Your money will last approximately 12 years with systematic withdrawals totalling $31,112. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Lump Sum Savings Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='0' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='3' /><category label='' /><category label='5' /><category label='' /><category label='7' /><category label='' /><category label='9' /><category label='' /><category label='11' /><category label='' /><category label='13' /></categories><dataset seriesName='After-tax Interest' color='0B9191'><set value='1152.0' /><set value='1082.0' /><set value='1008.0' /><set value='929.0' /><set value='845.0' /><set value='756.0' /><set value='662.0' /><set value='562.0' /><set value='455.0' /><set value='343.0' /><set value='223.0' /><set value='97.0' /><set value='4.0' /></dataset><dataset seriesName='Withdrawals' color='F58127'><set value='-2411.0' /><set value='-2435.0' /><set value='-2460.0' /><set value='-2484.0' /><set value='-2509.0' /><set value='-2535.0' /><set value='-2560.0' /><set value='-2586.0' /><set value='-2612.0' /><set value='-2638.0' /><set value='-2664.0' /><set value='-2691.0' /><set value='-526.0' /></dataset><dataset seriesName='Balance' color='d8d8d8'><set value='22292.0' /><set value='20853.0' /><set value='19320.0' /><set value='17690.0' /><set value='15959.0' /><set value='14120.0' /><set value='12169.0' /><set value='10099.0' /><set value='7907.0' /><set value='5584.0' /><set value='3125.0' /><set value='523.0' /><set value='0.0' /></dataset></chart>"); // --> </script> <ul><li><a href="bud01">How does inflation impact my standard of living?</a></li><li><a href="bud02">How much am I spending?</a></li><li><a href="bud03">How much do I need for emergencies?</a></li><li><a href="pay-down-debt-or-invest">Should I pay down debt or invest my monthly surplus?</a></li><li><a href="how-long-will-my-money-last">How long will my money last with systematic withdrawals?</a></li><li><a href="bud06">Should my spouse enter the work force?</a></li><li><a href="bud07">What is my current net worth?</a></li><li><a href="bud08">What is my projected net worth?</a></li><li><a href="bud09">What is my current cash flow?</a></li><li><a href="bud10">What is my projected cash flow?</a></li><li><a href="bud11">What is the value of reducing, postponing or foregoing expenses?</a></li><li><a href="bud12">Historical inflation - Compare purchasing power</a></li><li><a href="checkbook-balancer-calculator">Balance My Checkbook</a></li></ul><table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Annual Interest @ 5.00%</th><th scope="col">Taxes @ 8.00%</th><th scope="col">Withdrawals</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$23,644</td><td>$99</td><td>$8</td><td>$-200</td><td>$23,535</td></tr><tr><td role="rowheader" scope="row">2</td><td>23,535</td><td>98</td><td>8</td><td>-200</td><td>23,425</td></tr><tr><td role="rowheader" scope="row">3</td><td>23,425</td><td>98</td><td>8</td><td>-200</td><td>23,314</td></tr><tr><td role="rowheader" scope="row">4</td><td>23,314</td><td>97</td><td>8</td><td>-201</td><td>23,203</td></tr><tr><td role="rowheader" scope="row">5</td><td>23,203</td><td>97</td><td>8</td><td>-201</td><td>23,091</td></tr><tr><td role="rowheader" scope="row">6</td><td>23,091</td><td>96</td><td>8</td><td>-201</td><td>22,979</td></tr><tr><td role="rowheader" scope="row">7</td><td>22,979</td><td>96</td><td>8</td><td>-201</td><td>22,866</td></tr><tr><td role="rowheader" scope="row">8</td><td>22,866</td><td>95</td><td>8</td><td>-201</td><td>22,753</td></tr><tr><td role="rowheader" scope="row">9</td><td>22,753</td><td>95</td><td>8</td><td>-201</td><td>22,638</td></tr><tr><td role="rowheader" scope="row">10</td><td>22,638</td><td>94</td><td>8</td><td>-202</td><td>22,524</td></tr><tr><td role="rowheader" scope="row">11</td><td>22,524</td><td>94</td><td>8</td><td>-202</td><td>22,408</td></tr><tr><td role="rowheader" scope="row">12</td><td>22,408</td><td>93</td><td>7</td><td>-202</td><td>22,292</td></tr><tr><td role="rowheader" scope="row">13</td><td>22,292</td><td>93</td><td>7</td><td>-202</td><td>22,176</td></tr><tr><td role="rowheader" scope="row">14</td><td>22,176</td><td>92</td><td>7</td><td>-202</td><td>22,059</td></tr><tr><td role="rowheader" scope="row">15</td><td>22,059</td><td>92</td><td>7</td><td>-202</td><td>21,941</td></tr><tr><td role="rowheader" scope="row">16</td><td>21,941</td><td>91</td><td>7</td><td>-203</td><td>21,823</td></tr><tr><td role="rowheader" scope="row">17</td><td>21,823</td><td>91</td><td>7</td><td>-203</td><td>21,703</td></tr><tr><td role="rowheader" scope="row">18</td><td>21,703</td><td>90</td><td>7</td><td>-203</td><td>21,584</td></tr><tr><td role="rowheader" scope="row">19</td><td>21,584</td><td>90</td><td>7</td><td>-203</td><td>21,464</td></tr><tr><td role="rowheader" scope="row">20</td><td>21,464</td><td>89</td><td>7</td><td>-203</td><td>21,343</td></tr><tr><td role="rowheader" scope="row">21</td><td>21,343</td><td>89</td><td>7</td><td>-203</td><td>21,221</td></tr><tr><td role="rowheader" scope="row">22</td><td>21,221</td><td>88</td><td>7</td><td>-204</td><td>21,099</td></tr><tr><td role="rowheader" scope="row">23</td><td>21,099</td><td>88</td><td>7</td><td>-204</td><td>20,976</td></tr><tr><td role="rowheader" scope="row">24</td><td>20,976</td><td>87</td><td>7</td><td>-204</td><td>20,853</td></tr><tr><td role="rowheader" scope="row">25</td><td>20,853</td><td>87</td><td>7</td><td>-204</td><td>20,729</td></tr><tr><td role="rowheader" scope="row">26</td><td>20,729</td><td>86</td><td>7</td><td>-204</td><td>20,604</td></tr><tr><td role="rowheader" scope="row">27</td><td>20,604</td><td>86</td><td>7</td><td>-204</td><td>20,478</td></tr><tr><td role="rowheader" scope="row">28</td><td>20,478</td><td>85</td><td>7</td><td>-205</td><td>20,352</td></tr><tr><td role="rowheader" scope="row">29</td><td>20,352</td><td>85</td><td>7</td><td>-205</td><td>20,226</td></tr><tr><td role="rowheader" scope="row">30</td><td>20,226</td><td>84</td><td>7</td><td>-205</td><td>20,098</td></tr><tr><td role="rowheader" scope="row">31</td><td>20,098</td><td>84</td><td>7</td><td>-205</td><td>19,970</td></tr><tr><td role="rowheader" scope="row">32</td><td>19,970</td><td>83</td><td>7</td><td>-205</td><td>19,842</td></tr><tr><td role="rowheader" scope="row">33</td><td>19,842</td><td>83</td><td>7</td><td>-205</td><td>19,712</td></tr><tr><td role="rowheader" scope="row">34</td><td>19,712</td><td>82</td><td>7</td><td>-206</td><td>19,582</td></tr><tr><td role="rowheader" scope="row">35</td><td>19,582</td><td>82</td><td>7</td><td>-206</td><td>19,452</td></tr><tr><td role="rowheader" scope="row">36</td><td>19,452</td><td>81</td><td>6</td><td>-206</td><td>19,320</td></tr><tr><td role="rowheader" scope="row">37</td><td>19,320</td><td>81</td><td>6</td><td>-206</td><td>19,188</td></tr><tr><td role="rowheader" scope="row">38</td><td>19,188</td><td>80</td><td>6</td><td>-206</td><td>19,055</td></tr><tr><td role="rowheader" scope="row">39</td><td>19,055</td><td>79</td><td>6</td><td>-206</td><td>18,922</td></tr><tr><td role="rowheader" scope="row">40</td><td>18,922</td><td>79</td><td>6</td><td>-207</td><td>18,788</td></tr><tr><td role="rowheader" scope="row">41</td><td>18,788</td><td>78</td><td>6</td><td>-207</td><td>18,653</td></tr><tr><td role="rowheader" scope="row">42</td><td>18,653</td><td>78</td><td>6</td><td>-207</td><td>18,518</td></tr><tr><td role="rowheader" scope="row">43</td><td>18,518</td><td>77</td><td>6</td><td>-207</td><td>18,382</td></tr><tr><td role="rowheader" scope="row">44</td><td>18,382</td><td>77</td><td>6</td><td>-207</td><td>18,245</td></tr><tr><td role="rowheader" scope="row">45</td><td>18,245</td><td>76</td><td>6</td><td>-207</td><td>18,107</td></tr><tr><td role="rowheader" scope="row">46</td><td>18,107</td><td>75</td><td>6</td><td>-208</td><td>17,969</td></tr><tr><td role="rowheader" scope="row">47</td><td>17,969</td><td>75</td><td>6</td><td>-208</td><td>17,830</td></tr><tr><td role="rowheader" scope="row">48</td><td>17,830</td><td>74</td><td>6</td><td>-208</td><td>17,690</td></tr><tr><td role="rowheader" scope="row">49</td><td>17,690</td><td>74</td><td>6</td><td>-208</td><td>17,550</td></tr><tr><td role="rowheader" scope="row">50</td><td>17,550</td><td>73</td><td>6</td><td>-208</td><td>17,409</td></tr><tr><td role="rowheader" scope="row">51</td><td>17,409</td><td>73</td><td>6</td><td>-209</td><td>17,267</td></tr><tr><td role="rowheader" scope="row">52</td><td>17,267</td><td>72</td><td>6</td><td>-209</td><td>17,125</td></tr><tr><td role="rowheader" scope="row">53</td><td>17,125</td><td>71</td><td>6</td><td>-209</td><td>16,982</td></tr><tr><td role="rowheader" scope="row">54</td><td>16,982</td><td>71</td><td>6</td><td>-209</td><td>16,838</td></tr><tr><td role="rowheader" scope="row">55</td><td>16,838</td><td>70</td><td>6</td><td>-209</td><td>16,693</td></tr><tr><td role="rowheader" scope="row">56</td><td>16,693</td><td>70</td><td>6</td><td>-209</td><td>16,548</td></tr><tr><td role="rowheader" scope="row">57</td><td>16,548</td><td>69</td><td>6</td><td>-210</td><td>16,402</td></tr><tr><td role="rowheader" scope="row">58</td><td>16,402</td><td>68</td><td>5</td><td>-210</td><td>16,255</td></tr><tr><td role="rowheader" scope="row">59</td><td>16,255</td><td>68</td><td>5</td><td>-210</td><td>16,107</td></tr><tr><td role="rowheader" scope="row">60</td><td>16,107</td><td>67</td><td>5</td><td>-210</td><td>15,959</td></tr><tr><td role="rowheader" scope="row">61</td><td>15,959</td><td>66</td><td>5</td><td>-210</td><td>15,810</td></tr><tr><td role="rowheader" scope="row">62</td><td>15,810</td><td>66</td><td>5</td><td>-210</td><td>15,660</td></tr><tr><td role="rowheader" scope="row">63</td><td>15,660</td><td>65</td><td>5</td><td>-211</td><td>15,509</td></tr><tr><td role="rowheader" scope="row">64</td><td>15,509</td><td>65</td><td>5</td><td>-211</td><td>15,358</td></tr><tr><td role="rowheader" scope="row">65</td><td>15,358</td><td>64</td><td>5</td><td>-211</td><td>15,206</td></tr><tr><td role="rowheader" scope="row">66</td><td>15,206</td><td>63</td><td>5</td><td>-211</td><td>15,053</td></tr><tr><td role="rowheader" scope="row">67</td><td>15,053</td><td>63</td><td>5</td><td>-211</td><td>14,899</td></tr><tr><td role="rowheader" scope="row">68</td><td>14,899</td><td>62</td><td>5</td><td>-211</td><td>14,745</td></tr><tr><td role="rowheader" scope="row">69</td><td>14,745</td><td>61</td><td>5</td><td>-212</td><td>14,590</td></tr><tr><td role="rowheader" scope="row">70</td><td>14,590</td><td>61</td><td>5</td><td>-212</td><td>14,434</td></tr><tr><td role="rowheader" scope="row">71</td><td>14,434</td><td>60</td><td>5</td><td>-212</td><td>14,277</td></tr><tr><td role="rowheader" scope="row">72</td><td>14,277</td><td>59</td><td>5</td><td>-212</td><td>14,120</td></tr><tr><td role="rowheader" scope="row">73</td><td>14,120</td><td>59</td><td>5</td><td>-212</td><td>13,962</td></tr><tr><td role="rowheader" scope="row">74</td><td>13,962</td><td>58</td><td>5</td><td>-213</td><td>13,803</td></tr><tr><td role="rowheader" scope="row">75</td><td>13,803</td><td>58</td><td>5</td><td>-213</td><td>13,643</td></tr><tr><td role="rowheader" scope="row">76</td><td>13,643</td><td>57</td><td>5</td><td>-213</td><td>13,482</td></tr><tr><td role="rowheader" scope="row">77</td><td>13,482</td><td>56</td><td>4</td><td>-213</td><td>13,321</td></tr><tr><td role="rowheader" scope="row">78</td><td>13,321</td><td>56</td><td>4</td><td>-213</td><td>13,159</td></tr><tr><td role="rowheader" scope="row">79</td><td>13,159</td><td>55</td><td>4</td><td>-213</td><td>12,996</td></tr><tr><td role="rowheader" scope="row">80</td><td>12,996</td><td>54</td><td>4</td><td>-214</td><td>12,832</td></tr><tr><td role="rowheader" scope="row">81</td><td>12,832</td><td>53</td><td>4</td><td>-214</td><td>12,667</td></tr><tr><td role="rowheader" scope="row">82</td><td>12,667</td><td>53</td><td>4</td><td>-214</td><td>12,502</td></tr><tr><td role="rowheader" scope="row">83</td><td>12,502</td><td>52</td><td>4</td><td>-214</td><td>12,336</td></tr><tr><td role="rowheader" scope="row">84</td><td>12,336</td><td>51</td><td>4</td><td>-214</td><td>12,169</td></tr><tr><td role="rowheader" scope="row">85</td><td>12,169</td><td>51</td><td>4</td><td>-214</td><td>12,001</td></tr><tr><td role="rowheader" scope="row">86</td><td>12,001</td><td>50</td><td>4</td><td>-215</td><td>11,832</td></tr><tr><td role="rowheader" scope="row">87</td><td>11,832</td><td>49</td><td>4</td><td>-215</td><td>11,663</td></tr><tr><td role="rowheader" scope="row">88</td><td>11,663</td><td>49</td><td>4</td><td>-215</td><td>11,492</td></tr><tr><td role="rowheader" scope="row">89</td><td>11,492</td><td>48</td><td>4</td><td>-215</td><td>11,321</td></tr><tr><td role="rowheader" scope="row">90</td><td>11,321</td><td>47</td><td>4</td><td>-215</td><td>11,149</td></tr><tr><td role="rowheader" scope="row">91</td><td>11,149</td><td>46</td><td>4</td><td>-216</td><td>10,976</td></tr><tr><td role="rowheader" scope="row">92</td><td>10,976</td><td>46</td><td>4</td><td>-216</td><td>10,803</td></tr><tr><td role="rowheader" scope="row">93</td><td>10,803</td><td>45</td><td>4</td><td>-216</td><td>10,628</td></tr><tr><td role="rowheader" scope="row">94</td><td>10,628</td><td>44</td><td>4</td><td>-216</td><td>10,453</td></tr><tr><td role="rowheader" scope="row">95</td><td>10,453</td><td>44</td><td>3</td><td>-216</td><td>10,277</td></tr><tr><td role="rowheader" scope="row">96</td><td>10,277</td><td>43</td><td>3</td><td>-216</td><td>10,099</td></tr><tr><td role="rowheader" scope="row">97</td><td>10,099</td><td>42</td><td>3</td><td>-217</td><td>9,922</td></tr><tr><td role="rowheader" scope="row">98</td><td>9,922</td><td>41</td><td>3</td><td>-217</td><td>9,743</td></tr><tr><td role="rowheader" scope="row">99</td><td>9,743</td><td>41</td><td>3</td><td>-217</td><td>9,563</td></tr><tr><td role="rowheader" scope="row">100</td><td>9,563</td><td>40</td><td>3</td><td>-217</td><td>9,383</td></tr><tr><td role="rowheader" scope="row">101</td><td>9,383</td><td>39</td><td>3</td><td>-217</td><td>9,201</td></tr><tr><td role="rowheader" scope="row">102</td><td>9,201</td><td>38</td><td>3</td><td>-218</td><td>9,019</td></tr><tr><td role="rowheader" scope="row">103</td><td>9,019</td><td>38</td><td>3</td><td>-218</td><td>8,836</td></tr><tr><td role="rowheader" scope="row">104</td><td>8,836</td><td>37</td><td>3</td><td>-218</td><td>8,652</td></tr><tr><td role="rowheader" scope="row">105</td><td>8,652</td><td>36</td><td>3</td><td>-218</td><td>8,467</td></tr><tr><td role="rowheader" scope="row">106</td><td>8,467</td><td>35</td><td>3</td><td>-218</td><td>8,281</td></tr><tr><td role="rowheader" scope="row">107</td><td>8,281</td><td>35</td><td>3</td><td>-218</td><td>8,094</td></tr><tr><td role="rowheader" scope="row">108</td><td>8,094</td><td>34</td><td>3</td><td>-219</td><td>7,907</td></tr><tr><td role="rowheader" scope="row">109</td><td>7,907</td><td>33</td><td>3</td><td>-219</td><td>7,718</td></tr><tr><td role="rowheader" scope="row">110</td><td>7,718</td><td>32</td><td>3</td><td>-219</td><td>7,529</td></tr><tr><td role="rowheader" scope="row">111</td><td>7,529</td><td>31</td><td>3</td><td>-219</td><td>7,338</td></tr><tr><td role="rowheader" scope="row">112</td><td>7,338</td><td>31</td><td>2</td><td>-219</td><td>7,147</td></tr><tr><td role="rowheader" scope="row">113</td><td>7,147</td><td>30</td><td>2</td><td>-220</td><td>6,955</td></tr><tr><td role="rowheader" scope="row">114</td><td>6,955</td><td>29</td><td>2</td><td>-220</td><td>6,762</td></tr><tr><td role="rowheader" scope="row">115</td><td>6,762</td><td>28</td><td>2</td><td>-220</td><td>6,568</td></tr><tr><td role="rowheader" scope="row">116</td><td>6,568</td><td>27</td><td>2</td><td>-220</td><td>6,373</td></tr><tr><td role="rowheader" scope="row">117</td><td>6,373</td><td>27</td><td>2</td><td>-220</td><td>6,177</td></tr><tr><td role="rowheader" scope="row">118</td><td>6,177</td><td>26</td><td>2</td><td>-220</td><td>5,980</td></tr><tr><td role="rowheader" scope="row">119</td><td>5,980</td><td>25</td><td>2</td><td>-221</td><td>5,782</td></tr><tr><td role="rowheader" scope="row">120</td><td>5,782</td><td>24</td><td>2</td><td>-221</td><td>5,584</td></tr><tr><td role="rowheader" scope="row">121</td><td>5,584</td><td>23</td><td>2</td><td>-221</td><td>5,384</td></tr><tr><td role="rowheader" scope="row">122</td><td>5,384</td><td>22</td><td>2</td><td>-221</td><td>5,184</td></tr><tr><td role="rowheader" scope="row">123</td><td>5,184</td><td>22</td><td>2</td><td>-221</td><td>4,982</td></tr><tr><td role="rowheader" scope="row">124</td><td>4,982</td><td>21</td><td>2</td><td>-222</td><td>4,780</td></tr><tr><td role="rowheader" scope="row">125</td><td>4,780</td><td>20</td><td>2</td><td>-222</td><td>4,576</td></tr><tr><td role="rowheader" scope="row">126</td><td>4,576</td><td>19</td><td>2</td><td>-222</td><td>4,372</td></tr><tr><td role="rowheader" scope="row">127</td><td>4,372</td><td>18</td><td>1</td><td>-222</td><td>4,166</td></tr><tr><td role="rowheader" scope="row">128</td><td>4,166</td><td>17</td><td>1</td><td>-222</td><td>3,960</td></tr><tr><td role="rowheader" scope="row">129</td><td>3,960</td><td>17</td><td>1</td><td>-223</td><td>3,753</td></tr><tr><td role="rowheader" scope="row">130</td><td>3,753</td><td>16</td><td>1</td><td>-223</td><td>3,544</td></tr><tr><td role="rowheader" scope="row">131</td><td>3,544</td><td>15</td><td>1</td><td>-223</td><td>3,335</td></tr><tr><td role="rowheader" scope="row">132</td><td>3,335</td><td>14</td><td>1</td><td>-223</td><td>3,125</td></tr><tr><td role="rowheader" scope="row">133</td><td>3,125</td><td>13</td><td>1</td><td>-223</td><td>2,914</td></tr><tr><td role="rowheader" scope="row">134</td><td>2,914</td><td>12</td><td>1</td><td>-223</td><td>2,701</td></tr><tr><td role="rowheader" scope="row">135</td><td>2,701</td><td>11</td><td>1</td><td>-224</td><td>2,488</td></tr><tr><td role="rowheader" scope="row">136</td><td>2,488</td><td>10</td><td>1</td><td>-224</td><td>2,274</td></tr><tr><td role="rowheader" scope="row">137</td><td>2,274</td><td>9</td><td>1</td><td>-224</td><td>2,059</td></tr><tr><td role="rowheader" scope="row">138</td><td>2,059</td><td>9</td><td>1</td><td>-224</td><td>1,842</td></tr><tr><td role="rowheader" scope="row">139</td><td>1,842</td><td>8</td><td>1</td><td>-224</td><td>1,625</td></tr><tr><td role="rowheader" scope="row">140</td><td>1,625</td><td>7</td><td>1</td><td>-225</td><td>1,407</td></tr><tr><td role="rowheader" scope="row">141</td><td>1,407</td><td>6</td><td>0</td><td>-225</td><td>1,187</td></tr><tr><td role="rowheader" scope="row">142</td><td>1,187</td><td>5</td><td>0</td><td>-225</td><td>967</td></tr><tr><td role="rowheader" scope="row">143</td><td>967</td><td>4</td><td>0</td><td>-225</td><td>745</td></tr><tr><td role="rowheader" scope="row">144</td><td>745</td><td>3</td><td>0</td><td>-225</td><td>523</td></tr><tr><td role="rowheader" scope="row">145</td><td>523</td><td>2</td><td>0</td><td>-225</td><td>300</td></tr><tr><td role="rowheader" scope="row">146</td><td>300</td><td>1</td><td>0</td><td>-226</td><td>75</td></tr><tr><td role="rowheader" scope="row">147</td><td>75</td><td>0</td><td>0</td><td>-75</td><td>0</td></tr></table> <h2>Further Resources</h2><ul style="list-style: unset !important;"><li><a href="https://www.moneyhelpcenter.com/retirement/calculate/current-retirement-savings-sufficient/" target="_blank">Calculate whether your current retirement savings are sufficient</a></li><li>Read about the <a href="https://www.moneyhelpcenter.com/article/changes-living-expenses-retirement/" target="_blank">change of living expenses during retirement.</a></li><li><a href="https://www.moneyhelpcenter.com/retirement/calculate/social-security-retirement-income-estimator/" target="_blank">Calculate your estimated Social Security retirement benefit.</a></li><li>Calculate <a href="https://www.moneyhelpcenter.com/taxes/calculate/much-social-security-benefit-may-taxed/" target="_blank">how much of your Social Security benefit may be taxed.</a></li><li>Discuss the importance of <a href="https://www.moneyhelpcenter.com/need-know-long-term-care-long-term-care-insurance/" target="_blank">preparing for long-term care and determine whether long-term care insurance is right for you.</a></li></ul><br><span style="padding-bottom:2px;background-color:#eee;line-height:1.45em;border-bottom:1px dotted;border-top:1px dotted;"><span style="color:#81A41E;font-size:100%;font-weight:700;">&nbsp;FINANCIAL PLANNERS</span> <span style="color:#000;font-size:100%;font-weight:normal;">&ndash; <a href="http://www.plannerportal.com" target="_PP_WINDOW">Affordable Financial Planning Software</a> &ndash; <a href="http://www.plannerportal.com" target="_PP_WINDOW">www.PlannerPortal.com</a></span>&nbsp;&nbsp;</span>