It appears that your take-home pay will be adjusted upward $268 under the proposed scenario.<table class='pure-table' role='grid'><tr><th colspan='4' class='section'>Paycheck Analysis</th></tr><tr><th></th><th scope="col">Current</th><th scope="col">What-If</th><th scope="col">Change</th></tr><tr><td>Gross Earnings</td><td>$8,600</td><td>$8,600</td><td>$0</td></tr><tr><th colspan='4' class='section'>Withholdings & FICA</th></tr><tr><td>Marital status: (M/S)</td><td>M</td><td>M</td><td></td></tr><tr><td>Allowances</td><td>2</td><td>2</td><td>0</td></tr><tr><td>Federal tax withheld</td><td>$889</td><td>$964</td><td>$76</td></tr><tr><td>FICA</td><td>$248</td><td>$248</td><td>$0</td></tr><tr><td>FICA - health insurance</td><td>$103</td><td>$103</td><td>$0</td></tr><tr><th colspan='4' class='section'>Pre-Tax Deductions</th></tr><tr><td>Miscellaneous</td><td>$1,500</td><td>$1,500</td><td>$0</td></tr><tr><td>401(k)/403(b)/457: (%)</td><td>9.00%</td><td>5.00%</td><td>-4.00%</td></tr><tr><td>401(k)/403(b)/457: ($)</td><td>$774</td><td>$430</td><td>$-344</td></tr><tr><th colspan='4' class='section'>After-Tax Deductions</th></tr><tr><td>Miscellaneous</td><td>$0</td><td>$0</td><td>$0</td></tr><tr><td>+ Reimbursement</td><td>$0</td><td>$0</td><td>$0</td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><th colspan='4' class='section'>Summary</th></tr><tr><td>Gross pay</td><td>$8,600</td><td>$8,600</td><td>$0</td></tr><tr><td>Total deductions</td><td>$3,513</td><td>$3,245</td><td>$-268</td></tr><tr><td>Take-home pay</td><td>$5,087</td><td>$5,355</td><td>$268</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "StackedColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' legendPosition='RIGHT' reverseLegend='1' caption='Paycheck Analysis' xAxisName='' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='Current' /><category label='What If' /></categories><dataset seriesName='Taxes'><set value='889.0' /><set value='964.0' /></dataset><dataset seriesName='401(k)/403(b)/457'><set value='774.0' /><set value='430.0' /></dataset><dataset seriesName='FICA'><set value='350.0' /><set value='350.0' /></dataset><dataset seriesName='Pre-tax'><set value='1500.0' /><set value='1500.0' /></dataset><dataset seriesName='After-tax'><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Take-home'><set value='5087.0' /><set value='5355.0' /></dataset></chart>"); // --> </script>