Your chances of experiencing a disability prior to age 65 which lasts three months or greater are 10% or approximately 1 in 10.Source: 1985 Commissioners' Individual Disability Table A, based on data from policies issued in occupation class 1 (select white-collar professional). These are unisex probabilities.<ul><li><a href="life-insurance-calculator">How much life insurance do I need?</a></li><li><a href="ins02">What is my life expectancy?</a></li><li><a href="ins03">What are my needs for burial and final expenses?</a></li><li><a href="ins04">How much disability income insurance do I need?</a></li><li><a href="ins05">What are the chances of becoming disabled?</a></li><li><a href="what-are-my-long-term-care-ltc-needs">What are my long-term care insurance needs?</a></li><li><a href="ins07">How much will I earn in my lifetime?</a></li><li><a href="what-are-the-tax-advantages-of-an-annuity">What are the tax advantages of an annuity?</a></li><li><a href="ins09">How long will my current life insurance proceeds last?</a></li><li><a href="ins10">What is the future value of an annuity?</a></li><li><a href="ins11">Which is better, comprehensive plan or high-deductible plan with HSA?</a></li><li><a href="annuity-calculator">Compare a taxable investment to a tax-deferred investment</a></li></ul>   <a href="http://lifequotes.com/liferequest/controller?reqid=qstermindex&redirx=x&md_id=&REF=99739&QI_QUOTED_STATE=14&QTM_COVERAGE_AMOUNT=00050&submit.x=153&submit.y=26" target="_PP_WINDOW">INSTANT LIFE INSURANCE QUOTES</a> – <a href="http://lifequotes.com/liferequest/controller?reqid=qstermindex&redirx=x&md_id=&REF=99739&QI_QUOTED_STATE=14&QTM_COVERAGE_AMOUNT=00050&submit.x=153&submit.y=26" target="_PP_WINDOW">www.LifeQuotes.com</a>