<table class="pure-table pure-table-bordered"><tr><td role="rowheader" scope="row">Builder City</td><td>DFW</td></tr><tr><td role="rowheader" scope="row">Community</td><td>Sonoma Verde 60s </td></tr><tr><td role="rowheader" scope="row">Sales Price</td><td>$450,000</td></tr><tr><td role="rowheader" scope="row">Down Payment Amt</td><td>$15,750</td></tr><tr><td role="rowheader" scope="row">Interest Rate</td><td>4.375%</td></tr><tr><td role="rowheader" scope="row">Discount Point</td><td>0.00%</td></tr><tr><td role="rowheader" scope="row">Loan Term (in months)</td><td>360</td></tr><tr><td role="rowheader" scope="row">Loan Type</td><td>FHA</td></tr><tr><td role="rowheader" scope="row">FICO</td><td>Greater than 760</td></tr><tr><td role="rowheader" scope="row">Loan Amount</td><td>$441,849</td></tr><tr><td role="rowheader" scope="row">Annual Homeowners Association Dues</td><td>$936</td></tr><tr><td role="rowheader" scope="row">Annual Homeowners Insurance Premium</td><td>$2,000</td></tr><tr><td role="rowheader" scope="row">Incentive for Using Highland HomeLoans*</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Down Payment %</td><td>1.81%</td></tr><tr><td role="rowheader" scope="row">LTV</td><td>98.19%</td></tr><tr><td role="rowheader" scope="row">MI Factor (if applicable)</td><td>0.55%</td></tr><tr><td role="rowheader" scope="row">Monthly Principal & Interest</td><td>$2,206.09</td></tr><tr><td role="rowheader" scope="row">Monthly Taxes</td><td>$476.21</td></tr><tr><td role="rowheader" scope="row">Homeowner's Insurance per Month</td><td>$166.67</td></tr><tr><td role="rowheader" scope="row">Homeowner's Association Fees per Month</td><td>$78.00</td></tr><tr><td role="rowheader" scope="row">Mortgage Insurance per Month</td><td>$202.51</td></tr><tr><td role="rowheader" scope="row">PID</td><td>$290.83</td></tr><tr><td role="rowheader" scope="row"><b>Total Monthly Payment</b></td><td><b>$3,420.32</b></td></tr><tr><td role="rowheader" scope="row">Buyer's earnest money deposit</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Down Payment</td><td>$15,750</td></tr><tr><td role="rowheader" scope="row">Escrow / Prepaids</td><td>$4,664.00</td></tr><tr><td role="rowheader" scope="row">Homeowner's Association Transfer Fee</td><td>$800.00</td></tr><tr><td role="rowheader" scope="row">Title Fees / Closing Costs</td><td>$7,200.00</td></tr><tr><td role="rowheader" scope="row">Discount Point Fee</td><td>$.00</td></tr><tr><td role="rowheader" scope="row">Incentive for Using Highland HomeLoans*</td><td>$0</td></tr><tr><td role="rowheader" scope="row"><b>Estimated out of pocket at closing</b></td><td><b>$28,414</b></td></tr></table><table style='margin-top: 20px; margin-bottom: 20px;' class=""><tr><td><b>Get pre-approved today by contacting your Highland HomeLoans Loan Officer:</b></td></tr><tr><td><b>Debbie McGregor</b></td></tr><tr><td>Senior Loan Originator</td></tr><tr><td>NMLS: 463048</td></tr><tr><td>214-937-3630</td></tr><tr><td>972-802-1522</td></tr><tr><td>5700 Granite Pkwy., Ste.100</td></tr><tr><td>Plano, TX 75024</td></tr><tr><td>debbie.mcgregor@highlandhl.com</td></tr></table>