<table class="pure-table pure-table-bordered"><tr><td role="rowheader" scope="row">Builder City</td><td>Houston</td></tr><tr><td role="rowheader" scope="row">Community</td><td>Jordan Ranch 55s</td></tr><tr><td role="rowheader" scope="row">Sales Price</td><td>$485,000</td></tr><tr><td role="rowheader" scope="row">Down Payment Amt</td><td>$24,250</td></tr><tr><td role="rowheader" scope="row">Interest Rate</td><td>5.990%</td></tr><tr><td role="rowheader" scope="row">Discount Point</td><td>0.00%</td></tr><tr><td role="rowheader" scope="row">Loan Term (in months)</td><td>360</td></tr><tr><td role="rowheader" scope="row">Loan Type</td><td>Conventional</td></tr><tr><td role="rowheader" scope="row">FICO</td><td>720-739</td></tr><tr><td role="rowheader" scope="row">Loan Amount</td><td>$460,750</td></tr><tr><td role="rowheader" scope="row">Annual Homeowners Association Dues</td><td>$1,056</td></tr><tr><td role="rowheader" scope="row">Annual Homeowners Insurance Premium</td><td>$1,800</td></tr><tr><td role="rowheader" scope="row">Incentive for Using Highland HomeLoans*</td><td>$0</td></tr><tr><td role="rowheader" scope="row">Down Payment %</td><td>5.00%</td></tr><tr><td role="rowheader" scope="row">LTV</td><td>95.00%</td></tr><tr><td role="rowheader" scope="row">MI Factor (if applicable)</td><td>0.95%</td></tr><tr><td role="rowheader" scope="row">Monthly Principal & Interest</td><td>$2,759.47</td></tr><tr><td role="rowheader" scope="row">Monthly Taxes</td><td>$1,047.60</td></tr><tr><td role="rowheader" scope="row">Homeowner's Insurance per Month</td><td>$150.00</td></tr><tr><td role="rowheader" scope="row">Homeowner's Association Fees per Month</td><td>$88.00</td></tr><tr><td role="rowheader" scope="row">Mortgage Insurance per Month</td><td>$364.76</td></tr><tr><td role="rowheader" scope="row"><b>Total Monthly Payment</b></td><td><b>$4,409.83</b></td></tr><tr><td role="rowheader" scope="row">Buyer's earnest money deposit</td><td>$15,000</td></tr><tr><td role="rowheader" scope="row">Down Payment</td><td>$24,250</td></tr><tr><td role="rowheader" scope="row">Escrow / Prepaids</td><td>$6,312.62</td></tr><tr><td role="rowheader" scope="row">Homeowner's Association Transfer Fee</td><td>$1,456.00</td></tr><tr><td role="rowheader" scope="row">Title Fees / Closing Costs</td><td>$7,760.00</td></tr><tr><td role="rowheader" scope="row">Discount Point Fee</td><td>$.00</td></tr><tr><td role="rowheader" scope="row">Incentive for Using Highland HomeLoans*</td><td>$0</td></tr><tr><td role="rowheader" scope="row"><b>Estimated out of pocket at closing</b></td><td><b>$24,779</b></td></tr></table><table style='margin-top: 20px; margin-bottom: 20px;' class=""><tr><td><b>Get pre-approved today by contacting your Highland HomeLoans Loan Officer:</b></td></tr><tr><td><b>Doug Scott</b></td></tr><tr><td>Senior Loan Originator</td></tr><tr><td>NMLS: 730302</td></tr><tr><td>512-971-2233</td></tr><tr><td>512-971-2233</td></tr><tr><td>10603 West Sam Houston Pkwy., Ste.300</td></tr><tr><td>Houston, TX 77064</td></tr><tr><td>doug.scott@highlandhl.com</td></tr></table>