You could purchase an auto valued at $18,323 which includes a down payment of $0 and assumes you could qualify for a loan amount of $18,323.<table class='pure-table pure-table-bordered'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$18,323.49</td><td>$83.98</td><td>$350.00</td><td>$18,057.48</td></tr><tr><td role="rowheader" scope="row">2</td><td>18,057</td><td>83</td><td>350</td><td>17,790</td></tr><tr><td role="rowheader" scope="row">3</td><td>17,790</td><td>82</td><td>350</td><td>17,522</td></tr><tr><td role="rowheader" scope="row">4</td><td>17,522</td><td>80</td><td>350</td><td>17,252</td></tr><tr><td role="rowheader" scope="row">5</td><td>17,252</td><td>79</td><td>350</td><td>16,981</td></tr><tr><td role="rowheader" scope="row">6</td><td>16,981</td><td>78</td><td>350</td><td>16,709</td></tr><tr><td role="rowheader" scope="row">7</td><td>16,709</td><td>77</td><td>350</td><td>16,436</td></tr><tr><td role="rowheader" scope="row">8</td><td>16,436</td><td>75</td><td>350</td><td>16,161</td></tr><tr><td role="rowheader" scope="row">9</td><td>16,161</td><td>74</td><td>350</td><td>15,885</td></tr><tr><td role="rowheader" scope="row">10</td><td>15,885</td><td>73</td><td>350</td><td>15,608</td></tr><tr><td role="rowheader" scope="row">11</td><td>15,608</td><td>72</td><td>350</td><td>15,329</td></tr><tr><td role="rowheader" scope="row">12</td><td>15,329</td><td>70</td><td>350</td><td>15,050</td></tr><tr><td role="rowheader" scope="row">13</td><td>15,050</td><td>69</td><td>350</td><td>14,769</td></tr><tr><td role="rowheader" scope="row">14</td><td>14,769</td><td>68</td><td>350</td><td>14,486</td></tr><tr><td role="rowheader" scope="row">15</td><td>14,486</td><td>66</td><td>350</td><td>14,203</td></tr><tr><td role="rowheader" scope="row">16</td><td>14,203</td><td>65</td><td>350</td><td>13,918</td></tr><tr><td role="rowheader" scope="row">17</td><td>13,918</td><td>64</td><td>350</td><td>13,632</td></tr><tr><td role="rowheader" scope="row">18</td><td>13,632</td><td>62</td><td>350</td><td>13,344</td></tr><tr><td role="rowheader" scope="row">19</td><td>13,344</td><td>61</td><td>350</td><td>13,055</td></tr><tr><td role="rowheader" scope="row">20</td><td>13,055</td><td>60</td><td>350</td><td>12,765</td></tr><tr><td role="rowheader" scope="row">21</td><td>12,765</td><td>59</td><td>350</td><td>12,473</td></tr><tr><td role="rowheader" scope="row">22</td><td>12,473</td><td>57</td><td>350</td><td>12,181</td></tr><tr><td role="rowheader" scope="row">23</td><td>12,181</td><td>56</td><td>350</td><td>11,886</td></tr><tr><td role="rowheader" scope="row">24</td><td>11,886</td><td>54</td><td>350</td><td>11,591</td></tr><tr><td role="rowheader" scope="row">25</td><td>11,591</td><td>53</td><td>350</td><td>11,294</td></tr><tr><td role="rowheader" scope="row">26</td><td>11,294</td><td>52</td><td>350</td><td>10,996</td></tr><tr><td role="rowheader" scope="row">27</td><td>10,996</td><td>50</td><td>350</td><td>10,696</td></tr><tr><td role="rowheader" scope="row">28</td><td>10,696</td><td>49</td><td>350</td><td>10,395</td></tr><tr><td role="rowheader" scope="row">29</td><td>10,395</td><td>48</td><td>350</td><td>10,093</td></tr><tr><td role="rowheader" scope="row">30</td><td>10,093</td><td>46</td><td>350</td><td>9,789</td></tr><tr><td role="rowheader" scope="row">31</td><td>9,789</td><td>45</td><td>350</td><td>9,484</td></tr><tr><td role="rowheader" scope="row">32</td><td>9,484</td><td>43</td><td>350</td><td>9,178</td></tr><tr><td role="rowheader" scope="row">33</td><td>9,178</td><td>42</td><td>350</td><td>8,870</td></tr><tr><td role="rowheader" scope="row">34</td><td>8,870</td><td>41</td><td>350</td><td>8,560</td></tr><tr><td role="rowheader" scope="row">35</td><td>8,560</td><td>39</td><td>350</td><td>8,249</td></tr><tr><td role="rowheader" scope="row">36</td><td>8,249</td><td>38</td><td>350</td><td>7,937</td></tr><tr><td role="rowheader" scope="row">37</td><td>7,937</td><td>36</td><td>350</td><td>7,624</td></tr><tr><td role="rowheader" scope="row">38</td><td>7,624</td><td>35</td><td>350</td><td>7,309</td></tr><tr><td role="rowheader" scope="row">39</td><td>7,309</td><td>33</td><td>350</td><td>6,992</td></tr><tr><td role="rowheader" scope="row">40</td><td>6,992</td><td>32</td><td>350</td><td>6,674</td></tr><tr><td role="rowheader" scope="row">41</td><td>6,674</td><td>31</td><td>350</td><td>6,355</td></tr><tr><td role="rowheader" scope="row">42</td><td>6,355</td><td>29</td><td>350</td><td>6,034</td></tr><tr><td role="rowheader" scope="row">43</td><td>6,034</td><td>28</td><td>350</td><td>5,712</td></tr><tr><td role="rowheader" scope="row">44</td><td>5,712</td><td>26</td><td>350</td><td>5,388</td></tr><tr><td role="rowheader" scope="row">45</td><td>5,388</td><td>25</td><td>350</td><td>5,062</td></tr><tr><td role="rowheader" scope="row">46</td><td>5,062</td><td>23</td><td>350</td><td>4,736</td></tr><tr><td role="rowheader" scope="row">47</td><td>4,736</td><td>22</td><td>350</td><td>4,407</td></tr><tr><td role="rowheader" scope="row">48</td><td>4,407</td><td>20</td><td>350</td><td>4,078</td></tr><tr><td role="rowheader" scope="row">49</td><td>4,078</td><td>19</td><td>350</td><td>3,746</td></tr><tr><td role="rowheader" scope="row">50</td><td>3,746</td><td>17</td><td>350</td><td>3,413</td></tr><tr><td role="rowheader" scope="row">51</td><td>3,413</td><td>16</td><td>350</td><td>3,079</td></tr><tr><td role="rowheader" scope="row">52</td><td>3,079</td><td>14</td><td>350</td><td>2,743</td></tr><tr><td role="rowheader" scope="row">53</td><td>2,743</td><td>13</td><td>350</td><td>2,406</td></tr><tr><td role="rowheader" scope="row">54</td><td>2,406</td><td>11</td><td>350</td><td>2,067</td></tr><tr><td role="rowheader" scope="row">55</td><td>2,067</td><td>9</td><td>350</td><td>1,726</td></tr><tr><td role="rowheader" scope="row">56</td><td>1,726</td><td>8</td><td>350</td><td>1,384</td></tr><tr><td role="rowheader" scope="row">57</td><td>1,384</td><td>6</td><td>350</td><td>1,040</td></tr><tr><td role="rowheader" scope="row">58</td><td>1,040</td><td>5</td><td>350</td><td>695</td></tr><tr><td role="rowheader" scope="row">59</td><td>695</td><td>3</td><td>350</td><td>348</td></tr><tr><td role="rowheader" scope="row">60</td><td>348</td><td>2</td><td>350</td><td>0</td></tr></table>