Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 89 you may still have $3,193,785 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='0' borderColor='FFFFFF' borderThickness='0' drawCustomLegend='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='67' /><category label='' /><category label='' /><category label='70' /><category label='' /><category label='' /><category label='73' /><category label='' /><category label='' /><category label='76' /><category label='' /><category label='' /><category label='79' /><category label='' /><category label='' /><category label='82' /><category label='' /><category label='' /><category label='85' /><category label='' /><category label='' /><category label='88' /></categories><dataset seriesName='Retirement Balance' color='004969'><set value='1100000.0' /><set value='1188000.0' /><set value='1283040.0' /><set value='1336882.0' /><set value='1393567.0' /><set value='1453279.0' /><set value='1516215.0' /><set value='1582585.0' /><set value='1652618.0' /><set value='1726556.0' /><set value='1804661.0' /><set value='1887214.0' /><set value='1974516.0' /><set value='2066892.0' /><set value='2164691.0' /><set value='2268287.0' /><set value='2378084.0' /><set value='2494514.0' /><set value='2618044.0' /><set value='2749176.0' /><set value='2888448.0' /><set value='3036443.0' /></dataset><dataset seriesName='Retirement Income' color='36CAF3'><set value='0.0' /><set value='0.0' /><set value='48801.0' /><set value='50265.0' /><set value='51773.0' /><set value='53327.0' /><set value='54926.0' /><set value='56574.0' /><set value='58271.0' /><set value='60020.0' /><set value='61820.0' /><set value='63675.0' /><set value='65585.0' /><set value='67553.0' /><set value='69579.0' /><set value='71667.0' /><set value='73816.0' /><set value='76031.0' /><set value='78312.0' /><set value='80661.0' /><set value='83081.0' /><set value='85574.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Annual Salary Increasing @ 3.00%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Earnings<br/>Pre-Ret&#160;8.00%<br/>Post-Ret&#160;8.00%</th><th scope="col">Estimated Annual Savings </th><th scope="col">Retirement Income Replace <br/>50.00%</th><th scope="col">Annual Social Security Income</th><th scope="col">Annual Retirement Account Withdrawal</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">67</td><td>$224,000</td><td>$1,100,000</td><td>$88,000</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$1,188,000</td></tr><tr><td role="rowheader" scope="row">68</td><td>230,720</td><td>1,188,000</td><td>95,040</td><td>0</td><td>0</td><td>0</td><td>0</td><td>1,283,040</td></tr><tr><td role="rowheader" scope="row">69</td><td>0</td><td>1,283,040</td><td>102,643</td><td>0</td><td>118,821</td><td>70,019</td><td>48,801</td><td>1,336,882</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>1,336,882</td><td>106,951</td><td>0</td><td>122,385</td><td>72,120</td><td>50,265</td><td>1,393,567</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>1,393,567</td><td>111,485</td><td>0</td><td>126,057</td><td>74,284</td><td>51,773</td><td>1,453,279</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>1,453,279</td><td>116,262</td><td>0</td><td>129,839</td><td>76,512</td><td>53,327</td><td>1,516,215</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>1,516,215</td><td>121,297</td><td>0</td><td>133,734</td><td>78,807</td><td>54,926</td><td>1,582,585</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>1,582,585</td><td>126,607</td><td>0</td><td>137,746</td><td>81,172</td><td>56,574</td><td>1,652,618</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>1,652,618</td><td>132,209</td><td>0</td><td>141,878</td><td>83,607</td><td>58,271</td><td>1,726,556</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>1,726,556</td><td>138,124</td><td>0</td><td>146,135</td><td>86,115</td><td>60,020</td><td>1,804,661</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>1,804,661</td><td>144,373</td><td>0</td><td>150,519</td><td>88,698</td><td>61,820</td><td>1,887,214</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>1,887,214</td><td>150,977</td><td>0</td><td>155,034</td><td>91,359</td><td>63,675</td><td>1,974,516</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>1,974,516</td><td>157,961</td><td>0</td><td>159,685</td><td>94,100</td><td>65,585</td><td>2,066,892</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>2,066,892</td><td>165,351</td><td>0</td><td>164,476</td><td>96,923</td><td>67,553</td><td>2,164,691</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>2,164,691</td><td>173,175</td><td>0</td><td>169,410</td><td>99,831</td><td>69,579</td><td>2,268,287</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>2,268,287</td><td>181,463</td><td>0</td><td>174,492</td><td>102,826</td><td>71,667</td><td>2,378,084</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>2,378,084</td><td>190,247</td><td>0</td><td>179,727</td><td>105,911</td><td>73,816</td><td>2,494,514</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>2,494,514</td><td>199,561</td><td>0</td><td>185,119</td><td>109,088</td><td>76,031</td><td>2,618,044</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>2,618,044</td><td>209,444</td><td>0</td><td>190,673</td><td>112,361</td><td>78,312</td><td>2,749,176</td></tr><tr><td role="rowheader" scope="row">86</td><td>0</td><td>2,749,176</td><td>219,934</td><td>0</td><td>196,393</td><td>115,731</td><td>80,661</td><td>2,888,448</td></tr><tr><td role="rowheader" scope="row">87</td><td>0</td><td>2,888,448</td><td>231,076</td><td>0</td><td>202,284</td><td>119,203</td><td>83,081</td><td>3,036,443</td></tr><tr><td role="rowheader" scope="row">88</td><td>0</td><td>3,036,443</td><td>242,915</td><td>0</td><td>208,353</td><td>122,779</td><td>85,574</td><td>3,193,785</td></tr></table>