Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='33A3C1'><set value='571923.0' /><set value='598920.0' /><set value='627536.0' /><set value='657885.0' /><set value='690091.0' /><set value='724290.0' /><set value='760625.0' /><set value='799252.0' /><set value='840341.0' /><set value='884071.0' /><set value='930640.0' /><set value='980259.0' /><set value='1033155.0' /><set value='1089577.0' /><set value='1149789.0' /><set value='1214079.0' /><set value='1282759.0' /><set value='1356163.0' /><set value='1434653.0' /><set value='1518622.0' /><set value='1608493.0' /><set value='1704722.0' /><set value='1807805.0' /><set value='1918276.0' /><set value='2036711.0' /><set value='2163737.0' /><set value='2300027.0' /><set value='2446312.0' /><set value='2603382.0' /><set value='2772090.0' /></dataset><dataset seriesName='Withdrawals' color='FFA056'><set value='-243328.0' /><set value='-250729.0' /><set value='-258355.0' /><set value='-266213.0' /><set value='-274310.0' /><set value='-282653.0' /><set value='-291251.0' /><set value='-300109.0' /><set value='-309237.0' /><set value='-318643.0' /><set value='-328335.0' /><set value='-338322.0' /><set value='-348612.0' /><set value='-359215.0' /><set value='-370141.0' /><set value='-381399.0' /><set value='-393000.0' /><set value='-404954.0' /><set value='-417271.0' /><set value='-429962.0' /><set value='-443040.0' /><set value='-456516.0' /><set value='-470401.0' /><set value='-484709.0' /><set value='-499451.0' /><set value='-514643.0' /><set value='-530296.0' /><set value='-546426.0' /><set value='-563046.0' /><set value='-580171.0' /></dataset><dataset seriesName='Balance' color='3CA899'><set value='7328596.0' /><set value='7676787.0' /><set value='8045968.0' /><set value='8437640.0' /><set value='8853421.0' /><set value='9295057.0' /><set value='9764432.0' /><set value='1.0263575E7' /><set value='1.0794678E7' /><set value='1.1360106E7' /><set value='1.196241E7' /><set value='1.2604347E7' /><set value='1.3288891E7' /><set value='1.4019252E7' /><set value='1.47989E7' /><set value='1.5631579E7' /><set value='1.6521338E7' /><set value='1.7472547E7' /><set value='1.848993E7' /><set value='1.957859E7' /><set value='2.0744043E7' /><set value='2.199225E7' /><set value='2.3329654E7' /><set value='2.4763221E7' /><set value='2.6300481E7' /><set value='2.7949575E7' /><set value='2.9719306E7' /><set value='3.1619192E7' /><set value='3.3659529E7' /><set value='3.5851448E7' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 8.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$243,328</td><td>$0</td><td>$243,328</td><td>$7,000,000</td><td>$571,923</td><td>$-243,328</td><td>$7,328,596</td></tr><tr><td role="rowheader" scope="row">2</td><td>250,729</td><td>0</td><td>250,729</td><td>7,328,596</td><td>598,920</td><td>-250,729</td><td>7,676,787</td></tr><tr><td role="rowheader" scope="row">3</td><td>258,355</td><td>0</td><td>258,355</td><td>7,676,787</td><td>627,536</td><td>-258,355</td><td>8,045,968</td></tr><tr><td role="rowheader" scope="row">4</td><td>266,213</td><td>0</td><td>266,213</td><td>8,045,968</td><td>657,885</td><td>-266,213</td><td>8,437,640</td></tr><tr><td role="rowheader" scope="row">5</td><td>274,310</td><td>0</td><td>274,310</td><td>8,437,640</td><td>690,091</td><td>-274,310</td><td>8,853,421</td></tr><tr><td role="rowheader" scope="row">6</td><td>282,653</td><td>0</td><td>282,653</td><td>8,853,421</td><td>724,290</td><td>-282,653</td><td>9,295,057</td></tr><tr><td role="rowheader" scope="row">7</td><td>291,251</td><td>0</td><td>291,251</td><td>9,295,057</td><td>760,625</td><td>-291,251</td><td>9,764,432</td></tr><tr><td role="rowheader" scope="row">8</td><td>300,109</td><td>0</td><td>300,109</td><td>9,764,432</td><td>799,252</td><td>-300,109</td><td>10,263,575</td></tr><tr><td role="rowheader" scope="row">9</td><td>309,237</td><td>0</td><td>309,237</td><td>10,263,575</td><td>840,341</td><td>-309,237</td><td>10,794,678</td></tr><tr><td role="rowheader" scope="row">10</td><td>318,643</td><td>0</td><td>318,643</td><td>10,794,678</td><td>884,071</td><td>-318,643</td><td>11,360,106</td></tr><tr><td role="rowheader" scope="row">11</td><td>328,335</td><td>0</td><td>328,335</td><td>11,360,106</td><td>930,640</td><td>-328,335</td><td>11,962,410</td></tr><tr><td role="rowheader" scope="row">12</td><td>338,322</td><td>0</td><td>338,322</td><td>11,962,410</td><td>980,259</td><td>-338,322</td><td>12,604,347</td></tr><tr><td role="rowheader" scope="row">13</td><td>348,612</td><td>0</td><td>348,612</td><td>12,604,347</td><td>1,033,155</td><td>-348,612</td><td>13,288,891</td></tr><tr><td role="rowheader" scope="row">14</td><td>359,215</td><td>0</td><td>359,215</td><td>13,288,891</td><td>1,089,577</td><td>-359,215</td><td>14,019,252</td></tr><tr><td role="rowheader" scope="row">15</td><td>370,141</td><td>0</td><td>370,141</td><td>14,019,252</td><td>1,149,789</td><td>-370,141</td><td>14,798,900</td></tr><tr><td role="rowheader" scope="row">16</td><td>381,399</td><td>0</td><td>381,399</td><td>14,798,900</td><td>1,214,079</td><td>-381,399</td><td>15,631,579</td></tr><tr><td role="rowheader" scope="row">17</td><td>393,000</td><td>0</td><td>393,000</td><td>15,631,579</td><td>1,282,759</td><td>-393,000</td><td>16,521,338</td></tr><tr><td role="rowheader" scope="row">18</td><td>404,954</td><td>0</td><td>404,954</td><td>16,521,338</td><td>1,356,163</td><td>-404,954</td><td>17,472,547</td></tr><tr><td role="rowheader" scope="row">19</td><td>417,271</td><td>0</td><td>417,271</td><td>17,472,547</td><td>1,434,653</td><td>-417,271</td><td>18,489,930</td></tr><tr><td role="rowheader" scope="row">20</td><td>429,962</td><td>0</td><td>429,962</td><td>18,489,930</td><td>1,518,622</td><td>-429,962</td><td>19,578,590</td></tr><tr><td role="rowheader" scope="row">21</td><td>443,040</td><td>0</td><td>443,040</td><td>19,578,590</td><td>1,608,493</td><td>-443,040</td><td>20,744,043</td></tr><tr><td role="rowheader" scope="row">22</td><td>456,516</td><td>0</td><td>456,516</td><td>20,744,043</td><td>1,704,722</td><td>-456,516</td><td>21,992,250</td></tr><tr><td role="rowheader" scope="row">23</td><td>470,401</td><td>0</td><td>470,401</td><td>21,992,250</td><td>1,807,805</td><td>-470,401</td><td>23,329,654</td></tr><tr><td role="rowheader" scope="row">24</td><td>484,709</td><td>0</td><td>484,709</td><td>23,329,654</td><td>1,918,276</td><td>-484,709</td><td>24,763,221</td></tr><tr><td role="rowheader" scope="row">25</td><td>499,451</td><td>0</td><td>499,451</td><td>24,763,221</td><td>2,036,711</td><td>-499,451</td><td>26,300,481</td></tr><tr><td role="rowheader" scope="row">26</td><td>514,643</td><td>0</td><td>514,643</td><td>26,300,481</td><td>2,163,737</td><td>-514,643</td><td>27,949,575</td></tr><tr><td role="rowheader" scope="row">27</td><td>530,296</td><td>0</td><td>530,296</td><td>27,949,575</td><td>2,300,027</td><td>-530,296</td><td>29,719,306</td></tr><tr><td role="rowheader" scope="row">28</td><td>546,426</td><td>0</td><td>546,426</td><td>29,719,306</td><td>2,446,312</td><td>-546,426</td><td>31,619,192</td></tr><tr><td role="rowheader" scope="row">29</td><td>563,046</td><td>0</td><td>563,046</td><td>31,619,192</td><td>2,603,382</td><td>-563,046</td><td>33,659,529</td></tr><tr><td role="rowheader" scope="row">30</td><td>580,171</td><td>0</td><td>580,171</td><td>33,659,529</td><td>2,772,090</td><td>-580,171</td><td>35,851,448</td></tr></table>