Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 85 you will still have $2,851,117 in your retirement accounts. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='62' /><category label='' /><category label='' /><category label='65' /><category label='' /><category label='' /><category label='68' /><category label='' /><category label='' /><category label='71' /><category label='' /><category label='' /><category label='74' /><category label='' /><category label='' /><category label='77' /><category label='' /><category label='' /><category label='80' /><category label='' /><category label='' /><category label='83' /><category label='' /></categories><dataset seriesName='Retirement Balance'><set value='1554000.0' /><set value='1631700.0' /><set value='1713285.0' /><set value='1798949.0' /><set value='1857254.0' /><set value='1916107.0' /><set value='1975465.0' /><set value='2035280.0' /><set value='2095500.0' /><set value='2156067.0' /><set value='2216918.0' /><set value='2277986.0' /><set value='2339196.0' /><set value='2400469.0' /><set value='2461717.0' /><set value='2522847.0' /><set value='2583757.0' /><set value='2644339.0' /><set value='2704473.0' /><set value='2764035.0' /><set value='2822887.0' /><set value='2880883.0' /><set value='2937868.0' /></dataset><dataset seriesName='Retirement Withdrawals'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='30136.0' /><set value='32390.0' /><set value='34712.0' /><set value='37103.0' /><set value='39566.0' /><set value='42103.0' /><set value='44716.0' /><set value='47408.0' /><set value='50180.0' /><set value='53035.0' /><set value='55976.0' /><set value='59006.0' /><set value='62126.0' /><set value='65340.0' /><set value='68650.0' /><set value='72059.0' /><set value='75571.0' /><set value='79188.0' /><set value='82914.0' /><set value='86751.0' /></dataset></chart>"); // --> </script> <table class='simpletable'><tr><th>Age</th><th>Salary @ 3.0%</th><th>Beginning Retirement Balance</th><th>&nbsp;&nbsp;&nbsp;&nbsp;Interest<br/>Pre-Ret 5.0%<br/>Post-Ret 5.0%</th><th>Current Savings</th><th>Desired Retirement Income <br/>90.0%</th><th>Pension Income</th><th>Social Security Income</th><th>Retirement Account Withdrawals</th><th>Ending Retirement Balance</th></tr><tr><td>62</td><td>$115,000</td><td>$1,480,000</td><td>$74,000</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$1,554,000</td></tr><tr><td>63</td><td>118,450</td><td>1,554,000</td><td>77,700</td><td>0</td><td>0</td><td>0</td><td>0</td><td>0</td><td>1,631,700</td></tr><tr><td>64</td><td>122,004</td><td>1,631,700</td><td>81,585</td><td>0</td><td>0</td><td>0</td><td>0</td><td>0</td><td>1,713,285</td></tr><tr><td>65</td><td>0</td><td>1,713,285</td><td>85,664</td><td>0</td><td>113,097</td><td>45,000</td><td>37,961</td><td>30,136</td><td>1,768,813</td></tr><tr><td>66</td><td>0</td><td>1,768,813</td><td>88,441</td><td>0</td><td>116,490</td><td>45,000</td><td>39,100</td><td>32,390</td><td>1,824,864</td></tr><tr><td>67</td><td>0</td><td>1,824,864</td><td>91,243</td><td>0</td><td>119,985</td><td>45,000</td><td>40,273</td><td>34,712</td><td>1,881,396</td></tr><tr><td>68</td><td>0</td><td>1,881,396</td><td>94,070</td><td>0</td><td>123,584</td><td>45,000</td><td>41,481</td><td>37,103</td><td>1,938,362</td></tr><tr><td>69</td><td>0</td><td>1,938,362</td><td>96,918</td><td>0</td><td>127,292</td><td>45,000</td><td>42,726</td><td>39,566</td><td>1,995,714</td></tr><tr><td>70</td><td>0</td><td>1,995,714</td><td>99,786</td><td>0</td><td>131,111</td><td>45,000</td><td>44,008</td><td>42,103</td><td>2,053,397</td></tr><tr><td>71</td><td>0</td><td>2,053,397</td><td>102,670</td><td>0</td><td>135,044</td><td>45,000</td><td>45,328</td><td>44,716</td><td>2,111,351</td></tr><tr><td>72</td><td>0</td><td>2,111,351</td><td>105,568</td><td>0</td><td>139,095</td><td>45,000</td><td>46,688</td><td>47,408</td><td>2,169,510</td></tr><tr><td>73</td><td>0</td><td>2,169,510</td><td>108,476</td><td>0</td><td>143,268</td><td>45,000</td><td>48,088</td><td>50,180</td><td>2,227,806</td></tr><tr><td>74</td><td>0</td><td>2,227,806</td><td>111,390</td><td>0</td><td>147,566</td><td>45,000</td><td>49,531</td><td>53,035</td><td>2,286,161</td></tr><tr><td>75</td><td>0</td><td>2,286,161</td><td>114,308</td><td>0</td><td>151,993</td><td>45,000</td><td>51,017</td><td>55,976</td><td>2,344,493</td></tr><tr><td>76</td><td>0</td><td>2,344,493</td><td>117,225</td><td>0</td><td>156,553</td><td>45,000</td><td>52,547</td><td>59,006</td><td>2,402,712</td></tr><tr><td>77</td><td>0</td><td>2,402,712</td><td>120,136</td><td>0</td><td>161,250</td><td>45,000</td><td>54,124</td><td>62,126</td><td>2,460,721</td></tr><tr><td>78</td><td>0</td><td>2,460,721</td><td>123,036</td><td>0</td><td>166,087</td><td>45,000</td><td>55,748</td><td>65,340</td><td>2,518,418</td></tr><tr><td>79</td><td>0</td><td>2,518,418</td><td>125,921</td><td>0</td><td>171,070</td><td>45,000</td><td>57,420</td><td>68,650</td><td>2,575,689</td></tr><tr><td>80</td><td>0</td><td>2,575,689</td><td>128,784</td><td>0</td><td>176,202</td><td>45,000</td><td>59,143</td><td>72,059</td><td>2,632,414</td></tr><tr><td>81</td><td>0</td><td>2,632,414</td><td>131,621</td><td>0</td><td>181,488</td><td>45,000</td><td>60,917</td><td>75,571</td><td>2,688,464</td></tr><tr><td>82</td><td>0</td><td>2,688,464</td><td>134,423</td><td>0</td><td>186,933</td><td>45,000</td><td>62,744</td><td>79,188</td><td>2,743,699</td></tr><tr><td>83</td><td>0</td><td>2,743,699</td><td>137,185</td><td>0</td><td>192,540</td><td>45,000</td><td>64,627</td><td>82,914</td><td>2,797,970</td></tr><tr><td>84</td><td>0</td><td>2,797,970</td><td>139,898</td><td>0</td><td>198,317</td><td>45,000</td><td>66,565</td><td>86,751</td><td>2,851,117</td></tr></table>