Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 90 you may still have $639 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='0' borderColor='FFFFFF' borderThickness='0' drawCustomLegend='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='68' /><category label='' /><category label='' /><category label='71' /><category label='' /><category label='' /><category label='74' /><category label='' /><category label='' /><category label='77' /><category label='' /><category label='' /><category label='80' /><category label='' /><category label='' /><category label='83' /><category label='' /><category label='' /><category label='86' /><category label='' /><category label='' /><category label='89' /></categories><dataset seriesName='Retirement Balance' color='004969'><set value='2700000.0' /><set value='2916000.0' /><set value='2901640.0' /><set value='2880156.0' /><set value='2850934.0' /><set value='2813323.0' /><set value='2766624.0' /><set value='2710097.0' /><set value='2642948.0' /><set value='2564336.0' /><set value='2473362.0' /><set value='2369073.0' /><set value='2250451.0' /><set value='2116414.0' /><set value='1965814.0' /><set value='1797426.0' /><set value='1609952.0' /><set value='1402011.0' /><set value='1172134.0' /><set value='918765.0' /><set value='640249.0' /><set value='334828.0' /></dataset><dataset seriesName='Retirement Income' color='36CAF3'><set value='0.0' /><set value='160160.0' /><set value='166566.0' /><set value='173229.0' /><set value='180158.0' /><set value='187365.0' /><set value='194859.0' /><set value='202653.0' /><set value='210760.0' /><set value='219190.0' /><set value='227958.0' /><set value='237076.0' /><set value='246559.0' /><set value='256421.0' /><set value='266678.0' /><set value='277345.0' /><set value='288439.0' /><set value='299977.0' /><set value='311976.0' /><set value='324455.0' /><set value='337433.0' /><set value='350930.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Annual Salary Increasing @ 4.00%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Earnings<br/>Pre-Ret&#160;8.00%<br/>Post-Ret&#160;5.00%</th><th scope="col">Estimated Annual Savings </th><th scope="col">Retirement Income Replace <br/>110.00%</th><th scope="col">Annual Social Security Income</th><th scope="col">Annual Retirement Account Withdrawal</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">68</td><td>$140,000</td><td>$2,700,000</td><td>$216,000</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$2,916,000</td></tr><tr><td role="rowheader" scope="row">69</td><td>0</td><td>2,916,000</td><td>145,800</td><td>0</td><td>160,160</td><td>0</td><td>160,160</td><td>2,901,640</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>2,901,640</td><td>145,082</td><td>0</td><td>166,566</td><td>0</td><td>166,566</td><td>2,880,156</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>2,880,156</td><td>144,008</td><td>0</td><td>173,229</td><td>0</td><td>173,229</td><td>2,850,934</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>2,850,934</td><td>142,547</td><td>0</td><td>180,158</td><td>0</td><td>180,158</td><td>2,813,323</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>2,813,323</td><td>140,666</td><td>0</td><td>187,365</td><td>0</td><td>187,365</td><td>2,766,624</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>2,766,624</td><td>138,331</td><td>0</td><td>194,859</td><td>0</td><td>194,859</td><td>2,710,097</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>2,710,097</td><td>135,505</td><td>0</td><td>202,653</td><td>0</td><td>202,653</td><td>2,642,948</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>2,642,948</td><td>132,147</td><td>0</td><td>210,760</td><td>0</td><td>210,760</td><td>2,564,336</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>2,564,336</td><td>128,217</td><td>0</td><td>219,190</td><td>0</td><td>219,190</td><td>2,473,362</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>2,473,362</td><td>123,668</td><td>0</td><td>227,958</td><td>0</td><td>227,958</td><td>2,369,073</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>2,369,073</td><td>118,454</td><td>0</td><td>237,076</td><td>0</td><td>237,076</td><td>2,250,451</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>2,250,451</td><td>112,523</td><td>0</td><td>246,559</td><td>0</td><td>246,559</td><td>2,116,414</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>2,116,414</td><td>105,821</td><td>0</td><td>256,421</td><td>0</td><td>256,421</td><td>1,965,814</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>1,965,814</td><td>98,291</td><td>0</td><td>266,678</td><td>0</td><td>266,678</td><td>1,797,426</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>1,797,426</td><td>89,871</td><td>0</td><td>277,345</td><td>0</td><td>277,345</td><td>1,609,952</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>1,609,952</td><td>80,498</td><td>0</td><td>288,439</td><td>0</td><td>288,439</td><td>1,402,011</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>1,402,011</td><td>70,101</td><td>0</td><td>299,977</td><td>0</td><td>299,977</td><td>1,172,134</td></tr><tr><td role="rowheader" scope="row">86</td><td>0</td><td>1,172,134</td><td>58,607</td><td>0</td><td>311,976</td><td>0</td><td>311,976</td><td>918,765</td></tr><tr><td role="rowheader" scope="row">87</td><td>0</td><td>918,765</td><td>45,938</td><td>0</td><td>324,455</td><td>0</td><td>324,455</td><td>640,249</td></tr><tr><td role="rowheader" scope="row">88</td><td>0</td><td>640,249</td><td>32,012</td><td>0</td><td>337,433</td><td>0</td><td>337,433</td><td>334,828</td></tr><tr><td role="rowheader" scope="row">89</td><td>0</td><td>334,828</td><td>16,741</td><td>0</td><td>350,930</td><td>0</td><td>350,930</td><td>639</td></tr></table>