Based on the terms of your Share Certificate it appears that you will accumulate $11,867 before taxes over the next 49 months with an annual percentage yield (APY) of 4.282%. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Share Certificate Growth' xAxisName='Years' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='2' /><category label='3' /><category label='4' /></categories><dataset seriesName='Dividend Earned'><set value='428.0' /><set value='447.0' /><set value='466.0' /><set value='486.0' /></dataset><dataset seriesName='Taxes Due'><set value='94.0' /><set value='98.0' /><set value='102.0' /><set value='107.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Beginning Balance</th><th scope="col">Dividend @ 4.20%</th><th scope="col">Ending Balance</th><th scope="col">Taxes Due @ 22.00%</th></tr><tr><td role="rowheader" scope="row">1</td><td>$10,000</td><td>$428</td><td>$10,334</td><td>$94</td></tr><tr><td role="rowheader" scope="row">2</td><td>10,428</td><td>447</td><td>10,776</td><td>98</td></tr><tr><td role="rowheader" scope="row">3</td><td>10,875</td><td>466</td><td>11,238</td><td>102</td></tr><tr><td role="rowheader" scope="row">4</td><td>11,340</td><td>486</td><td>11,719</td><td>107</td></tr></table>