Your retirement funds may supplement your fixed income receipts (such as Social Security, company pension, and other fixed income) approximately 18.4 years with systematic withdrawals totaling $145,915 . <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='0' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Retirement Account Detail' xAxisName='Year' numberPrefix='$' bgColor='FFFFFF' showBorder='1' borderColor='FFFFFF' borderThickness='1' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor='' numberSuffix='' thousandSeparator=',' decimalSeparator='.'><categories><category label='1' /><category label='' /><category label='3' /><category label='' /><category label='5' /><category label='' /><category label='7' /><category label='' /><category label='9' /><category label='' /><category label='11' /><category label='' /><category label='13' /><category label='' /><category label='15' /><category label='' /><category label='17' /><category label='' /><category label='19' /></categories><dataset seriesName='Earnings' color='33A3C1'><set value='3962.0' /><set value='3872.0' /><set value='3771.0' /><set value='3658.0' /><set value='3532.0' /><set value='3393.0' /><set value='3239.0' /><set value='3070.0' /><set value='2886.0' /><set value='2684.0' /><set value='2464.0' /><set value='2225.0' /><set value='1967.0' /><set value='1687.0' /><set value='1385.0' /><set value='1059.0' /><set value='708.0' /><set value='331.0' /><set value='22.0' /></dataset><dataset seriesName='Withdrawals' color='FFA056'><set value='-6083.0' /><set value='-6268.0' /><set value='-6459.0' /><set value='-6655.0' /><set value='-6858.0' /><set value='-7066.0' /><set value='-7281.0' /><set value='-7503.0' /><set value='-7731.0' /><set value='-7966.0' /><set value='-8208.0' /><set value='-8458.0' /><set value='-8715.0' /><set value='-8980.0' /><set value='-9254.0' /><set value='-9535.0' /><set value='-9825.0' /><set value='-10124.0' /><set value='-2945.0' /></dataset><dataset seriesName='Balance' color='3CA899'><set value='97879.0' /><set value='95483.0' /><set value='92795.0' /><set value='89797.0' /><set value='86472.0' /><set value='82798.0' /><set value='78756.0' /><set value='74324.0' /><set value='69478.0' /><set value='64196.0' /><set value='58452.0' /><set value='52219.0' /><set value='45470.0' /><set value='38177.0' /><set value='30308.0' /><set value='21832.0' /><set value='12716.0' /><set value='2923.0' /><set value='0.0' /></dataset></chart>"); // --> </script> <table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Year</th><th scope="col">Desired Income</th><th scope="col">Fixed Income</th><th scope="col">Shortfall</th><th scope="col">Beginning Balance</th><th scope="col">Earnings @ 4.00%</th><th scope="col">Needed Withdrawals</th><th scope="col">End Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$48,666</td><td>$42,582</td><td>$6,083</td><td>$100,000</td><td>$3,962</td><td>$-6,083</td><td>$97,879</td></tr><tr><td role="rowheader" scope="row">2</td><td>50,146</td><td>43,878</td><td>6,268</td><td>97,879</td><td>3,872</td><td>-6,268</td><td>95,483</td></tr><tr><td role="rowheader" scope="row">3</td><td>51,671</td><td>45,212</td><td>6,459</td><td>95,483</td><td>3,771</td><td>-6,459</td><td>92,795</td></tr><tr><td role="rowheader" scope="row">4</td><td>53,243</td><td>46,587</td><td>6,655</td><td>92,795</td><td>3,658</td><td>-6,655</td><td>89,797</td></tr><tr><td role="rowheader" scope="row">5</td><td>54,862</td><td>48,004</td><td>6,858</td><td>89,797</td><td>3,532</td><td>-6,858</td><td>86,472</td></tr><tr><td role="rowheader" scope="row">6</td><td>56,531</td><td>49,464</td><td>7,066</td><td>86,472</td><td>3,393</td><td>-7,066</td><td>82,798</td></tr><tr><td role="rowheader" scope="row">7</td><td>58,250</td><td>50,969</td><td>7,281</td><td>82,798</td><td>3,239</td><td>-7,281</td><td>78,756</td></tr><tr><td role="rowheader" scope="row">8</td><td>60,022</td><td>52,519</td><td>7,503</td><td>78,756</td><td>3,070</td><td>-7,503</td><td>74,324</td></tr><tr><td role="rowheader" scope="row">9</td><td>61,847</td><td>54,117</td><td>7,731</td><td>74,324</td><td>2,886</td><td>-7,731</td><td>69,478</td></tr><tr><td role="rowheader" scope="row">10</td><td>63,729</td><td>55,763</td><td>7,966</td><td>69,478</td><td>2,684</td><td>-7,966</td><td>64,196</td></tr><tr><td role="rowheader" scope="row">11</td><td>65,667</td><td>57,459</td><td>8,208</td><td>64,196</td><td>2,464</td><td>-8,208</td><td>58,452</td></tr><tr><td role="rowheader" scope="row">12</td><td>67,664</td><td>59,206</td><td>8,458</td><td>58,452</td><td>2,225</td><td>-8,458</td><td>52,219</td></tr><tr><td role="rowheader" scope="row">13</td><td>69,722</td><td>61,007</td><td>8,715</td><td>52,219</td><td>1,967</td><td>-8,715</td><td>45,470</td></tr><tr><td role="rowheader" scope="row">14</td><td>71,843</td><td>62,863</td><td>8,980</td><td>45,470</td><td>1,687</td><td>-8,980</td><td>38,177</td></tr><tr><td role="rowheader" scope="row">15</td><td>74,028</td><td>64,775</td><td>9,254</td><td>38,177</td><td>1,385</td><td>-9,254</td><td>30,308</td></tr><tr><td role="rowheader" scope="row">16</td><td>76,280</td><td>66,745</td><td>9,535</td><td>30,308</td><td>1,059</td><td>-9,535</td><td>21,832</td></tr><tr><td role="rowheader" scope="row">17</td><td>78,600</td><td>68,775</td><td>9,825</td><td>21,832</td><td>708</td><td>-9,825</td><td>12,716</td></tr><tr><td role="rowheader" scope="row">18</td><td>80,991</td><td>70,867</td><td>10,124</td><td>12,716</td><td>331</td><td>-10,124</td><td>2,923</td></tr><tr><td role="rowheader" scope="row">19</td><td>27,541</td><td>24,098</td><td>3,443</td><td>2,923</td><td>22</td><td>-2,945</td><td>0</td></tr></table>