By contributing 0.0% of your salary to your retirement plan you may accumulate a plan balance of $36,552 at retirement for an out-of-pocket cost of just $0.<table class='pure-table' role='grid'><tr><th class='section'>401(k) analysis</th><th scope="col">(%)</th><th scope="col">($)</th></tr><tr><td>Your contribution</td><td style='text-align: right'>0.00%</td><td style='text-align: right'>$0</td></tr><tr><td>Employer match</td><td style='text-align: right'>3.50%</td><td style='text-align: right'>$5,264</td></tr><tr><td></td><td></td><td></td></tr><tr><td>Your cumulative contributions</td><td></td><td>$0</td></tr><tr><td>Employer cumulative contributions</td><td></td><td>$16,110</td></tr></table> <div id="chart1Container">Chart will load here</div> <script type="text/javascript"> <!-- var myChart1 = new FusionCharts( "MSColumn2D", "myChart1Id", "100%", "100%", "0", "1" ); myChart1.setXMLData("<chart showValues='1' showFCMenuItem='0' decimals='0' formatNumberScale='0' caption='Estimated Monthly Retirement Income (today&apos;s dollars)' xAxisName='' numberPrefix='$' bgColor='FFFFFF' showBorder='0' canvasBgColor='ffffff' showAlternateHGridColor='0' plotGradientColor=''><categories><category label='' /></categories><dataset seriesName='Conservative 4.0%' color='0B9191'><set value='155.0' /></dataset><dataset seriesName='Moderate 5.0%' color='F58127'><set value='159.0' /></dataset><dataset seriesName='Aggressive 6.0%' color='d8d8d8'><set value='162.0' /></dataset></chart>"); // --> </script> <ul><li><a href="ret01">How will retirement impact my living expenses?</a></li><li><a href="retirement-calculator">How much will I need to save for retirement?</a></li><li><a href="are-my-current-retirement-savings-sufficient">Are my current retirement savings sufficient?</a></li><li><a href="social-security-retirement-income-estimator">Social security retirement income estimator</a></li><li><a href="ret05">How does inflation impact my retirement income needs?</a></li><li><a href="i-am-retired-how-long-will-my-savings-last">I'm retired, how long will my savings last?</a></li><li><a href="ret07">When should I begin saving for retirement?</a></li><li><a href="ret08">Should I convert discretionary expenses to savings?</a></li><li><a href="ret09">How much retirement income may my 401(k) provide?</a></li><li><a href="ret10">Compare a Roth 401(k) to a Traditional 401(K)</a></li></ul><table class='pure-table' role='grid'><tr><th></th><th scope="col">Conservative (4.00%)</th><th scope="col">Moderate (5.00%)</th><th scope="col">Aggressive (6.00%)</th></tr><tr><td>Accumulation value at retirement</td><td style='text-align: center'>$35,722</td><td style='text-align: center'>$36,552</td><td style='text-align: center'>$37,405</td></tr><tr><td>Estimated monthly income at retirement</td><td style='text-align: center'>$169</td><td style='text-align: center'>$173</td><td style='text-align: center'>$177</td></tr><tr><td>Present value of monthly income adjusted for inflation</td><td style='text-align: center'>$155</td><td style='text-align: center'>$159</td><td style='text-align: center'>$162</td></tr></table><span style="padding-bottom:2px;background-color:#eee;line-height:1.45em;border-bottom:1px dotted;border-top:1px dotted;"><span style="color:#81A41E;font-size:100%;font-weight:700;">&nbsp;FINANCIAL PLANNERS</span> <span style="color:#000;font-size:100%;font-weight:normal;">&ndash; <a href="http://www.plannerportal.com" target="_PP_WINDOW">Affordable Financial Planning Software</a> &ndash; <a href="http://www.plannerportal.com" target="_PP_WINDOW">www.PlannerPortal.com</a></span>&nbsp;&nbsp;</span>