You could purchase an auto valued at $22,080 which includes a down payment of $0 and assumes you could qualify for a loan amount of $22,080.<table class='pure-table pure-table-bordered' role='grid'><tr><th scope="col">Month</th><th scope="col">Beginning Balance</th><th scope="col">Interest</th><th scope="col">Payment</th><th scope="col">Ending Balance</th></tr><tr><td role="rowheader" scope="row">1</td><td>$22,080.00</td><td>$.00</td><td>$460.00</td><td>$21,620.00</td></tr><tr><td role="rowheader" scope="row">2</td><td>21,620</td><td>0</td><td>460</td><td>21,160</td></tr><tr><td role="rowheader" scope="row">3</td><td>21,160</td><td>0</td><td>460</td><td>20,700</td></tr><tr><td role="rowheader" scope="row">4</td><td>20,700</td><td>0</td><td>460</td><td>20,240</td></tr><tr><td role="rowheader" scope="row">5</td><td>20,240</td><td>0</td><td>460</td><td>19,780</td></tr><tr><td role="rowheader" scope="row">6</td><td>19,780</td><td>0</td><td>460</td><td>19,320</td></tr><tr><td role="rowheader" scope="row">7</td><td>19,320</td><td>0</td><td>460</td><td>18,860</td></tr><tr><td role="rowheader" scope="row">8</td><td>18,860</td><td>0</td><td>460</td><td>18,400</td></tr><tr><td role="rowheader" scope="row">9</td><td>18,400</td><td>0</td><td>460</td><td>17,940</td></tr><tr><td role="rowheader" scope="row">10</td><td>17,940</td><td>0</td><td>460</td><td>17,480</td></tr><tr><td role="rowheader" scope="row">11</td><td>17,480</td><td>0</td><td>460</td><td>17,020</td></tr><tr><td role="rowheader" scope="row">12</td><td>17,020</td><td>0</td><td>460</td><td>16,560</td></tr><tr><td role="rowheader" scope="row">13</td><td>16,560</td><td>0</td><td>460</td><td>16,100</td></tr><tr><td role="rowheader" scope="row">14</td><td>16,100</td><td>0</td><td>460</td><td>15,640</td></tr><tr><td role="rowheader" scope="row">15</td><td>15,640</td><td>0</td><td>460</td><td>15,180</td></tr><tr><td role="rowheader" scope="row">16</td><td>15,180</td><td>0</td><td>460</td><td>14,720</td></tr><tr><td role="rowheader" scope="row">17</td><td>14,720</td><td>0</td><td>460</td><td>14,260</td></tr><tr><td role="rowheader" scope="row">18</td><td>14,260</td><td>0</td><td>460</td><td>13,800</td></tr><tr><td role="rowheader" scope="row">19</td><td>13,800</td><td>0</td><td>460</td><td>13,340</td></tr><tr><td role="rowheader" scope="row">20</td><td>13,340</td><td>0</td><td>460</td><td>12,880</td></tr><tr><td role="rowheader" scope="row">21</td><td>12,880</td><td>0</td><td>460</td><td>12,420</td></tr><tr><td role="rowheader" scope="row">22</td><td>12,420</td><td>0</td><td>460</td><td>11,960</td></tr><tr><td role="rowheader" scope="row">23</td><td>11,960</td><td>0</td><td>460</td><td>11,500</td></tr><tr><td role="rowheader" scope="row">24</td><td>11,500</td><td>0</td><td>460</td><td>11,040</td></tr><tr><td role="rowheader" scope="row">25</td><td>11,040</td><td>0</td><td>460</td><td>10,580</td></tr><tr><td role="rowheader" scope="row">26</td><td>10,580</td><td>0</td><td>460</td><td>10,120</td></tr><tr><td role="rowheader" scope="row">27</td><td>10,120</td><td>0</td><td>460</td><td>9,660</td></tr><tr><td role="rowheader" scope="row">28</td><td>9,660</td><td>0</td><td>460</td><td>9,200</td></tr><tr><td role="rowheader" scope="row">29</td><td>9,200</td><td>0</td><td>460</td><td>8,740</td></tr><tr><td role="rowheader" scope="row">30</td><td>8,740</td><td>0</td><td>460</td><td>8,280</td></tr><tr><td role="rowheader" scope="row">31</td><td>8,280</td><td>0</td><td>460</td><td>7,820</td></tr><tr><td role="rowheader" scope="row">32</td><td>7,820</td><td>0</td><td>460</td><td>7,360</td></tr><tr><td role="rowheader" scope="row">33</td><td>7,360</td><td>0</td><td>460</td><td>6,900</td></tr><tr><td role="rowheader" scope="row">34</td><td>6,900</td><td>0</td><td>460</td><td>6,440</td></tr><tr><td role="rowheader" scope="row">35</td><td>6,440</td><td>0</td><td>460</td><td>5,980</td></tr><tr><td role="rowheader" scope="row">36</td><td>5,980</td><td>0</td><td>460</td><td>5,520</td></tr><tr><td role="rowheader" scope="row">37</td><td>5,520</td><td>0</td><td>460</td><td>5,060</td></tr><tr><td role="rowheader" scope="row">38</td><td>5,060</td><td>0</td><td>460</td><td>4,600</td></tr><tr><td role="rowheader" scope="row">39</td><td>4,600</td><td>0</td><td>460</td><td>4,140</td></tr><tr><td role="rowheader" scope="row">40</td><td>4,140</td><td>0</td><td>460</td><td>3,680</td></tr><tr><td role="rowheader" scope="row">41</td><td>3,680</td><td>0</td><td>460</td><td>3,220</td></tr><tr><td role="rowheader" scope="row">42</td><td>3,220</td><td>0</td><td>460</td><td>2,760</td></tr><tr><td role="rowheader" scope="row">43</td><td>2,760</td><td>0</td><td>460</td><td>2,300</td></tr><tr><td role="rowheader" scope="row">44</td><td>2,300</td><td>0</td><td>460</td><td>1,840</td></tr><tr><td role="rowheader" scope="row">45</td><td>1,840</td><td>0</td><td>460</td><td>1,380</td></tr><tr><td role="rowheader" scope="row">46</td><td>1,380</td><td>0</td><td>460</td><td>920</td></tr><tr><td role="rowheader" scope="row">47</td><td>920</td><td>0</td><td>460</td><td>460</td></tr><tr><td role="rowheader" scope="row">48</td><td>460</td><td>0</td><td>460</td><td>0</td></tr></table>