Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category 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value='1875593.0' /><set value='1943613.0' /><set value='2013593.0' /><set value='2085589.0' /><set value='2159656.0' /><set value='2235853.0' /><set value='2314241.0' /><set value='2394880.0' /><set value='2477833.0' /><set value='2563166.0' /><set value='2650944.0' /><set value='2741237.0' /><set value='2834113.0' /><set value='2929646.0' /><set value='3027909.0' /><set value='3128978.0' /><set value='3232931.0' /><set value='3339847.0' /><set value='3449810.0' /><set value='3562903.0' /><set value='3679212.0' /><set value='3798827.0' /><set value='3921838.0' /><set value='4048339.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$66,915</td><td>$63,625</td><td>$3,290</td><td>$1,450,000</td><td>$59,016</td><td>$-3,290</td><td>$1,505,726</td></tr><tr><td role="rowheader" scope="row">2</td><td>68,950</td><td>65,014</td><td>3,936</td><td>1,505,726</td><td>61,275</td><td>-3,936</td><td>1,563,065</td></tr><tr><td role="rowheader" scope="row">3</td><td>71,048</td><td>66,446</td><td>4,601</td><td>1,563,065</td><td>63,599</td><td>-4,601</td><td>1,622,062</td></tr><tr><td role="rowheader" scope="row">4</td><td>73,209</td><td>67,921</td><td>5,287</td><td>1,622,062</td><td>65,990</td><td>-5,287</td><td>1,682,765</td></tr><tr><td role="rowheader" scope="row">5</td><td>75,435</td><td>69,442</td><td>5,994</td><td>1,682,765</td><td>68,450</td><td>-5,994</td><td>1,745,221</td></tr><tr><td role="rowheader" scope="row">6</td><td>77,730</td><td>71,008</td><td>6,722</td><td>1,745,221</td><td>70,981</td><td>-6,722</td><td>1,809,480</td></tr><tr><td role="rowheader" scope="row">7</td><td>80,094</td><td>72,622</td><td>7,472</td><td>1,809,480</td><td>73,585</td><td>-7,472</td><td>1,875,593</td></tr><tr><td role="rowheader" scope="row">8</td><td>82,530</td><td>74,286</td><td>8,245</td><td>1,875,593</td><td>76,264</td><td>-8,245</td><td>1,943,613</td></tr><tr><td role="rowheader" scope="row">9</td><td>85,040</td><td>75,999</td><td>9,041</td><td>1,943,613</td><td>79,021</td><td>-9,041</td><td>2,013,593</td></tr><tr><td role="rowheader" scope="row">10</td><td>87,627</td><td>77,765</td><td>9,862</td><td>2,013,593</td><td>81,857</td><td>-9,862</td><td>2,085,589</td></tr><tr><td role="rowheader" scope="row">11</td><td>90,292</td><td>79,585</td><td>10,707</td><td>2,085,589</td><td>84,774</td><td>-10,707</td><td>2,159,656</td></tr><tr><td role="rowheader" scope="row">12</td><td>93,038</td><td>81,460</td><td>11,579</td><td>2,159,656</td><td>87,776</td><td>-11,579</td><td>2,235,853</td></tr><tr><td role="rowheader" scope="row">13</td><td>95,868</td><td>83,392</td><td>12,476</td><td>2,235,853</td><td>90,864</td><td>-12,476</td><td>2,314,241</td></tr><tr><td role="rowheader" scope="row">14</td><td>98,784</td><td>85,383</td><td>13,402</td><td>2,314,241</td><td>94,040</td><td>-13,402</td><td>2,394,880</td></tr><tr><td role="rowheader" scope="row">15</td><td>101,789</td><td>87,434</td><td>14,355</td><td>2,394,880</td><td>97,308</td><td>-14,355</td><td>2,477,833</td></tr><tr><td role="rowheader" scope="row">16</td><td>104,885</td><td>89,548</td><td>15,337</td><td>2,477,833</td><td>100,670</td><td>-15,337</td><td>2,563,166</td></tr><tr><td role="rowheader" scope="row">17</td><td>108,075</td><td>91,726</td><td>16,349</td><td>2,563,166</td><td>104,128</td><td>-16,349</td><td>2,650,944</td></tr><tr><td role="rowheader" scope="row">18</td><td>111,362</td><td>93,970</td><td>17,392</td><td>2,650,944</td><td>107,685</td><td>-17,392</td><td>2,741,237</td></tr><tr><td role="rowheader" scope="row">19</td><td>114,749</td><td>96,283</td><td>18,467</td><td>2,741,237</td><td>111,344</td><td>-18,467</td><td>2,834,113</td></tr><tr><td role="rowheader" scope="row">20</td><td>118,240</td><td>98,665</td><td>19,574</td><td>2,834,113</td><td>115,107</td><td>-19,574</td><td>2,929,646</td></tr><tr><td role="rowheader" scope="row">21</td><td>121,836</td><td>101,121</td><td>20,715</td><td>2,929,646</td><td>118,978</td><td>-20,715</td><td>3,027,909</td></tr><tr><td role="rowheader" scope="row">22</td><td>125,542</td><td>103,651</td><td>21,891</td><td>3,027,909</td><td>122,960</td><td>-21,891</td><td>3,128,978</td></tr><tr><td role="rowheader" scope="row">23</td><td>129,360</td><td>106,258</td><td>23,102</td><td>3,128,978</td><td>127,055</td><td>-23,102</td><td>3,232,931</td></tr><tr><td role="rowheader" scope="row">24</td><td>133,295</td><td>108,944</td><td>24,351</td><td>3,232,931</td><td>131,267</td><td>-24,351</td><td>3,339,847</td></tr><tr><td role="rowheader" scope="row">25</td><td>137,349</td><td>111,712</td><td>25,637</td><td>3,339,847</td><td>135,600</td><td>-25,637</td><td>3,449,810</td></tr><tr><td role="rowheader" scope="row">26</td><td>141,527</td><td>114,564</td><td>26,963</td><td>3,449,810</td><td>140,055</td><td>-26,963</td><td>3,562,903</td></tr><tr><td role="rowheader" scope="row">27</td><td>145,831</td><td>117,503</td><td>28,328</td><td>3,562,903</td><td>144,638</td><td>-28,328</td><td>3,679,212</td></tr><tr><td role="rowheader" scope="row">28</td><td>150,267</td><td>120,531</td><td>29,736</td><td>3,679,212</td><td>149,350</td><td>-29,736</td><td>3,798,827</td></tr><tr><td role="rowheader" scope="row">29</td><td>154,838</td><td>123,652</td><td>31,186</td><td>3,798,827</td><td>154,197</td><td>-31,186</td><td>3,921,838</td></tr><tr><td role="rowheader" scope="row">30</td><td>159,547</td><td>126,867</td><td>32,680</td><td>3,921,838</td><td>159,181</td><td>-32,680</td><td>4,048,339</td></tr></table>