You could purchase an auto valued at $33,460 which includes a down payment of $0 and assumes you could qualify for a loan amount of $33,460.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$33,459.93</td><td>$195.18</td><td>$505.00</td><td>$33,150.11</td></tr><tr><td role="rowheader" scope="row">2</td><td>33,150</td><td>193</td><td>505</td><td>32,838</td></tr><tr><td role="rowheader" scope="row">3</td><td>32,838</td><td>192</td><td>505</td><td>32,525</td></tr><tr><td role="rowheader" scope="row">4</td><td>32,525</td><td>190</td><td>505</td><td>32,210</td></tr><tr><td role="rowheader" scope="row">5</td><td>32,210</td><td>188</td><td>505</td><td>31,893</td></tr><tr><td role="rowheader" scope="row">6</td><td>31,893</td><td>186</td><td>505</td><td>31,574</td></tr><tr><td role="rowheader" scope="row">7</td><td>31,574</td><td>184</td><td>505</td><td>31,253</td></tr><tr><td role="rowheader" scope="row">8</td><td>31,253</td><td>182</td><td>505</td><td>30,930</td></tr><tr><td role="rowheader" scope="row">9</td><td>30,930</td><td>180</td><td>505</td><td>30,606</td></tr><tr><td role="rowheader" scope="row">10</td><td>30,606</td><td>179</td><td>505</td><td>30,279</td></tr><tr><td role="rowheader" scope="row">11</td><td>30,279</td><td>177</td><td>505</td><td>29,951</td></tr><tr><td role="rowheader" scope="row">12</td><td>29,951</td><td>175</td><td>505</td><td>29,620</td></tr><tr><td role="rowheader" scope="row">13</td><td>29,620</td><td>173</td><td>505</td><td>29,288</td></tr><tr><td role="rowheader" scope="row">14</td><td>29,288</td><td>171</td><td>505</td><td>28,954</td></tr><tr><td role="rowheader" scope="row">15</td><td>28,954</td><td>169</td><td>505</td><td>28,618</td></tr><tr><td role="rowheader" scope="row">16</td><td>28,618</td><td>167</td><td>505</td><td>28,280</td></tr><tr><td role="rowheader" scope="row">17</td><td>28,280</td><td>165</td><td>505</td><td>27,940</td></tr><tr><td role="rowheader" scope="row">18</td><td>27,940</td><td>163</td><td>505</td><td>27,598</td></tr><tr><td role="rowheader" scope="row">19</td><td>27,598</td><td>161</td><td>505</td><td>27,254</td></tr><tr><td role="rowheader" scope="row">20</td><td>27,254</td><td>159</td><td>505</td><td>26,908</td></tr><tr><td role="rowheader" scope="row">21</td><td>26,908</td><td>157</td><td>505</td><td>26,560</td></tr><tr><td role="rowheader" scope="row">22</td><td>26,560</td><td>155</td><td>505</td><td>26,210</td></tr><tr><td role="rowheader" scope="row">23</td><td>26,210</td><td>153</td><td>505</td><td>25,858</td></tr><tr><td role="rowheader" scope="row">24</td><td>25,858</td><td>151</td><td>505</td><td>25,504</td></tr><tr><td role="rowheader" scope="row">25</td><td>25,504</td><td>149</td><td>505</td><td>25,147</td></tr><tr><td role="rowheader" scope="row">26</td><td>25,147</td><td>147</td><td>505</td><td>24,789</td></tr><tr><td role="rowheader" scope="row">27</td><td>24,789</td><td>145</td><td>505</td><td>24,429</td></tr><tr><td role="rowheader" scope="row">28</td><td>24,429</td><td>143</td><td>505</td><td>24,066</td></tr><tr><td role="rowheader" scope="row">29</td><td>24,066</td><td>140</td><td>505</td><td>23,701</td></tr><tr><td role="rowheader" scope="row">30</td><td>23,701</td><td>138</td><td>505</td><td>23,335</td></tr><tr><td role="rowheader" scope="row">31</td><td>23,335</td><td>136</td><td>505</td><td>22,966</td></tr><tr><td role="rowheader" scope="row">32</td><td>22,966</td><td>134</td><td>505</td><td>22,595</td></tr><tr><td role="rowheader" scope="row">33</td><td>22,595</td><td>132</td><td>505</td><td>22,222</td></tr><tr><td role="rowheader" scope="row">34</td><td>22,222</td><td>130</td><td>505</td><td>21,846</td></tr><tr><td role="rowheader" scope="row">35</td><td>21,846</td><td>127</td><td>505</td><td>21,469</td></tr><tr><td role="rowheader" scope="row">36</td><td>21,469</td><td>125</td><td>505</td><td>21,089</td></tr><tr><td role="rowheader" scope="row">37</td><td>21,089</td><td>123</td><td>505</td><td>20,707</td></tr><tr><td role="rowheader" scope="row">38</td><td>20,707</td><td>121</td><td>505</td><td>20,323</td></tr><tr><td role="rowheader" scope="row">39</td><td>20,323</td><td>119</td><td>505</td><td>19,936</td></tr><tr><td role="rowheader" scope="row">40</td><td>19,936</td><td>116</td><td>505</td><td>19,548</td></tr><tr><td role="rowheader" scope="row">41</td><td>19,548</td><td>114</td><td>505</td><td>19,157</td></tr><tr><td role="rowheader" scope="row">42</td><td>19,157</td><td>112</td><td>505</td><td>18,763</td></tr><tr><td role="rowheader" scope="row">43</td><td>18,763</td><td>109</td><td>505</td><td>18,368</td></tr><tr><td role="rowheader" scope="row">44</td><td>18,368</td><td>107</td><td>505</td><td>17,970</td></tr><tr><td role="rowheader" scope="row">45</td><td>17,970</td><td>105</td><td>505</td><td>17,570</td></tr><tr><td role="rowheader" scope="row">46</td><td>17,570</td><td>102</td><td>505</td><td>17,167</td></tr><tr><td role="rowheader" scope="row">47</td><td>17,167</td><td>100</td><td>505</td><td>16,762</td></tr><tr><td role="rowheader" scope="row">48</td><td>16,762</td><td>98</td><td>505</td><td>16,355</td></tr><tr><td role="rowheader" scope="row">49</td><td>16,355</td><td>95</td><td>505</td><td>15,946</td></tr><tr><td role="rowheader" scope="row">50</td><td>15,946</td><td>93</td><td>505</td><td>15,534</td></tr><tr><td role="rowheader" scope="row">51</td><td>15,534</td><td>91</td><td>505</td><td>15,119</td></tr><tr><td role="rowheader" scope="row">52</td><td>15,119</td><td>88</td><td>505</td><td>14,702</td></tr><tr><td role="rowheader" scope="row">53</td><td>14,702</td><td>86</td><td>505</td><td>14,283</td></tr><tr><td role="rowheader" scope="row">54</td><td>14,283</td><td>83</td><td>505</td><td>13,861</td></tr><tr><td role="rowheader" scope="row">55</td><td>13,861</td><td>81</td><td>505</td><td>13,437</td></tr><tr><td role="rowheader" scope="row">56</td><td>13,437</td><td>78</td><td>505</td><td>13,011</td></tr><tr><td role="rowheader" scope="row">57</td><td>13,011</td><td>76</td><td>505</td><td>12,582</td></tr><tr><td role="rowheader" scope="row">58</td><td>12,582</td><td>73</td><td>505</td><td>12,150</td></tr><tr><td role="rowheader" scope="row">59</td><td>12,150</td><td>71</td><td>505</td><td>11,716</td></tr><tr><td role="rowheader" scope="row">60</td><td>11,716</td><td>68</td><td>505</td><td>11,279</td></tr><tr><td role="rowheader" scope="row">61</td><td>11,279</td><td>66</td><td>505</td><td>10,840</td></tr><tr><td role="rowheader" scope="row">62</td><td>10,840</td><td>63</td><td>505</td><td>10,398</td></tr><tr><td role="rowheader" scope="row">63</td><td>10,398</td><td>61</td><td>505</td><td>9,954</td></tr><tr><td role="rowheader" scope="row">64</td><td>9,954</td><td>58</td><td>505</td><td>9,507</td></tr><tr><td role="rowheader" scope="row">65</td><td>9,507</td><td>55</td><td>505</td><td>9,057</td></tr><tr><td role="rowheader" scope="row">66</td><td>9,057</td><td>53</td><td>505</td><td>8,605</td></tr><tr><td role="rowheader" scope="row">67</td><td>8,605</td><td>50</td><td>505</td><td>8,150</td></tr><tr><td role="rowheader" scope="row">68</td><td>8,150</td><td>48</td><td>505</td><td>7,693</td></tr><tr><td role="rowheader" scope="row">69</td><td>7,693</td><td>45</td><td>505</td><td>7,233</td></tr><tr><td role="rowheader" scope="row">70</td><td>7,233</td><td>42</td><td>505</td><td>6,770</td></tr><tr><td role="rowheader" scope="row">71</td><td>6,770</td><td>39</td><td>505</td><td>6,305</td></tr><tr><td role="rowheader" scope="row">72</td><td>6,305</td><td>37</td><td>505</td><td>5,836</td></tr><tr><td role="rowheader" scope="row">73</td><td>5,836</td><td>34</td><td>505</td><td>5,365</td></tr><tr><td role="rowheader" scope="row">74</td><td>5,365</td><td>31</td><td>505</td><td>4,892</td></tr><tr><td role="rowheader" scope="row">75</td><td>4,892</td><td>29</td><td>505</td><td>4,415</td></tr><tr><td role="rowheader" scope="row">76</td><td>4,415</td><td>26</td><td>505</td><td>3,936</td></tr><tr><td role="rowheader" scope="row">77</td><td>3,936</td><td>23</td><td>505</td><td>3,454</td></tr><tr><td role="rowheader" scope="row">78</td><td>3,454</td><td>20</td><td>505</td><td>2,969</td></tr><tr><td role="rowheader" scope="row">79</td><td>2,969</td><td>17</td><td>505</td><td>2,481</td></tr><tr><td role="rowheader" scope="row">80</td><td>2,481</td><td>14</td><td>505</td><td>1,991</td></tr><tr><td role="rowheader" scope="row">81</td><td>1,991</td><td>12</td><td>505</td><td>1,497</td></tr><tr><td role="rowheader" scope="row">82</td><td>1,497</td><td>9</td><td>505</td><td>1,001</td></tr><tr><td role="rowheader" scope="row">83</td><td>1,001</td><td>6</td><td>505</td><td>502</td></tr><tr><td role="rowheader" scope="row">84</td><td>502</td><td>3</td><td>505</td><td>0</td></tr></table>