You could purchase an auto valued at $38,876 which includes a down payment of $5,000 and assumes you could qualify for a loan amount of $33,876.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$33,875.87</td><td>$112.64</td><td>$1,000.00</td><td>$32,988.51</td></tr><tr><td role="rowheader" scope="row">2</td><td>32,989</td><td>110</td><td>1,000</td><td>32,098</td></tr><tr><td role="rowheader" scope="row">3</td><td>32,098</td><td>107</td><td>1,000</td><td>31,205</td></tr><tr><td role="rowheader" scope="row">4</td><td>31,205</td><td>104</td><td>1,000</td><td>30,309</td></tr><tr><td role="rowheader" scope="row">5</td><td>30,309</td><td>101</td><td>1,000</td><td>29,409</td></tr><tr><td role="rowheader" scope="row">6</td><td>29,409</td><td>98</td><td>1,000</td><td>28,507</td></tr><tr><td role="rowheader" scope="row">7</td><td>28,507</td><td>95</td><td>1,000</td><td>27,602</td></tr><tr><td role="rowheader" scope="row">8</td><td>27,602</td><td>92</td><td>1,000</td><td>26,694</td></tr><tr><td role="rowheader" scope="row">9</td><td>26,694</td><td>89</td><td>1,000</td><td>25,783</td></tr><tr><td role="rowheader" scope="row">10</td><td>25,783</td><td>86</td><td>1,000</td><td>24,868</td></tr><tr><td role="rowheader" scope="row">11</td><td>24,868</td><td>83</td><td>1,000</td><td>23,951</td></tr><tr><td role="rowheader" scope="row">12</td><td>23,951</td><td>80</td><td>1,000</td><td>23,031</td></tr><tr><td role="rowheader" scope="row">13</td><td>23,031</td><td>77</td><td>1,000</td><td>22,107</td></tr><tr><td role="rowheader" scope="row">14</td><td>22,107</td><td>74</td><td>1,000</td><td>21,181</td></tr><tr><td role="rowheader" scope="row">15</td><td>21,181</td><td>70</td><td>1,000</td><td>20,251</td></tr><tr><td role="rowheader" scope="row">16</td><td>20,251</td><td>67</td><td>1,000</td><td>19,318</td></tr><tr><td role="rowheader" scope="row">17</td><td>19,318</td><td>64</td><td>1,000</td><td>18,383</td></tr><tr><td role="rowheader" scope="row">18</td><td>18,383</td><td>61</td><td>1,000</td><td>17,444</td></tr><tr><td role="rowheader" scope="row">19</td><td>17,444</td><td>58</td><td>1,000</td><td>16,502</td></tr><tr><td role="rowheader" scope="row">20</td><td>16,502</td><td>55</td><td>1,000</td><td>15,557</td></tr><tr><td role="rowheader" scope="row">21</td><td>15,557</td><td>52</td><td>1,000</td><td>14,608</td></tr><tr><td role="rowheader" scope="row">22</td><td>14,608</td><td>49</td><td>1,000</td><td>13,657</td></tr><tr><td role="rowheader" scope="row">23</td><td>13,657</td><td>45</td><td>1,000</td><td>12,702</td></tr><tr><td role="rowheader" scope="row">24</td><td>12,702</td><td>42</td><td>1,000</td><td>11,745</td></tr><tr><td role="rowheader" scope="row">25</td><td>11,745</td><td>39</td><td>1,000</td><td>10,784</td></tr><tr><td role="rowheader" scope="row">26</td><td>10,784</td><td>36</td><td>1,000</td><td>9,820</td></tr><tr><td role="rowheader" scope="row">27</td><td>9,820</td><td>33</td><td>1,000</td><td>8,852</td></tr><tr><td role="rowheader" scope="row">28</td><td>8,852</td><td>29</td><td>1,000</td><td>7,882</td></tr><tr><td role="rowheader" scope="row">29</td><td>7,882</td><td>26</td><td>1,000</td><td>6,908</td></tr><tr><td role="rowheader" scope="row">30</td><td>6,908</td><td>23</td><td>1,000</td><td>5,931</td></tr><tr><td role="rowheader" scope="row">31</td><td>5,931</td><td>20</td><td>1,000</td><td>4,951</td></tr><tr><td role="rowheader" scope="row">32</td><td>4,951</td><td>16</td><td>1,000</td><td>3,967</td></tr><tr><td role="rowheader" scope="row">33</td><td>3,967</td><td>13</td><td>1,000</td><td>2,980</td></tr><tr><td role="rowheader" scope="row">34</td><td>2,980</td><td>10</td><td>1,000</td><td>1,990</td></tr><tr><td role="rowheader" scope="row">35</td><td>1,990</td><td>7</td><td>1,000</td><td>997</td></tr><tr><td role="rowheader" scope="row">36</td><td>997</td><td>3</td><td>1,000</td><td>0</td></tr></table>