<p>Based on your information and ratio selections:</p><p>Your monthly mortgage expenses shouldn't exceed 28.00% of your total monthly income.</p><p>Your total monthly obligations (monthly mortgage expenses plus any other long-term debt obligations) shouldn't exceed 36.00% of your monthly income.</p><p>You have been capped by the 36.00% ratio. Including your down payment, it appears you may qualify for a home valued around $1,738,628</p><table class='pure-table' role='grid'><tr><th colspan='2' class='section'>Front-End Ratio</th></tr><tr><td>Monthly gross income</td><td>$41,667</td></tr><tr><td>Front-end ratio</td><td>28%</td></tr><tr><td>Calculated payment for front-end ratio</td><td>$11,667</td></tr><tr><td></td><td></td></tr><tr><th colspan='2' class='section'>Back-End Ratio</th></tr><tr><td>Debts and obligations</td><td>$2,850</td></tr><tr><td>Percent of gross income</td><td>7%</td></tr><tr><td>Maximum percentage available for mortgage payment</td><td>29%</td></tr><tr><td>Calculated payment for back-end ratio</td><td>$12,150</td></tr><tr><td></td><td></td></tr><tr><th colspan='2' class='section'>Payment Calculation</th></tr><tr><td>Minimum of the two ratio options</td><td>$11,667</td></tr><tr><td>Less: taxes and insurance</td><td>$2,333</td></tr><tr><td>Equals: maximum allowable payment</td><td>$9,333</td></tr><tr><td>Calculated mortgage amount</td><td>$1,738,628</td></tr><tr><td>Down payment</td><td>$0</td></tr><tr><td><b>Home value you can afford</b></td><td><b>$1,738,628</b></td></tr></table>{"monthlyIncome": "41667", "front": "28.0%", "frontPayment": "11667", "otherDebts": "2850", "otherPercentage": "6.84%", "back": "29.16%", "backPayment": "$12,150.00", "minimumPayment": "$11,666.67", "taxesInsurance": "$2,333.33", "maximumPayment": "$9,333.33", "mortgageAmount": "$1,738,628.43", "homeValue": "$1,738,628.43"}{"name": "bubbleData","children": [{"displayName": "$2,333", "name": "bubblechart.taxesInsurance","size": 217328.55375}, {"displayName": "$1,738,628", "name": "bubblechart.mortgageAmount","size": 1738628.43}, {"displayName": "$1,738,628", "name": "bubblechart.homeValue","size": 1738628.43}]}&&&&&bubblechart.taxesInsurance&&&bubblechart.mortgageAmount&&&bubblechart.homeValue&&&