Your retirement funds may continue past the maximum 30 years displayed here. <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='E6E3CF' palette='2' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='' /><category label='4' /><category label='' /><category label='' /><category label='7' /><category label='' /><category label='' /><category label='10' /><category label='' /><category label='' /><category label='13' /><category label='' /><category label='' /><category label='16' /><category label='' /><category label='' /><category label='19' /><category label='' /><category label='' /><category label='22' /><category label='' /><category label='' /><category label='25' /><category label='' /><category label='' /><category label='28' /><category label='' /><category label='' /></categories><dataset seriesName='Earnings' color='EEAA28'><set value='6914.0' /><set value='6735.0' /><set value='6567.0' /><set value='6414.0' /><set value='6274.0' /><set value='6150.0' /><set value='6043.0' /><set value='5954.0' /><set value='5885.0' /><set value='5837.0' /><set value='5812.0' /><set value='5811.0' /><set value='5837.0' /><set value='5890.0' /><set value='5974.0' /><set value='6089.0' /><set value='6239.0' /><set value='6425.0' /><set value='6650.0' /><set value='6918.0' /><set value='7229.0' /><set value='7586.0' /><set value='7974.0' /><set value='8382.0' /><set value='8811.0' /><set value='9262.0' /><set value='9736.0' /><set value='10234.0' /><set value='10758.0' /><set value='11308.0' /></dataset><dataset seriesName='Withdrawals' color='B46226'><set value='-10612.0' /><set value='-10196.0' /><set value='-9772.0' /><set value='-9340.0' /><set value='-8899.0' /><set value='-8449.0' /><set value='-7989.0' /><set value='-7521.0' /><set value='-7043.0' /><set value='-6555.0' /><set value='-6058.0' /><set value='-5550.0' /><set value='-5033.0' /><set value='-4505.0' /><set value='-3966.0' /><set value='-3416.0' /><set value='-2855.0' /><set value='-2283.0' /><set value='-1699.0' /><set value='-1104.0' /><set value='-496.0' /><set value='-28.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /><set value='0.0' /></dataset><dataset seriesName='Balance' color='4B7F80'><set value='136302.0' /><set value='132841.0' /><set value='129636.0' /><set value='126709.0' /><set value='124085.0' /><set value='121786.0' /><set value='119840.0' /><set value='118274.0' /><set value='117116.0' /><set value='116398.0' /><set value='116153.0' /><set value='116414.0' /><set value='117218.0' /><set value='118603.0' /><set value='120611.0' /><set value='123284.0' /><set value='126668.0' /><set value='130810.0' /><set value='135761.0' /><set value='141574.0' /><set value='148307.0' /><set value='155865.0' /><set value='163839.0' /><set value='172222.0' /><set value='181033.0' /><set value='190295.0' /><set value='200031.0' /><set value='210265.0' /><set value='221022.0' /><set value='232330.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 5.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$31,200</td><td>$20,588</td><td>$10,612</td><td>$140,000</td><td>$6,914</td><td>$-10,612</td><td>$136,302</td></tr><tr><td role="rowheader" scope="row">2</td><td>31,200</td><td>21,004</td><td>10,196</td><td>136,302</td><td>6,735</td><td>-10,196</td><td>132,841</td></tr><tr><td role="rowheader" scope="row">3</td><td>31,200</td><td>21,428</td><td>9,772</td><td>132,841</td><td>6,567</td><td>-9,772</td><td>129,636</td></tr><tr><td role="rowheader" scope="row">4</td><td>31,200</td><td>21,860</td><td>9,340</td><td>129,636</td><td>6,414</td><td>-9,340</td><td>126,709</td></tr><tr><td role="rowheader" scope="row">5</td><td>31,200</td><td>22,301</td><td>8,899</td><td>126,709</td><td>6,274</td><td>-8,899</td><td>124,085</td></tr><tr><td role="rowheader" scope="row">6</td><td>31,200</td><td>22,751</td><td>8,449</td><td>124,085</td><td>6,150</td><td>-8,449</td><td>121,786</td></tr><tr><td role="rowheader" scope="row">7</td><td>31,200</td><td>23,211</td><td>7,989</td><td>121,786</td><td>6,043</td><td>-7,989</td><td>119,840</td></tr><tr><td role="rowheader" scope="row">8</td><td>31,200</td><td>23,679</td><td>7,521</td><td>119,840</td><td>5,954</td><td>-7,521</td><td>118,274</td></tr><tr><td role="rowheader" scope="row">9</td><td>31,200</td><td>24,157</td><td>7,043</td><td>118,274</td><td>5,885</td><td>-7,043</td><td>117,116</td></tr><tr><td role="rowheader" scope="row">10</td><td>31,200</td><td>24,645</td><td>6,555</td><td>117,116</td><td>5,837</td><td>-6,555</td><td>116,398</td></tr><tr><td role="rowheader" scope="row">11</td><td>31,200</td><td>25,142</td><td>6,058</td><td>116,398</td><td>5,812</td><td>-6,058</td><td>116,153</td></tr><tr><td role="rowheader" scope="row">12</td><td>31,200</td><td>25,650</td><td>5,550</td><td>116,153</td><td>5,811</td><td>-5,550</td><td>116,414</td></tr><tr><td role="rowheader" scope="row">13</td><td>31,200</td><td>26,167</td><td>5,033</td><td>116,414</td><td>5,837</td><td>-5,033</td><td>117,218</td></tr><tr><td role="rowheader" scope="row">14</td><td>31,200</td><td>26,695</td><td>4,505</td><td>117,218</td><td>5,890</td><td>-4,505</td><td>118,603</td></tr><tr><td role="rowheader" scope="row">15</td><td>31,200</td><td>27,234</td><td>3,966</td><td>118,603</td><td>5,974</td><td>-3,966</td><td>120,611</td></tr><tr><td role="rowheader" scope="row">16</td><td>31,200</td><td>27,784</td><td>3,416</td><td>120,611</td><td>6,089</td><td>-3,416</td><td>123,284</td></tr><tr><td role="rowheader" scope="row">17</td><td>31,200</td><td>28,345</td><td>2,855</td><td>123,284</td><td>6,239</td><td>-2,855</td><td>126,668</td></tr><tr><td role="rowheader" scope="row">18</td><td>31,200</td><td>28,917</td><td>2,283</td><td>126,668</td><td>6,425</td><td>-2,283</td><td>130,810</td></tr><tr><td role="rowheader" scope="row">19</td><td>31,200</td><td>29,501</td><td>1,699</td><td>130,810</td><td>6,650</td><td>-1,699</td><td>135,761</td></tr><tr><td role="rowheader" scope="row">20</td><td>31,200</td><td>30,096</td><td>1,104</td><td>135,761</td><td>6,918</td><td>-1,104</td><td>141,574</td></tr><tr><td role="rowheader" scope="row">21</td><td>31,200</td><td>30,704</td><td>496</td><td>141,574</td><td>7,229</td><td>-496</td><td>148,307</td></tr><tr><td role="rowheader" scope="row">22</td><td>31,200</td><td>31,323</td><td>28</td><td>148,307</td><td>7,586</td><td>-28</td><td>155,865</td></tr><tr><td role="rowheader" scope="row">23</td><td>31,200</td><td>31,955</td><td>0</td><td>155,865</td><td>7,974</td><td>0</td><td>163,839</td></tr><tr><td role="rowheader" scope="row">24</td><td>31,200</td><td>32,600</td><td>0</td><td>163,839</td><td>8,382</td><td>0</td><td>172,222</td></tr><tr><td role="rowheader" scope="row">25</td><td>31,200</td><td>33,259</td><td>0</td><td>172,222</td><td>8,811</td><td>0</td><td>181,033</td></tr><tr><td role="rowheader" scope="row">26</td><td>31,200</td><td>33,930</td><td>0</td><td>181,033</td><td>9,262</td><td>0</td><td>190,295</td></tr><tr><td role="rowheader" scope="row">27</td><td>31,200</td><td>34,615</td><td>0</td><td>190,295</td><td>9,736</td><td>0</td><td>200,031</td></tr><tr><td role="rowheader" scope="row">28</td><td>31,200</td><td>35,313</td><td>0</td><td>200,031</td><td>10,234</td><td>0</td><td>210,265</td></tr><tr><td role="rowheader" scope="row">29</td><td>31,200</td><td>36,026</td><td>0</td><td>210,265</td><td>10,758</td><td>0</td><td>221,022</td></tr><tr><td role="rowheader" scope="row">30</td><td>31,200</td><td>36,753</td><td>0</td><td>221,022</td><td>11,308</td><td>0</td><td>232,330</td></tr></table>