Congratulations! It appears that you have sufficient resources to cover any immediate and long-term income replacement needs in the event of your death.<table class='pure-table' role='grid'><tr><th class='section'>Needs</th><th></th></tr><tr><td>Immediate needs</td><td>$852,000</td></tr><tr><td>Long-term needs</td><td>$4,566,243</td></tr><tr><td>Total needs</td><td>$5,418,243</td></tr><tr><td></td><td></td></tr><tr><th class='section'>Resources</th><th></th></tr><tr><td>Investment assets</td><td>$300,000</td></tr><tr><td>Existing life insurance</td><td>$0</td></tr><tr><td>Spouse's earnings</td><td>$5,184,460</td></tr><tr><td>Total resources</td><td>$5,484,460</td></tr><tr><td></td><td></td></tr><tr><td>Shortfall</td><td>$0</td></tr><tr><td><b>Additional life insurance needed</b></td><td><b>$0</b></td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "Pie2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='1' showFCMenuItem='0' decimals='0' formatNumberScale='0' enableSmartLabels='1' startingAngle='45' enableRotation='1' caption='Insurance Need' xAxisName='' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><set value='300000.0' label='Investment Assets' /><set value='0.0' label='Insurance Proceeds' /><set value='0.0' label='Insurance Need' isSliced='1' /><set value='5184460.0' label='Spouse&apos;s Earnings' /></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Spouse Age</th><th scope="col">Spouse Income</th><th scope="col">Available Income</th><th scope="col">Desired Income</th><th scope="col">(Shortfall)/ Surplus</th><th scope="col">Available Resources</th><th scope="col">Insurance Needed</th></tr><tr><td role="rowheader" scope="row">1</td><td>34</td><td>$255,000</td><td>$255,000</td><td>$200,000</td><td>$55,000</td><td>$0</td><td>$0</td></tr><tr><td role="rowheader" scope="row">2</td><td>35</td><td>260,100</td><td>260,100</td><td>204,000</td><td>56,100</td><td>57,750</td><td>0</td></tr><tr><td role="rowheader" scope="row">3</td><td>36</td><td>265,302</td><td>265,302</td><td>208,080</td><td>57,222</td><td>119,542</td><td>0</td></tr><tr><td role="rowheader" scope="row">4</td><td>37</td><td>270,608</td><td>270,608</td><td>212,242</td><td>58,366</td><td>185,603</td><td>0</td></tr><tr><td role="rowheader" scope="row">5</td><td>38</td><td>276,020</td><td>276,020</td><td>216,486</td><td>59,534</td><td>256,168</td><td>0</td></tr><tr><td role="rowheader" scope="row">6</td><td>39</td><td>281,541</td><td>281,541</td><td>220,816</td><td>60,724</td><td>331,486</td><td>0</td></tr><tr><td role="rowheader" scope="row">7</td><td>40</td><td>287,171</td><td>287,171</td><td>225,232</td><td>61,939</td><td>411,821</td><td>0</td></tr><tr><td role="rowheader" scope="row">8</td><td>41</td><td>292,915</td><td>292,915</td><td>229,737</td><td>63,178</td><td>497,448</td><td>0</td></tr><tr><td role="rowheader" scope="row">9</td><td>42</td><td>298,773</td><td>298,773</td><td>234,332</td><td>64,441</td><td>588,657</td><td>0</td></tr><tr><td role="rowheader" scope="row">10</td><td>43</td><td>304,749</td><td>304,749</td><td>239,019</td><td>65,730</td><td>685,754</td><td>0</td></tr><tr><td role="rowheader" scope="row">11</td><td>44</td><td>310,844</td><td>310,844</td><td>243,799</td><td>67,045</td><td>789,058</td><td>0</td></tr><tr><td role="rowheader" scope="row">12</td><td>45</td><td>317,060</td><td>317,060</td><td>248,675</td><td>68,386</td><td>898,908</td><td>0</td></tr><tr><td role="rowheader" scope="row">13</td><td>46</td><td>323,402</td><td>323,402</td><td>253,648</td><td>69,753</td><td>1,015,658</td><td>0</td></tr><tr><td role="rowheader" scope="row">14</td><td>47</td><td>329,870</td><td>329,870</td><td>258,721</td><td>71,148</td><td>1,139,682</td><td>0</td></tr><tr><td role="rowheader" scope="row">15</td><td>48</td><td>336,467</td><td>336,467</td><td>263,896</td><td>72,571</td><td>1,271,372</td><td>0</td></tr><tr><td role="rowheader" scope="row">16</td><td>49</td><td>343,196</td><td>343,196</td><td>269,174</td><td>74,023</td><td>1,411,140</td><td>0</td></tr><tr><td role="rowheader" scope="row">17</td><td>50</td><td>350,060</td><td>350,060</td><td>274,557</td><td>75,503</td><td>1,559,421</td><td>0</td></tr><tr><td role="rowheader" scope="row">18</td><td>51</td><td>357,062</td><td>357,062</td><td>280,048</td><td>77,013</td><td>1,716,671</td><td>0</td></tr><tr><td role="rowheader" scope="row">19</td><td>52</td><td>364,203</td><td>364,203</td><td>285,649</td><td>78,554</td><td>1,883,368</td><td>0</td></tr><tr><td role="rowheader" scope="row">20</td><td>53</td><td>371,487</td><td>371,487</td><td>291,362</td><td>80,125</td><td>2,060,018</td><td>0</td></tr><tr><td role="rowheader" scope="row">21</td><td>54</td><td>378,917</td><td>378,917</td><td>297,189</td><td>81,727</td><td>2,247,149</td><td>0</td></tr><tr><td role="rowheader" scope="row">22</td><td>55</td><td>386,495</td><td>386,495</td><td>303,133</td><td>83,362</td><td>2,445,320</td><td>0</td></tr><tr><td role="rowheader" scope="row">23</td><td>56</td><td>394,225</td><td>394,225</td><td>309,196</td><td>85,029</td><td>2,655,116</td><td>0</td></tr><tr><td role="rowheader" scope="row">24</td><td>57</td><td>402,109</td><td>402,109</td><td>315,380</td><td>86,729</td><td>2,877,152</td><td>0</td></tr><tr><td role="rowheader" scope="row">25</td><td>58</td><td>410,151</td><td>410,151</td><td>321,687</td><td>88,464</td><td>3,112,076</td><td>0</td></tr><tr><td role="rowheader" scope="row">26</td><td>59</td><td>418,355</td><td>418,355</td><td>328,121</td><td>90,233</td><td>3,360,567</td><td>0</td></tr><tr><td role="rowheader" scope="row">27</td><td>60</td><td>426,722</td><td>426,722</td><td>334,684</td><td>92,038</td><td>3,623,340</td><td>0</td></tr><tr><td role="rowheader" scope="row">28</td><td>61</td><td>435,256</td><td>435,256</td><td>341,377</td><td>93,879</td><td>3,901,147</td><td>0</td></tr><tr><td role="rowheader" scope="row">29</td><td>62</td><td>443,961</td><td>443,961</td><td>348,205</td><td>95,756</td><td>4,194,777</td><td>0</td></tr><tr><td role="rowheader" scope="row">30</td><td>63</td><td>452,840</td><td>452,840</td><td>355,169</td><td>97,671</td><td>4,505,060</td><td>0</td></tr></table>{"immediateNeeds": "$852,000", "longtermNeeds": "$4,566,243", "totalNeeds": "$5,418,243", "spousesEarnings": "$5,184,460", "socialSecurity": "$0", "totalResources": "$5,484,460", "shortfall": "$0", "lifeInsuranceNeeded": "$0"}