Your retirement funds may supplement your fixed income receipts (such as Social Security, company pension, and other fixed income) approximately 8.3 years with systematic withdrawals totaling $493,579 . <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='0' borderColor='FFFFFF' borderThickness='0' drawCustomLegend='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='2' /><category label='3' /><category label='4' /><category label='5' /><category label='6' /><category label='7' /><category label='8' /><category label='9' /></categories><dataset seriesName='Earnings' color='004969'><set value='15999.0' /><set value='14206.0' /><set value='12341.0' /><set value='10399.0' /><set value='8378.0' /><set value='6275.0' /><set value='4086.0' /><set value='1808.0' /><set value='85.0' /></dataset><dataset seriesName='Withdrawals' color='36CAF3'><set value='-60000.0' /><set value='-60000.0' /><set value='-60000.0' /><set value='-60000.0' /><set value='-60000.0' /><set value='-60000.0' /><set value='-60000.0' /><set value='-60000.0' /><set value='-13579.0' /></dataset><dataset seriesName='Balance' color='FFB978'><set value='375999.0' /><set value='330206.0' /><set value='282546.0' /><set value='232945.0' /><set value='181324.0' /><set value='127599.0' /><set value='71685.0' /><set value='13493.0' /><set value='0.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$60,000</td><td>$0</td><td>$60,000</td><td>$420,000</td><td>$15,999</td><td>$-60,000</td><td>$375,999</td></tr><tr><td role="rowheader" scope="row">2</td><td>60,000</td><td>0</td><td>60,000</td><td>375,999</td><td>14,206</td><td>-60,000</td><td>330,206</td></tr><tr><td role="rowheader" scope="row">3</td><td>60,000</td><td>0</td><td>60,000</td><td>330,206</td><td>12,341</td><td>-60,000</td><td>282,546</td></tr><tr><td role="rowheader" scope="row">4</td><td>60,000</td><td>0</td><td>60,000</td><td>282,546</td><td>10,399</td><td>-60,000</td><td>232,945</td></tr><tr><td role="rowheader" scope="row">5</td><td>60,000</td><td>0</td><td>60,000</td><td>232,945</td><td>8,378</td><td>-60,000</td><td>181,324</td></tr><tr><td role="rowheader" scope="row">6</td><td>60,000</td><td>0</td><td>60,000</td><td>181,324</td><td>6,275</td><td>-60,000</td><td>127,599</td></tr><tr><td role="rowheader" scope="row">7</td><td>60,000</td><td>0</td><td>60,000</td><td>127,599</td><td>4,086</td><td>-60,000</td><td>71,685</td></tr><tr><td role="rowheader" scope="row">8</td><td>60,000</td><td>0</td><td>60,000</td><td>71,685</td><td>1,808</td><td>-60,000</td><td>13,493</td></tr><tr><td role="rowheader" scope="row">9</td><td>15,000</td><td>0</td><td>15,000</td><td>13,493</td><td>85</td><td>-13,579</td><td>0</td></tr></table>