You could purchase an auto valued at $34,785 which includes a down payment of $0 and assumes you could qualify for a loan amount of $34,785.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$34,785.07</td><td>$202.91</td><td>$525.00</td><td>$34,462.99</td></tr><tr><td role="rowheader" scope="row">2</td><td>34,463</td><td>201</td><td>525</td><td>34,139</td></tr><tr><td role="rowheader" scope="row">3</td><td>34,139</td><td>199</td><td>525</td><td>33,813</td></tr><tr><td role="rowheader" scope="row">4</td><td>33,813</td><td>197</td><td>525</td><td>33,485</td></tr><tr><td role="rowheader" scope="row">5</td><td>33,485</td><td>195</td><td>525</td><td>33,156</td></tr><tr><td role="rowheader" scope="row">6</td><td>33,156</td><td>193</td><td>525</td><td>32,824</td></tr><tr><td role="rowheader" scope="row">7</td><td>32,824</td><td>191</td><td>525</td><td>32,491</td></tr><tr><td role="rowheader" scope="row">8</td><td>32,491</td><td>190</td><td>525</td><td>32,155</td></tr><tr><td role="rowheader" scope="row">9</td><td>32,155</td><td>188</td><td>525</td><td>31,818</td></tr><tr><td role="rowheader" scope="row">10</td><td>31,818</td><td>186</td><td>525</td><td>31,478</td></tr><tr><td role="rowheader" scope="row">11</td><td>31,478</td><td>184</td><td>525</td><td>31,137</td></tr><tr><td role="rowheader" scope="row">12</td><td>31,137</td><td>182</td><td>525</td><td>30,794</td></tr><tr><td role="rowheader" scope="row">13</td><td>30,794</td><td>180</td><td>525</td><td>30,448</td></tr><tr><td role="rowheader" scope="row">14</td><td>30,448</td><td>178</td><td>525</td><td>30,101</td></tr><tr><td role="rowheader" scope="row">15</td><td>30,101</td><td>176</td><td>525</td><td>29,751</td></tr><tr><td role="rowheader" scope="row">16</td><td>29,751</td><td>174</td><td>525</td><td>29,400</td></tr><tr><td role="rowheader" scope="row">17</td><td>29,400</td><td>171</td><td>525</td><td>29,046</td></tr><tr><td role="rowheader" scope="row">18</td><td>29,046</td><td>169</td><td>525</td><td>28,691</td></tr><tr><td role="rowheader" scope="row">19</td><td>28,691</td><td>167</td><td>525</td><td>28,333</td></tr><tr><td role="rowheader" scope="row">20</td><td>28,333</td><td>165</td><td>525</td><td>27,974</td></tr><tr><td role="rowheader" scope="row">21</td><td>27,974</td><td>163</td><td>525</td><td>27,612</td></tr><tr><td role="rowheader" scope="row">22</td><td>27,612</td><td>161</td><td>525</td><td>27,248</td></tr><tr><td role="rowheader" scope="row">23</td><td>27,248</td><td>159</td><td>525</td><td>26,882</td></tr><tr><td role="rowheader" scope="row">24</td><td>26,882</td><td>157</td><td>525</td><td>26,514</td></tr><tr><td role="rowheader" scope="row">25</td><td>26,514</td><td>155</td><td>525</td><td>26,143</td></tr><tr><td role="rowheader" scope="row">26</td><td>26,143</td><td>153</td><td>525</td><td>25,771</td></tr><tr><td role="rowheader" scope="row">27</td><td>25,771</td><td>150</td><td>525</td><td>25,396</td></tr><tr><td role="rowheader" scope="row">28</td><td>25,396</td><td>148</td><td>525</td><td>25,019</td></tr><tr><td role="rowheader" scope="row">29</td><td>25,019</td><td>146</td><td>525</td><td>24,640</td></tr><tr><td role="rowheader" scope="row">30</td><td>24,640</td><td>144</td><td>525</td><td>24,259</td></tr><tr><td role="rowheader" scope="row">31</td><td>24,259</td><td>142</td><td>525</td><td>23,875</td></tr><tr><td role="rowheader" scope="row">32</td><td>23,875</td><td>139</td><td>525</td><td>23,490</td></tr><tr><td role="rowheader" scope="row">33</td><td>23,490</td><td>137</td><td>525</td><td>23,102</td></tr><tr><td role="rowheader" scope="row">34</td><td>23,102</td><td>135</td><td>525</td><td>22,711</td></tr><tr><td role="rowheader" scope="row">35</td><td>22,711</td><td>132</td><td>525</td><td>22,319</td></tr><tr><td role="rowheader" scope="row">36</td><td>22,319</td><td>130</td><td>525</td><td>21,924</td></tr><tr><td role="rowheader" scope="row">37</td><td>21,924</td><td>128</td><td>525</td><td>21,527</td></tr><tr><td role="rowheader" scope="row">38</td><td>21,527</td><td>126</td><td>525</td><td>21,128</td></tr><tr><td role="rowheader" scope="row">39</td><td>21,128</td><td>123</td><td>525</td><td>20,726</td></tr><tr><td role="rowheader" scope="row">40</td><td>20,726</td><td>121</td><td>525</td><td>20,322</td></tr><tr><td role="rowheader" scope="row">41</td><td>20,322</td><td>119</td><td>525</td><td>19,915</td></tr><tr><td role="rowheader" scope="row">42</td><td>19,915</td><td>116</td><td>525</td><td>19,506</td></tr><tr><td role="rowheader" scope="row">43</td><td>19,506</td><td>114</td><td>525</td><td>19,095</td></tr><tr><td role="rowheader" scope="row">44</td><td>19,095</td><td>111</td><td>525</td><td>18,682</td></tr><tr><td role="rowheader" scope="row">45</td><td>18,682</td><td>109</td><td>525</td><td>18,266</td></tr><tr><td role="rowheader" scope="row">46</td><td>18,266</td><td>107</td><td>525</td><td>17,847</td></tr><tr><td role="rowheader" scope="row">47</td><td>17,847</td><td>104</td><td>525</td><td>17,426</td></tr><tr><td role="rowheader" scope="row">48</td><td>17,426</td><td>102</td><td>525</td><td>17,003</td></tr><tr><td role="rowheader" scope="row">49</td><td>17,003</td><td>99</td><td>525</td><td>16,577</td></tr><tr><td role="rowheader" scope="row">50</td><td>16,577</td><td>97</td><td>525</td><td>16,149</td></tr><tr><td role="rowheader" scope="row">51</td><td>16,149</td><td>94</td><td>525</td><td>15,718</td></tr><tr><td role="rowheader" scope="row">52</td><td>15,718</td><td>92</td><td>525</td><td>15,285</td></tr><tr><td role="rowheader" scope="row">53</td><td>15,285</td><td>89</td><td>525</td><td>14,849</td></tr><tr><td role="rowheader" scope="row">54</td><td>14,849</td><td>87</td><td>525</td><td>14,410</td></tr><tr><td role="rowheader" scope="row">55</td><td>14,410</td><td>84</td><td>525</td><td>13,970</td></tr><tr><td role="rowheader" scope="row">56</td><td>13,970</td><td>81</td><td>525</td><td>13,526</td></tr><tr><td role="rowheader" scope="row">57</td><td>13,526</td><td>79</td><td>525</td><td>13,080</td></tr><tr><td role="rowheader" scope="row">58</td><td>13,080</td><td>76</td><td>525</td><td>12,631</td></tr><tr><td role="rowheader" scope="row">59</td><td>12,631</td><td>74</td><td>525</td><td>12,180</td></tr><tr><td role="rowheader" scope="row">60</td><td>12,180</td><td>71</td><td>525</td><td>11,726</td></tr><tr><td role="rowheader" scope="row">61</td><td>11,726</td><td>68</td><td>525</td><td>11,269</td></tr><tr><td role="rowheader" scope="row">62</td><td>11,269</td><td>66</td><td>525</td><td>10,810</td></tr><tr><td role="rowheader" scope="row">63</td><td>10,810</td><td>63</td><td>525</td><td>10,348</td></tr><tr><td role="rowheader" scope="row">64</td><td>10,348</td><td>60</td><td>525</td><td>9,883</td></tr><tr><td role="rowheader" scope="row">65</td><td>9,883</td><td>58</td><td>525</td><td>9,416</td></tr><tr><td role="rowheader" scope="row">66</td><td>9,416</td><td>55</td><td>525</td><td>8,946</td></tr><tr><td role="rowheader" scope="row">67</td><td>8,946</td><td>52</td><td>525</td><td>8,473</td></tr><tr><td role="rowheader" scope="row">68</td><td>8,473</td><td>49</td><td>525</td><td>7,998</td></tr><tr><td role="rowheader" scope="row">69</td><td>7,998</td><td>47</td><td>525</td><td>7,519</td></tr><tr><td role="rowheader" scope="row">70</td><td>7,519</td><td>44</td><td>525</td><td>7,038</td></tr><tr><td role="rowheader" scope="row">71</td><td>7,038</td><td>41</td><td>525</td><td>6,554</td></tr><tr><td role="rowheader" scope="row">72</td><td>6,554</td><td>38</td><td>525</td><td>6,067</td></tr><tr><td role="rowheader" scope="row">73</td><td>6,067</td><td>35</td><td>525</td><td>5,578</td></tr><tr><td role="rowheader" scope="row">74</td><td>5,578</td><td>33</td><td>525</td><td>5,085</td></tr><tr><td role="rowheader" scope="row">75</td><td>5,085</td><td>30</td><td>525</td><td>4,590</td></tr><tr><td role="rowheader" scope="row">76</td><td>4,590</td><td>27</td><td>525</td><td>4,092</td></tr><tr><td role="rowheader" scope="row">77</td><td>4,092</td><td>24</td><td>525</td><td>3,591</td></tr><tr><td role="rowheader" scope="row">78</td><td>3,591</td><td>21</td><td>525</td><td>3,087</td></tr><tr><td role="rowheader" scope="row">79</td><td>3,087</td><td>18</td><td>525</td><td>2,580</td></tr><tr><td role="rowheader" scope="row">80</td><td>2,580</td><td>15</td><td>525</td><td>2,070</td></tr><tr><td role="rowheader" scope="row">81</td><td>2,070</td><td>12</td><td>525</td><td>1,557</td></tr><tr><td role="rowheader" scope="row">82</td><td>1,557</td><td>9</td><td>525</td><td>1,041</td></tr><tr><td role="rowheader" scope="row">83</td><td>1,041</td><td>6</td><td>525</td><td>522</td></tr><tr><td role="rowheader" scope="row">84</td><td>522</td><td>3</td><td>525</td><td>0</td></tr></table>