Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 87 you may still have $1,247,814 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='62' /><category label='' /><category label='' /><category label='65' /><category label='' /><category label='' /><category label='68' /><category label='' /><category label='' /><category label='71' /><category label='' /><category label='' /><category label='74' /><category label='' /><category label='' /><category label='77' /><category label='' /><category label='' /><category label='80' /><category label='' /><category label='' /><category label='83' /><category label='' /><category label='' /><category label='86' /></categories><dataset seriesName='Retirement Balance'><set value='1235000.0' /><set value='1272050.0' /><set value='1277821.0' /><set value='1283198.0' /><set value='1288159.0' /><set value='1292683.0' /><set value='1296745.0' /><set value='1300321.0' /><set value='1303387.0' /><set value='1305915.0' /><set value='1307880.0' /><set value='1309252.0' /><set value='1310002.0' /><set value='1310101.0' /><set value='1309517.0' /><set value='1308217.0' /><set value='1306168.0' /><set value='1303334.0' /><set value='1299681.0' /><set value='1295170.0' /><set value='1289762.0' /><set value='1283417.0' /><set value='1276094.0' /><set value='1267749.0' /><set value='1258337.0' /></dataset><dataset seriesName='Retirement Income'><set value='0.0' /><set value='32391.0' /><set value='32958.0' /><set value='33534.0' /><set value='34121.0' /><set value='34718.0' /><set value='35326.0' /><set value='35944.0' /><set value='36573.0' /><set value='37213.0' /><set value='37864.0' /><set value='38527.0' /><set value='39201.0' /><set value='39887.0' /><set value='40585.0' /><set value='41296.0' /><set value='42018.0' /><set value='42754.0' /><set value='43502.0' /><set value='44263.0' /><set value='45038.0' /><set value='45826.0' /><set value='46628.0' /><set value='47444.0' /><set value='48274.0' /></dataset></chart>"); // --> </script> <table class='simpletable'><tr><th>Age</th><th>Annual Salary Increasing @ 1.75%</th><th>Beginning Retirement Balance</th><th>Earnings<br/>Pre-Ret&#160;3.00%<br/>Post-Ret&#160;3.00%</th><th>Estimated Annual Savings </th><th>Retirement Income Replace <br/>35.00%</th><th>Annual Social Security Income</th><th>Annual Retirement Account Withdrawal</th><th>Ending Retirement Balance</th></tr><tr><td>62</td><td>$140,222</td><td>$1,235,000</td><td>$37,050</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$1,272,050</td></tr><tr><td>63</td><td>0</td><td>1,272,050</td><td>38,162</td><td>0</td><td>49,937</td><td>17,546</td><td>32,391</td><td>1,277,821</td></tr><tr><td>64</td><td>0</td><td>1,277,821</td><td>38,335</td><td>0</td><td>50,810</td><td>17,853</td><td>32,958</td><td>1,283,198</td></tr><tr><td>65</td><td>0</td><td>1,283,198</td><td>38,496</td><td>0</td><td>51,700</td><td>18,165</td><td>33,534</td><td>1,288,159</td></tr><tr><td>66</td><td>0</td><td>1,288,159</td><td>38,645</td><td>0</td><td>52,604</td><td>18,483</td><td>34,121</td><td>1,292,683</td></tr><tr><td>67</td><td>0</td><td>1,292,683</td><td>38,780</td><td>0</td><td>53,525</td><td>18,807</td><td>34,718</td><td>1,296,745</td></tr><tr><td>68</td><td>0</td><td>1,296,745</td><td>38,902</td><td>0</td><td>54,462</td><td>19,136</td><td>35,326</td><td>1,300,321</td></tr><tr><td>69</td><td>0</td><td>1,300,321</td><td>39,010</td><td>0</td><td>55,415</td><td>19,471</td><td>35,944</td><td>1,303,387</td></tr><tr><td>70</td><td>0</td><td>1,303,387</td><td>39,102</td><td>0</td><td>56,384</td><td>19,811</td><td>36,573</td><td>1,305,915</td></tr><tr><td>71</td><td>0</td><td>1,305,915</td><td>39,177</td><td>0</td><td>57,371</td><td>20,158</td><td>37,213</td><td>1,307,880</td></tr><tr><td>72</td><td>0</td><td>1,307,880</td><td>39,236</td><td>0</td><td>58,375</td><td>20,511</td><td>37,864</td><td>1,309,252</td></tr><tr><td>73</td><td>0</td><td>1,309,252</td><td>39,278</td><td>0</td><td>59,397</td><td>20,870</td><td>38,527</td><td>1,310,002</td></tr><tr><td>74</td><td>0</td><td>1,310,002</td><td>39,300</td><td>0</td><td>60,436</td><td>21,235</td><td>39,201</td><td>1,310,101</td></tr><tr><td>75</td><td>0</td><td>1,310,101</td><td>39,303</td><td>0</td><td>61,494</td><td>21,607</td><td>39,887</td><td>1,309,517</td></tr><tr><td>76</td><td>0</td><td>1,309,517</td><td>39,285</td><td>0</td><td>62,570</td><td>21,985</td><td>40,585</td><td>1,308,217</td></tr><tr><td>77</td><td>0</td><td>1,308,217</td><td>39,247</td><td>0</td><td>63,665</td><td>22,369</td><td>41,296</td><td>1,306,168</td></tr><tr><td>78</td><td>0</td><td>1,306,168</td><td>39,185</td><td>0</td><td>64,779</td><td>22,761</td><td>42,018</td><td>1,303,334</td></tr><tr><td>79</td><td>0</td><td>1,303,334</td><td>39,100</td><td>0</td><td>65,913</td><td>23,159</td><td>42,754</td><td>1,299,681</td></tr><tr><td>80</td><td>0</td><td>1,299,681</td><td>38,990</td><td>0</td><td>67,066</td><td>23,564</td><td>43,502</td><td>1,295,170</td></tr><tr><td>81</td><td>0</td><td>1,295,170</td><td>38,855</td><td>0</td><td>68,240</td><td>23,977</td><td>44,263</td><td>1,289,762</td></tr><tr><td>82</td><td>0</td><td>1,289,762</td><td>38,693</td><td>0</td><td>69,434</td><td>24,396</td><td>45,038</td><td>1,283,417</td></tr><tr><td>83</td><td>0</td><td>1,283,417</td><td>38,503</td><td>0</td><td>70,649</td><td>24,823</td><td>45,826</td><td>1,276,094</td></tr><tr><td>84</td><td>0</td><td>1,276,094</td><td>38,283</td><td>0</td><td>71,886</td><td>25,258</td><td>46,628</td><td>1,267,749</td></tr><tr><td>85</td><td>0</td><td>1,267,749</td><td>38,032</td><td>0</td><td>73,144</td><td>25,700</td><td>47,444</td><td>1,258,337</td></tr><tr><td>86</td><td>0</td><td>1,258,337</td><td>37,750</td><td>0</td><td>74,424</td><td>26,150</td><td>48,274</td><td>1,247,814</td></tr></table>