Congratulations!!! It appears that you have saved enough to meet your goal. In fact, it appears that at age 87 you may still have $493,253 in your retirement accounts. The total amount needed for retirement, including amounts already saved, is $0, based on the current assumptions provided. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Analysis' xAxisName='Your Age' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='64' /><category label='' /><category label='' /><category label='67' /><category label='' /><category label='' /><category label='70' /><category label='' /><category label='' /><category label='73' /><category label='' /><category label='' /><category label='76' /><category label='' /><category label='' /><category label='79' /><category label='' /><category label='' /><category label='82' /><category label='' /><category label='' /><category label='85' /><category label='' /></categories><dataset seriesName='Retirement Balance' color='EEAA28'><set value='658980.0' /><set value='698519.0' /><set value='740430.0' /><set value='784856.0' /><set value='784395.0' /><set value='782960.0' /><set value='780483.0' /><set value='776893.0' /><set value='772116.0' /><set value='766071.0' /><set value='758678.0' /><set value='749847.0' /><set value='739488.0' /><set value='727503.0' /><set value='713793.0' /><set value='698249.0' /><set value='680761.0' /><set value='661212.0' /><set value='639476.0' /><set value='615426.0' /><set value='588925.0' /><set value='559830.0' /><set value='527992.0' /></dataset><dataset seriesName='Retirement Income' color='B46226'><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='31855.0' /><set value='32811.0' /><set value='33795.0' /><set value='34809.0' /><set value='35853.0' /><set value='36929.0' /><set value='38037.0' /><set value='39178.0' /><set value='40353.0' /><set value='41564.0' /><set value='42811.0' /><set value='44095.0' /><set value='45418.0' /><set value='46780.0' /><set value='48184.0' /><set value='49629.0' /><set value='51118.0' /><set value='52652.0' /><set value='54231.0' /><set value='55858.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Age</th><th scope="col">Annual Salary Increasing @ 3.00%</th><th scope="col">Beginning Retirement Balance</th><th scope="col">Earnings<br/>Pre-Ret&#160;6.00%<br/>Post-Ret&#160;4.00%</th><th scope="col">Estimated Annual Savings </th><th scope="col">Retirement Income Replace <br/>70.00%</th><th scope="col">Annual Social Security Income</th><th scope="col">Annual Retirement Account Withdrawal</th><th scope="col">Ending Retirement Balance</th></tr><tr><td role="rowheader" scope="row">64</td><td>$100,000</td><td>$658,980</td><td>$39,539</td><td>$0</td><td>$0</td><td>$0</td><td>$0</td><td>$698,519</td></tr><tr><td role="rowheader" scope="row">65</td><td>103,000</td><td>698,519</td><td>41,911</td><td>0</td><td>0</td><td>0</td><td>0</td><td>740,430</td></tr><tr><td role="rowheader" scope="row">66</td><td>106,090</td><td>740,430</td><td>44,426</td><td>0</td><td>0</td><td>0</td><td>0</td><td>784,856</td></tr><tr><td role="rowheader" scope="row">67</td><td>0</td><td>784,856</td><td>31,394</td><td>0</td><td>76,491</td><td>44,636</td><td>31,855</td><td>784,395</td></tr><tr><td role="rowheader" scope="row">68</td><td>0</td><td>784,395</td><td>31,376</td><td>0</td><td>78,786</td><td>45,975</td><td>32,811</td><td>782,960</td></tr><tr><td role="rowheader" scope="row">69</td><td>0</td><td>782,960</td><td>31,318</td><td>0</td><td>81,149</td><td>47,354</td><td>33,795</td><td>780,483</td></tr><tr><td role="rowheader" scope="row">70</td><td>0</td><td>780,483</td><td>31,219</td><td>0</td><td>83,584</td><td>48,775</td><td>34,809</td><td>776,893</td></tr><tr><td role="rowheader" scope="row">71</td><td>0</td><td>776,893</td><td>31,076</td><td>0</td><td>86,091</td><td>50,238</td><td>35,853</td><td>772,116</td></tr><tr><td role="rowheader" scope="row">72</td><td>0</td><td>772,116</td><td>30,885</td><td>0</td><td>88,674</td><td>51,745</td><td>36,929</td><td>766,071</td></tr><tr><td role="rowheader" scope="row">73</td><td>0</td><td>766,071</td><td>30,643</td><td>0</td><td>91,334</td><td>53,297</td><td>38,037</td><td>758,678</td></tr><tr><td role="rowheader" scope="row">74</td><td>0</td><td>758,678</td><td>30,347</td><td>0</td><td>94,074</td><td>54,896</td><td>39,178</td><td>749,847</td></tr><tr><td role="rowheader" scope="row">75</td><td>0</td><td>749,847</td><td>29,994</td><td>0</td><td>96,896</td><td>56,543</td><td>40,353</td><td>739,488</td></tr><tr><td role="rowheader" scope="row">76</td><td>0</td><td>739,488</td><td>29,580</td><td>0</td><td>99,803</td><td>58,239</td><td>41,564</td><td>727,503</td></tr><tr><td role="rowheader" scope="row">77</td><td>0</td><td>727,503</td><td>29,100</td><td>0</td><td>102,797</td><td>59,987</td><td>42,811</td><td>713,793</td></tr><tr><td role="rowheader" scope="row">78</td><td>0</td><td>713,793</td><td>28,552</td><td>0</td><td>105,881</td><td>61,786</td><td>44,095</td><td>698,249</td></tr><tr><td role="rowheader" scope="row">79</td><td>0</td><td>698,249</td><td>27,930</td><td>0</td><td>109,058</td><td>63,640</td><td>45,418</td><td>680,761</td></tr><tr><td role="rowheader" scope="row">80</td><td>0</td><td>680,761</td><td>27,230</td><td>0</td><td>112,329</td><td>65,549</td><td>46,780</td><td>661,212</td></tr><tr><td role="rowheader" scope="row">81</td><td>0</td><td>661,212</td><td>26,448</td><td>0</td><td>115,699</td><td>67,516</td><td>48,184</td><td>639,476</td></tr><tr><td role="rowheader" scope="row">82</td><td>0</td><td>639,476</td><td>25,579</td><td>0</td><td>119,170</td><td>69,541</td><td>49,629</td><td>615,426</td></tr><tr><td role="rowheader" scope="row">83</td><td>0</td><td>615,426</td><td>24,617</td><td>0</td><td>122,745</td><td>71,627</td><td>51,118</td><td>588,925</td></tr><tr><td role="rowheader" scope="row">84</td><td>0</td><td>588,925</td><td>23,557</td><td>0</td><td>126,428</td><td>73,776</td><td>52,652</td><td>559,830</td></tr><tr><td role="rowheader" scope="row">85</td><td>0</td><td>559,830</td><td>22,393</td><td>0</td><td>130,221</td><td>75,989</td><td>54,231</td><td>527,992</td></tr><tr><td role="rowheader" scope="row">86</td><td>0</td><td>527,992</td><td>21,120</td><td>0</td><td>134,127</td><td>78,269</td><td>55,858</td><td>493,253</td></tr></table>