><set value='876197.0' /><set value='838275.0' /><set value='795021.0' /><set value='746085.0' /><set value='691102.0' /><set value='629686.0' /><set value='561431.0' /><set value='485909.0' /><set value='402671.0' /><set value='311243.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$91,248</td><td>$73,642</td><td>$17,605</td><td>$900,000</td><td>$36,347</td><td>$-17,605</td><td>$918,742</td></tr><tr><td role="rowheader" scope="row">2</td><td>94,023</td><td>74,620</td><td>19,403</td><td>918,742</td><td>37,077</td><td>-19,403</td><td>936,416</td></tr><tr><td role="rowheader" scope="row">3</td><td>96,883</td><td>75,618</td><td>21,265</td><td>936,416</td><td>37,763</td><td>-21,265</td><td>952,914</td></tr><tr><td role="rowheader" scope="row">4</td><td>99,830</td><td>76,635</td><td>23,194</td><td>952,914</td><td>38,400</td><td>-23,194</td><td>968,119</td></tr><tr><td role="rowheader" scope="row">5</td><td>102,866</td><td>77,674</td><td>25,193</td><td>968,119</td><td>38,982</td><td>-25,193</td><td>981,909</td></tr><tr><td role="rowheader" scope="row">6</td><td>105,995</td><td>78,733</td><td>27,262</td><td>981,909</td><td>39,506</td><td>-27,262</td><td>994,153</td></tr><tr><td role="rowheader" scope="row">7</td><td>109,219</td><td>79,813</td><td>29,406</td><td>994,153</td><td>39,966</td><td>-29,406</td><td>1,004,712</td></tr><tr><td role="rowheader" scope="row">8</td><td>112,541</td><td>80,916</td><td>31,625</td><td>1,004,712</td><td>40,355</td><td>-31,625</td><td>1,013,442</td></tr><tr><td role="rowheader" scope="row">9</td><td>115,964</td><td>82,040</td><td>33,924</td><td>1,013,442</td><td>40,668</td><td>-33,924</td><td>1,020,186</td></tr><tr><td role="rowheader" scope="row">10</td><td>119,491</td><td>83,187</td><td>36,304</td><td>1,020,186</td><td>40,899</td><td>-36,304</td><td>1,024,782</td></tr><tr><td role="rowheader" scope="row">11</td><td>123,126</td><td>84,358</td><td>38,768</td><td>1,024,782</td><td>41,041</td><td>-38,768</td><td>1,027,055</td></tr><tr><td role="rowheader" scope="row">12</td><td>126,871</td><td>85,552</td><td>41,319</td><td>1,027,055</td><td>41,087</td><td>-41,319</td><td>1,026,823</td></tr><tr><td role="rowheader" scope="row">13</td><td>130,730</td><td>86,770</td><td>43,959</td><td>1,026,823</td><td>41,028</td><td>-43,959</td><td>1,023,892</td></tr><tr><td role="rowheader" scope="row">14</td><td>134,706</td><td>88,013</td><td>46,693</td><td>1,023,892</td><td>40,859</td><td>-46,693</td><td>1,018,057</td></tr><tr><td role="rowheader" scope="row">15</td><td>138,803</td><td>89,281</td><td>49,522</td><td>1,018,057</td><td>40,569</td><td>-49,522</td><td>1,009,104</td></tr><tr><td role="rowheader" scope="row">16</td><td>143,025</td><td>90,574</td><td>52,451</td><td>1,009,104</td><td>40,150</td><td>-52,451</td><td>996,804</td></tr><tr><td role="rowheader" scope="row">17</td><td>147,375</td><td>91,894</td><td>55,481</td><td>996,804</td><td>39,593</td><td>-55,481</td><td>980,915</td></tr><tr><td role="rowheader" scope="row">18</td><td>151,858</td><td>93,240</td><td>58,618</td><td>980,915</td><td>38,888</td><td>-58,618</td><td>961,186</td></tr><tr><td role="rowheader" scope="row">19</td><td>156,476</td><td>94,613</td><td>61,863</td><td>961,186</td><td>38,024</td><td>-61,863</td><td>937,347</td></tr><tr><td role="rowheader" scope="row">20</td><td>161,236</td><td>96,014</td><td>65,222</td><td>937,347</td><td>36,991</td><td>-65,222</td><td>909,116</td></tr><tr><td role="rowheader" scope="row">21</td><td>166,140</td><td>97,444</td><td>68,696</td><td>909,116</td><td>35,777</td><td>-68,696</td><td>876,197</td></tr><tr><td role="rowheader" scope="row">22</td><td>171,193</td><td>98,902</td><td>72,292</td><td>876,197</td><td>34,370</td><td>-72,292</td><td>838,275</td></tr><tr><td role="rowheader" scope="row">23</td><td>176,400</td><td>100,389</td><td>76,011</td><td>838,275</td><td>32,756</td><td>-76,011</td><td>795,021</td></tr><tr><td role="rowheader" scope="row">24</td><td>181,766</td><td>101,907</td><td>79,859</td><td>795,021</td><td>30,923</td><td>-79,859</td><td>746,085</td></tr><tr><td role="rowheader" scope="row">25</td><td>187,294</td><td>103,455</td><td>83,839</td><td>746,085</td><td>28,856</td><td>-83,839</td><td>691,102</td></tr><tr><td role="rowheader" scope="row">26</td><td>192,991</td><td>105,035</td><td>87,956</td><td>691,102</td><td>26,540</td><td>-87,956</td><td>629,686</td></tr><tr><td role="rowheader" scope="row">27</td><td>198,861</td><td>106,646</td><td>92,215</td><td>629,686</td><td>23,959</td><td>-92,215</td><td>561,431</td></tr><tr><td role="rowheader" scope="row">28</td><td>204,910</td><td>108,290</td><td>96,619</td><td>561,431</td><td>21,097</td><td>-96,619</td><td>485,909</td></tr><tr><td role="rowheader" scope="row">29</td><td>211,142</td><td>109,967</td><td>101,175</td><td>485,909</td><td>17,937</td><td>-101,175</td><td>402,671</td></tr><tr><td role="rowheader" scope="row">30</td><td>217,564</td><td>111,678</td><td>105,886</td><td>402,671</td><td>14,459</td><td>-105,886</td><td>311,243</td></tr></table>