By contributing 8.00% of your salary to your retirement plan you may accumulate a plan balance of $1,554,580 at retirement at an out-of-pocket cost of just $72,204.<table class='pure-table' role='grid'><tr><th class='section'>Accumulation analysis</th><th scope="col">(%)</th><th scope="col">($)</th></tr><tr><td>Your contribution</td><td>8.0%</td><td>$13,600</td></tr><tr><td>Employer match</td><td>100.0%</td><td>$5,100</td></tr><tr><td>Maximum employer contribution</td><td>3.0%</td><td>$5,100</td></tr><tr><td>Your cumulative contributions</td><td></td><td>$72,204</td></tr><tr><td>Employer cumulative contributions</td><td></td><td>$27,077</td></tr><tr><td>Total before-tax value in year 5</td><td></td><td>$1,554,580</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "StackedColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' legendPosition='RIGHT' reverseLegend='1' caption='Retirement Plan Accumulation' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='2' /><category label='3' /><category label='4' /><category label='5' /></categories><dataset seriesName='Current Balance'><set value='780000.0' /><set value='780000.0' /><set value='780000.0' /><set value='780000.0' /><set value='780000.0' /></dataset><dataset seriesName='Your Contribution'><set value='13600.0' /><set value='27608.0' /><set value='42036.0' /><set value='56897.0' /><set value='72204.0' /></dataset><dataset seriesName='Employer Match'><set value='5100.0' /><set value='10353.0' /><set value='15764.0' /><set value='21336.0' /><set value='27077.0' /></dataset><dataset seriesName='Interest Growth'><set value='100416.0' /><set value='216018.0' /><set value='348811.0' /><set value='501054.0' /><set value='675299.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Beginning Balance</th><th scope="col">Your Contribution</th><th scope="col">Employer Contribution</th><th scope="col">Interest @ 12.0%</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$780,000</td><td>$13,600</td><td>$5,100</td><td>$100,416</td><td>$899,116</td></tr><tr><td role="rowheader" scope="row">2</td><td>899,116</td><td>14,008</td><td>5,253</td><td>115,602</td><td>1,033,979</td></tr><tr><td role="rowheader" scope="row">3</td><td>1,033,979</td><td>14,428</td><td>5,411</td><td>132,792</td><td>1,186,610</td></tr><tr><td role="rowheader" scope="row">4</td><td>1,186,610</td><td>14,861</td><td>5,573</td><td>152,243</td><td>1,359,288</td></tr><tr><td role="rowheader" scope="row">5</td><td>1,359,288</td><td>15,307</td><td>5,740</td><td>174,245</td><td>1,554,580</td></tr></table>