By increasing your annual plan contribution by 1.00% you may increase your final plan balance by $55,196 at an out-of-pocket cost of just $36,000.<table class='pure-table pure-table-bordered' role='grid'><tr><th class='section'>Comparison analysis</th><th scope="col">Current Course</th><th scope="col">Proposed Course</th></tr><tr><td role="rowheader" scope="row">Your contribution (as % of salary)</td><td>3.0%</td><td>4.0%</td></tr><tr><td role="rowheader" scope="row">Employer match (as % of contribution)</td><td>0.0%</td><td>0.0%</td></tr><tr><td role="rowheader" scope="row">Maximum match (as % of salary)</td><td>3.0%</td><td>3.0%</td></tr><tr><td role="rowheader" scope="row">Your cumulative contributions</td><td>$108,000</td><td>$144,000</td></tr><tr><td role="rowheader" scope="row">Employer cumulative contributions</td><td>$0</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Total Value in Year 10 (includes projected balance, if any)</td><td>$183,370</td><td>$238,565</td></tr><tr><td role="rowheader" scope="row">Increase in value</td><td></td><td>$55,196</td></tr><tr><td role="rowheader" scope="row">Out-of-pocket 'cost'</td><td></td><td>$36,000</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "StackedColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' reverseLegend='1' caption='Retirement Plan Accumulation' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='2' /><category label='3' /><category label='4' /><category label='5' /><category label='6' /><category label='7' /><category label='8' /><category label='9' /><category label='10' /></categories><dataset seriesName='Existing Balance'><set value='8665.0' /><set value='9386.0' /><set value='10166.0' /><set value='11012.0' /><set value='11927.0' /><set value='12919.0' /><set value='13993.0' /><set value='15157.0' /><set value='16417.0' /><set value='17782.0' /></dataset><dataset seriesName='Current Contribution Level'><set value='11260.0' /><set value='23457.0' /><set value='36668.0' /><set value='50977.0' /><set value='66477.0' /><set value='83265.0' /><set value='101449.0' /><set value='121145.0' /><set value='142479.0' /><set value='165587.0' /></dataset><dataset seriesName='Additional Proposed Contributions'><set value='3753.0' /><set value='7819.0' /><set value='12223.0' /><set value='16992.0' /><set value='22159.0' /><set value='27755.0' /><set value='33816.0' /><set value='40382.0' /><set value='47493.0' /><set value='55196.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th colspan='4'>Current Course</th><th colspan='4'>Proposed Increase</th></tr><tr><th scope="col">Year</th><th scope="col">Your Cont</th><th scope="col">Employer Cont</th><th scope="col">Interest 8.00%</th><th scope="col">Your Cont</th><th scope="col">Employer Cont</th><th scope="col">Interest 8.00%</th><th scope="col">Grand Total</th></tr><tr><td role="rowheader" scope="row">1</td><td>$10,800</td><td>$0</td><td>$460</td><td>$3,600</td><td>$0</td><td>$153</td><td>$15,014</td></tr><tr><td role="rowheader" scope="row">2</td><td>10,800</td><td>0</td><td>1,397</td><td>3,600</td><td>0</td><td>466</td><td>31,276</td></tr><tr><td role="rowheader" scope="row">3</td><td>10,800</td><td>0</td><td>2,411</td><td>3,600</td><td>0</td><td>804</td><td>48,891</td></tr><tr><td role="rowheader" scope="row">4</td><td>10,800</td><td>0</td><td>3,509</td><td>3,600</td><td>0</td><td>1,170</td><td>67,970</td></tr><tr><td role="rowheader" scope="row">5</td><td>10,800</td><td>0</td><td>4,699</td><td>3,600</td><td>0</td><td>1,566</td><td>88,635</td></tr><tr><td role="rowheader" scope="row">6</td><td>10,800</td><td>0</td><td>5,988</td><td>3,600</td><td>0</td><td>1,996</td><td>111,020</td></tr><tr><td role="rowheader" scope="row">7</td><td>10,800</td><td>0</td><td>7,384</td><td>3,600</td><td>0</td><td>2,461</td><td>135,265</td></tr><tr><td role="rowheader" scope="row">8</td><td>10,800</td><td>0</td><td>8,896</td><td>3,600</td><td>0</td><td>2,965</td><td>161,527</td></tr><tr><td role="rowheader" scope="row">9</td><td>10,800</td><td>0</td><td>10,534</td><td>3,600</td><td>0</td><td>3,511</td><td>189,972</td></tr><tr><td role="rowheader" scope="row">10</td><td>10,800</td><td>0</td><td>12,308</td><td>3,600</td><td>0</td><td>4,103</td><td>220,783</td></tr></table>