Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='0' borderColor='FFFFFF' borderThickness='0' drawCustomLegend='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='004969'><set value='93468.0' /><set value='96679.0' /><set value='99897.0' /><set value='103121.0' /><set value='106347.0' /><set value='109570.0' /><set value='112787.0' /><set value='115992.0' /><set value='119182.0' /><set value='122351.0' /><set value='125494.0' /><set value='128605.0' /><set value='131677.0' /><set value='134705.0' /><set value='137681.0' /><set value='140597.0' /><set value='143447.0' /><set value='146220.0' /><set value='148910.0' /><set value='151505.0' /><set value='153997.0' /><set value='156374.0' /><set value='158625.0' /><set value='160738.0' /><set value='162701.0' /><set value='164501.0' /><set value='166123.0' /><set value='167552.0' /><set value='168773.0' /><set value='169770.0' /></dataset><dataset seriesName='Withdrawals' color='36CAF3'><set value='-13331.0' /><set value='-16291.0' /><set value='-19342.0' /><set value='-22485.0' /><set value='-25724.0' /><set value='-29061.0' /><set value='-32500.0' /><set value='-36044.0' /><set value='-39695.0' /><set value='-43457.0' /><set value='-47334.0' /><set value='-51329.0' /><set value='-55445.0' /><set value='-59686.0' /><set value='-64057.0' /><set value='-68560.0' /><set value='-73200.0' /><set value='-77981.0' /><set value='-82908.0' /><set value='-87985.0' /><set value='-93216.0' /><set value='-98606.0' /><set value='-104160.0' /><set value='-109883.0' /><set value='-115781.0' /><set value='-121857.0' /><set value='-128118.0' /><set value='-134570.0' /><set value='-141218.0' /><set value='-148068.0' /></dataset><dataset seriesName='Balance' color='FFB978'><set value='2380137.0' /><set value='2460524.0' /><set value='2541080.0' /><set value='2621716.0' /><set value='2702339.0' /><set value='2782848.0' /><set value='2863134.0' /><set value='2943083.0' /><set value='3022570.0' /><set value='3101464.0' /><set value='3179624.0' /><set value='3256900.0' /><set value='3333133.0' /><set value='3408152.0' /><set value='3481776.0' /><set value='3553814.0' /><set value='3624060.0' /><set value='3692299.0' /><set value='3758301.0' /><set value='3821821.0' /><set value='3882602.0' /><set value='3940369.0' /><set value='3994833.0' /><set value='4045688.0' /><set value='4092609.0' /><set value='4135253.0' /><set value='4173257.0' /><set value='4206239.0' /><set value='4233794.0' /><set value='4255496.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$97,331</td><td>$84,000</td><td>$13,331</td><td>$2,300,000</td><td>$93,468</td><td>$-13,331</td><td>$2,380,137</td></tr><tr><td role="rowheader" scope="row">2</td><td>100,291</td><td>84,000</td><td>16,291</td><td>2,380,137</td><td>96,679</td><td>-16,291</td><td>2,460,524</td></tr><tr><td role="rowheader" scope="row">3</td><td>103,342</td><td>84,000</td><td>19,342</td><td>2,460,524</td><td>99,897</td><td>-19,342</td><td>2,541,080</td></tr><tr><td role="rowheader" scope="row">4</td><td>106,485</td><td>84,000</td><td>22,485</td><td>2,541,080</td><td>103,121</td><td>-22,485</td><td>2,621,716</td></tr><tr><td role="rowheader" scope="row">5</td><td>109,724</td><td>84,000</td><td>25,724</td><td>2,621,716</td><td>106,347</td><td>-25,724</td><td>2,702,339</td></tr><tr><td role="rowheader" scope="row">6</td><td>113,061</td><td>84,000</td><td>29,061</td><td>2,702,339</td><td>109,570</td><td>-29,061</td><td>2,782,848</td></tr><tr><td role="rowheader" scope="row">7</td><td>116,500</td><td>84,000</td><td>32,500</td><td>2,782,848</td><td>112,787</td><td>-32,500</td><td>2,863,134</td></tr><tr><td role="rowheader" scope="row">8</td><td>120,044</td><td>84,000</td><td>36,044</td><td>2,863,134</td><td>115,992</td><td>-36,044</td><td>2,943,083</td></tr><tr><td role="rowheader" scope="row">9</td><td>123,695</td><td>84,000</td><td>39,695</td><td>2,943,083</td><td>119,182</td><td>-39,695</td><td>3,022,570</td></tr><tr><td role="rowheader" scope="row">10</td><td>127,457</td><td>84,000</td><td>43,457</td><td>3,022,570</td><td>122,351</td><td>-43,457</td><td>3,101,464</td></tr><tr><td role="rowheader" scope="row">11</td><td>131,334</td><td>84,000</td><td>47,334</td><td>3,101,464</td><td>125,494</td><td>-47,334</td><td>3,179,624</td></tr><tr><td role="rowheader" scope="row">12</td><td>135,329</td><td>84,000</td><td>51,329</td><td>3,179,624</td><td>128,605</td><td>-51,329</td><td>3,256,900</td></tr><tr><td role="rowheader" scope="row">13</td><td>139,445</td><td>84,000</td><td>55,445</td><td>3,256,900</td><td>131,677</td><td>-55,445</td><td>3,333,133</td></tr><tr><td role="rowheader" scope="row">14</td><td>143,686</td><td>84,000</td><td>59,686</td><td>3,333,133</td><td>134,705</td><td>-59,686</td><td>3,408,152</td></tr><tr><td role="rowheader" scope="row">15</td><td>148,057</td><td>84,000</td><td>64,057</td><td>3,408,152</td><td>137,681</td><td>-64,057</td><td>3,481,776</td></tr><tr><td role="rowheader" scope="row">16</td><td>152,560</td><td>84,000</td><td>68,560</td><td>3,481,776</td><td>140,597</td><td>-68,560</td><td>3,553,814</td></tr><tr><td role="rowheader" scope="row">17</td><td>157,200</td><td>84,000</td><td>73,200</td><td>3,553,814</td><td>143,447</td><td>-73,200</td><td>3,624,060</td></tr><tr><td role="rowheader" scope="row">18</td><td>161,981</td><td>84,000</td><td>77,981</td><td>3,624,060</td><td>146,220</td><td>-77,981</td><td>3,692,299</td></tr><tr><td role="rowheader" scope="row">19</td><td>166,908</td><td>84,000</td><td>82,908</td><td>3,692,299</td><td>148,910</td><td>-82,908</td><td>3,758,301</td></tr><tr><td role="rowheader" scope="row">20</td><td>171,985</td><td>84,000</td><td>87,985</td><td>3,758,301</td><td>151,505</td><td>-87,985</td><td>3,821,821</td></tr><tr><td role="rowheader" scope="row">21</td><td>177,216</td><td>84,000</td><td>93,216</td><td>3,821,821</td><td>153,997</td><td>-93,216</td><td>3,882,602</td></tr><tr><td role="rowheader" scope="row">22</td><td>182,606</td><td>84,000</td><td>98,606</td><td>3,882,602</td><td>156,374</td><td>-98,606</td><td>3,940,369</td></tr><tr><td role="rowheader" scope="row">23</td><td>188,160</td><td>84,000</td><td>104,160</td><td>3,940,369</td><td>158,625</td><td>-104,160</td><td>3,994,833</td></tr><tr><td role="rowheader" scope="row">24</td><td>193,883</td><td>84,000</td><td>109,883</td><td>3,994,833</td><td>160,738</td><td>-109,883</td><td>4,045,688</td></tr><tr><td role="rowheader" scope="row">25</td><td>199,781</td><td>84,000</td><td>115,781</td><td>4,045,688</td><td>162,701</td><td>-115,781</td><td>4,092,609</td></tr><tr><td role="rowheader" scope="row">26</td><td>205,857</td><td>84,000</td><td>121,857</td><td>4,092,609</td><td>164,501</td><td>-121,857</td><td>4,135,253</td></tr><tr><td role="rowheader" scope="row">27</td><td>212,118</td><td>84,000</td><td>128,118</td><td>4,135,253</td><td>166,123</td><td>-128,118</td><td>4,173,257</td></tr><tr><td role="rowheader" scope="row">28</td><td>218,570</td><td>84,000</td><td>134,570</td><td>4,173,257</td><td>167,552</td><td>-134,570</td><td>4,206,239</td></tr><tr><td role="rowheader" scope="row">29</td><td>225,218</td><td>84,000</td><td>141,218</td><td>4,206,239</td><td>168,773</td><td>-141,218</td><td>4,233,794</td></tr><tr><td role="rowheader" scope="row">30</td><td>232,068</td><td>84,000</td><td>148,068</td><td>4,233,794</td><td>169,770</td><td>-148,068</td><td>4,255,496</td></tr></table>