Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 90 you may still have $940,178 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='69' /><category label='' /><category label='' /><category label='72' /><category label='' /><category label='' /><category label='75' /><category label='' /><category label='' /><category label='78' /><category label='' /><category label='' /><category label='81' /><category label='' /><category label='' /><category label='84' /><category label='' /><category label='' /><category label='87' /><category label='' /><category label='' /></categories><dataset seriesName='Retirement Balance'><set value='1500000.0' /><set value='1515000.0' /><set value='1513800.0' /><set value='1510698.0' /><set value='1505562.0' /><set value='1498254.0' /><set value='1488628.0' /><set value='1476530.0' /><set value='1461799.0' /><set value='1444264.0' /><set value='1423749.0' /><set value='1400064.0' /><set value='1373012.0' /><set value='1342387.0' /><set value='1307970.0' /><set value='1269534.0' /><set value='1226837.0' /><set value='1179628.0' /><set value='1127643.0' /><set value='1070602.0' /><set value='1008216.0' /></dataset><dataset seriesName='Retirement Income'><set value='0.0' /><set value='61800.0' /><set value='63654.0' /><set value='65564.0' /><set value='67531.0' /><set value='69556.0' /><set value='71643.0' /><set value='73792.0' /><set value='76006.0' /><set value='78286.0' /><set value='80635.0' /><set value='83054.0' /><set value='85546.0' /><set value='88112.0' /><set value='90755.0' /><set value='93478.0' /><set value='96282.0' /><set value='99171.0' /><set value='102146.0' /><set value='105210.0' /><set value='108367.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Annual Salary Increasing @ 3.00%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Earnings<br/>Pre-Ret&#160;1.00%<br/>Post-Ret&#160;4.00%</th><th scope="col">Estimated Annual Savings </th><th scope="col">Retirement Income Replace <br/>60.00%</th><th scope="col">Annual Social Security Income</th><th scope="col">Annual Retirement Account Withdrawal</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">69</td><td>$100,000</td><td>$1,500,000</td><td>$15,000</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$1,515,000</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>1,515,000</td><td>60,600</td><td>0</td><td>61,800</td><td>0</td><td>61,800</td><td>1,513,800</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>1,513,800</td><td>60,552</td><td>0</td><td>63,654</td><td>0</td><td>63,654</td><td>1,510,698</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>1,510,698</td><td>60,428</td><td>0</td><td>65,564</td><td>0</td><td>65,564</td><td>1,505,562</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>1,505,562</td><td>60,222</td><td>0</td><td>67,531</td><td>0</td><td>67,531</td><td>1,498,254</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>1,498,254</td><td>59,930</td><td>0</td><td>69,556</td><td>0</td><td>69,556</td><td>1,488,628</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>1,488,628</td><td>59,545</td><td>0</td><td>71,643</td><td>0</td><td>71,643</td><td>1,476,530</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>1,476,530</td><td>59,061</td><td>0</td><td>73,792</td><td>0</td><td>73,792</td><td>1,461,799</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>1,461,799</td><td>58,472</td><td>0</td><td>76,006</td><td>0</td><td>76,006</td><td>1,444,264</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>1,444,264</td><td>57,771</td><td>0</td><td>78,286</td><td>0</td><td>78,286</td><td>1,423,749</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>1,423,749</td><td>56,950</td><td>0</td><td>80,635</td><td>0</td><td>80,635</td><td>1,400,064</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>1,400,064</td><td>56,003</td><td>0</td><td>83,054</td><td>0</td><td>83,054</td><td>1,373,012</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>1,373,012</td><td>54,920</td><td>0</td><td>85,546</td><td>0</td><td>85,546</td><td>1,342,387</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>1,342,387</td><td>53,695</td><td>0</td><td>88,112</td><td>0</td><td>88,112</td><td>1,307,970</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>1,307,970</td><td>52,319</td><td>0</td><td>90,755</td><td>0</td><td>90,755</td><td>1,269,534</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>1,269,534</td><td>50,781</td><td>0</td><td>93,478</td><td>0</td><td>93,478</td><td>1,226,837</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>1,226,837</td><td>49,073</td><td>0</td><td>96,282</td><td>0</td><td>96,282</td><td>1,179,628</td></tr><tr><td role="rowheader" scope="row">86</td><td>0</td><td>1,179,628</td><td>47,185</td><td>0</td><td>99,171</td><td>0</td><td>99,171</td><td>1,127,643</td></tr><tr><td role="rowheader" scope="row">87</td><td>0</td><td>1,127,643</td><td>45,106</td><td>0</td><td>102,146</td><td>0</td><td>102,146</td><td>1,070,602</td></tr><tr><td role="rowheader" scope="row">88</td><td>0</td><td>1,070,602</td><td>42,824</td><td>0</td><td>105,210</td><td>0</td><td>105,210</td><td>1,008,216</td></tr><tr><td role="rowheader" scope="row">89</td><td>0</td><td>1,008,216</td><td>40,329</td><td>0</td><td>108,367</td><td>0</td><td>108,367</td><td>940,178</td></tr></table>